Denied Insurance Claim- Help!

**shadow** · January 11th, 2012 05:56 PM

Kalokohan, ayaw lang magbayad ng insurance mo...how can they say na walang nangyari ng accident eh meron kang police report...

**chua_riwap** · January 11th, 2012 06:04 PM

paktay na TS. people's gen insurance mo?

read this thread........

http://tsikot.com/forums/car-insuran...surance-67284/

**Retz** · January 11th, 2012 06:11 PM

Originally Posted by chua_riwap

paktay na TS. people's gen insurance mo?

read this thread........

http://tsikot.com/forums/car-insuran...surance-67284/

naku po. that explains why.

**vinj** · January 11th, 2012 06:27 PM

You may want to read the Insurance Code: | Official Website of the Insurance Commission |

Sec. 241. (1) No insurance company doing business in the Philippines shall refuse, without just cause, to pay or settle claims arising under coverages provided by its policies, nor shall any such company engage in unfair claim settlement practices. Any of the following acts by an insurance company, if committed without just cause and performed with such frequency as to indicate a general business practice, shall constitute unfair claim settlement practices:
(a) knowingly misrepresenting to claimants pertinent facts or policy provisions relating to coverage at issue;
(b) failing to acknowledge with reasonable promptness pertinent communications with respect to claims arising under its policies;
(c) failing to adopt and implement reasonable standards for the prompt investigation of claims arising under its policies;
(d) not attempting in good faith to effectuate prompt, fair and equitable settlement of claims submitted in which liability has become reasonably clear; or
(e) compelling policyholders to institute suits to recover amounts due under its policies by offering without justifiable reason substantially less than the amounts ultimately recovered in suits brought by them.

**_Qwerty_** · January 11th, 2012 06:31 PM

wala man lang nakaisip kumuha nang picture?? para ma prove na nandon nga yung sasakyan..

tsaka dapat pag ganyan kalala di mo na muna ginalaw.. tawag na agad nang pulis..

**greatauror28** · January 11th, 2012 06:53 PM

Sayang, hindi naisip ni TS na picturan kahit using camphone lang.
To be fair on both sides, dapat naman talaga may prueba before i-process yung claim ni TS kasi malay nga naman ni PGI kung naibangga lang ni TS sa poste yan tapos nag dahilan sya.

We should look at the two ends of the rope here.

**dondonposadas** · January 11th, 2012 07:10 PM

Gamit ko mafre covered ang self accident same amount ng kotse kaya kahit maibanga mo sa kahit ano basta un itensyonal covered. Ewan ko lang sa iba kung ganito din.

**niro2011** · January 11th, 2012 07:27 PM

nakow!!! People's Gen Insurance? Contest the denial of your claim.

**_Qwerty_** · January 11th, 2012 07:35 PM

kahit naman naibangga nang TS sa poste.. covered pa din nang comprehensive insurance yan..

Originally Posted by greatauror28

Sayang, hindi naisip ni TS na picturan kahit using camphone lang.
To be fair on both sides, dapat naman talaga may prueba before i-process yung claim ni TS kasi malay nga naman ni PGI kung naibangga lang ni TS sa poste yan tapos nag dahilan sya.

We should look at the two ends of the rope here.