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  1. Join Date
    Feb 2019
    Posts
    228
    #1
    Yan din sana plano ko. Ayaw ng father in law ko dahil di daw ako sure kahit ipacheck sa mechanic. Also, di naman daw magbebenta kung walang problema. Better get a brand new instead. Since naapprove kami sa bank, will proceed nalang with that. Hehe


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  2. Join Date
    Oct 2002
    Posts
    40,599
    #2
    Quote Originally Posted by jnsk View Post
    Yan din sana plano ko. Ayaw ng father in law ko dahil di daw ako sure kahit ipacheck sa mechanic. Also, di naman daw magbebenta kung walang problema. Better get a brand new instead. Since naapprove kami sa bank, will proceed nalang with that. Hehe


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    Basta siya magbayad ng amortization sinabi mo sana


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  3. Join Date
    Mar 2008
    Posts
    54,627
    #3
    Quote Originally Posted by shadow View Post
    Basta siya magbayad ng amortization sinabi mo sana


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    "kotse mo... pera mo!
    heh heh.

    nakikita ko nah...
    bumili ka ng kotseng hindi approved niya..
    pag na flat tire yan, kasalanan mo!

  4. Join Date
    Oct 2014
    Posts
    1,245
    #4
    Quote Originally Posted by dr. d View Post
    "nakikita ko nah...
    bumili ka ng kotseng hindi approved niya..
    pag na flat tire yan, kasalanan mo!
    Siguradong magmura![emoji12]

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  5. Join Date
    Oct 2012
    Posts
    4,851
    #5
    Quote Originally Posted by Ketib View Post
    Siguradong magmura![emoji12]

    Sent from my SM-A600G using Tapatalk
    Eh sobrang mura na yun... [emoji1787]


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  6. Join Date
    Apr 2014
    Posts
    5,246
    #6
    Quote Originally Posted by jnsk View Post
    Also, di naman daw magbebenta kung walang problema.


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    Yan ang medyo skewed.
    Some of the sellers have a set timeline when they will replace the car regardless of the condition.

    And owning a bnew car aint risk free at all. Lemon unit

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  7. Join Date
    Feb 2019
    Posts
    228
    #7
    Hahaha gusto ko nga sabihin, penge po pang down payment! [emoji23] Buti nalang supportive yung mother in law ko. Sya nagprovide ng DP for us. [emoji23][emoji23]


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  8. Join Date
    Feb 2019
    Posts
    228
    #8
    Saw these people from marketplace posting about PHBWorx and offering 0% interest on car loan. Sobrang tempting kasi base sa quotation nila, wala talagang interest.

    Sample:
    Car SRP 558,000
    Downpayment 30%: 167,400
    Less 10% Discount for the remaining balance: 39,060

    Balance: 351,540 / 60 months = 5,859 monthly.

    Anyone tried this? Parang too good to be true, or may something before mo ma-avail to. [emoji849]



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  9. Join Date
    Oct 2012
    Posts
    4,851
    #9
    Quote Originally Posted by jnsk View Post
    Saw these people from marketplace posting about PHBWorx and offering 0% interest on car loan. Sobrang tempting kasi base sa quotation nila, wala talagang interest.

    Sample:
    Car SRP 558,000
    Downpayment 30%: 167,400
    Less 10% Discount for the remaining balance: 39,060

    Balance: 351,540 / 60 months = 5,859 monthly.

    Anyone tried this? Parang too good to be true, or may something before mo ma-avail to. [emoji849]



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    May catch yan... imposible wala sila kikitain jan.... kaya ingat...


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  10. Join Date
    Oct 2006
    Posts
    6,497
    #10
    Quote Originally Posted by jnsk View Post
    Saw these people from marketplace posting about PHBWorx and offering 0% interest on car loan. Sobrang tempting kasi base sa quotation nila, wala talagang interest.

    Sample:
    Car SRP 558,000
    Downpayment 30%: 167,400
    Less 10% Discount for the remaining balance: 39,060

    Balance: 351,540 / 60 months = 5,859 monthly.

    Anyone tried this? Parang too good to be true, or may something before mo ma-avail to. [emoji849]



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    When something is too good to be true... It usually is.

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  11. Join Date
    Apr 2014
    Posts
    5,246
    #11
    Quote Originally Posted by jnsk View Post
    Saw these people from marketplace posting about PHBWorx and offering 0% interest on car loan. Sobrang tempting kasi base sa quotation nila, wala talagang interest.

    Sample:
    Car SRP 558,000
    Downpayment 30%: 167,400
    Less 10% Discount for the remaining balance: 39,060

    Balance: 351,540 / 60 months = 5,859 monthly.

    Anyone tried this? Parang too good to be true, or may something before mo ma-avail to. [emoji849]



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    Chineck ko sa fb yang phb.
    Parang networking.
    Open minded ka ba?

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  12. Join Date
    Feb 2019
    Posts
    228
    #12
    Quote Originally Posted by chronicle View Post
    Chineck ko sa fb yang phb.
    Parang networking.
    Open minded ka ba?

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    Networking nga ata, pero not sure how it works. Haha. Nagtry ako maginquire, di pa nagrereply yung ahente. Kung iisipin mo kasi yung quotation nila prang sobrang lugi for them kung totoo nga talaga. Hmm. [emoji849]


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  13. Join Date
    Mar 2008
    Posts
    54,627
    #13
    Quote Originally Posted by jnsk View Post
    Saw these people from marketplace posting about PHBWorx and offering 0% interest on car loan. Sobrang tempting kasi base sa quotation nila, wala talagang interest.

    Sample:
    Car SRP 558,000
    Downpayment 30%: 167,400
    Less 10% Discount for the remaining balance: 39,060

    Balance: 351,540 / 60 months = 5,859 monthly.

    Anyone tried this? Parang too good to be true, or may something before mo ma-avail to. [emoji849]



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    for a brand new car... impossible!

    but if the car is a used car...

  14. Join Date
    Feb 2019
    Posts
    228
    #14
    Quote Originally Posted by dr. d View Post
    for a brand new car... impossible!

    but if the car is a used car...
    Ayun nga doc, brand new siya! As in! [emoji23]


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  15. Join Date
    Apr 2014
    Posts
    5,246
    #15
    Quote Originally Posted by jnsk View Post
    Ayun nga doc, brand new siya! As in! [emoji23]


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    Bnew nga pero tadtad ng sticker nila para maka akit.

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  16. Join Date
    Mar 2008
    Posts
    54,627
    #16
    Quote Originally Posted by chronicle View Post
    Bnew nga pero tadtad ng sticker nila para maka akit.

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    "with all your ads sticking to my car, you should be paying me!"

    sabi nga ni paQman,
    "kung puede lang, long pants ang susuotin ko sa ring, para marami-raming kita sa sticker ads."

    teka...
    hindi kaya, yan yung mga kotseng nakikita natin ngayon, na nakukublihan ang buong side niya ng ad?

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Car loan (First time car buyer)