if you are still making monthly payments on the car, technically, the car is not yours but the bank's. the banks just want to be sure that, if the car meets an unfortunate event, their investment is covered by insurance. some banks may even dictate which insurance company is "acceptable" to them.
but if you bought the car in full, you own the car. you can drive it into the river and no one will run after you.
heh heh.
if you are someone who knows how to walk on water...
TPL. third party liability.
you are the first party.
yung insurance company ang second party.
the third party is the naka-bangga nyo. siya ang makikinabang sa insurance. naka-saad in fine detail ang sasagutin ng tpl insurance nyo. basahing mabuti, gumamit ang magnifying glass.
gaano katagal ang release ng salapi? very good question! i wish i knew the answer...
BPI loan approved!!! Free chattel, free 1 yr insurance with AOG, with lower interest compare to Metrobank... Dealer free TPL, 3M tint, floormat, window visor, sparewheel lock, cargo tray, ERA card, early warning device, tools, car cover, 10k PMS labor free, 100k warranty...
Jackpot!!! Early Christmas gift for my family...
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S BPI bro, BPI and Metrobank ako nag apply, BPI account existing ako pero mataas autoloan nila kaya tumingin ako s iba, s ibang banks nmn metrobank ang pinakalowest, nakipag deal ako s BPI n kung pede tapatan nila yung offer ng metrobank otherwise mapipilitan akong lumipat ng ibang bank. 1 day lang nagreply sila s email at mas mababa p ng konti lang nmn n interest
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BPI baguio ako nag apply, ford metro baguio, everest kukunin ko bro, dapat sa dealer k din makipag deal bukod s bank, once cash yung downpayment pede k p bigyan ng discount bukod s mga freebies
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Approved na rin ako sa BPI kahapon. Bigyan daw nila ako ng quote dun sa kausap daw nilang dealer (Honda Pasig). Magcheck din ako ng ibang dealer. Preferred ko sana sa Honda Rizal dahil may mga kakilala akong ahente dun na kawork ko dati. Nag-apply din ako sa ibang banks. Sa Security Bank pa lang ako approved tsaka sa BPI. Hintay pa ko ng reply from Metrobank at BDO.
Sir pano po yun first time ko kasi magautoloan.. magpapaapprove palang ako sa bpi, balak ko magdown ng 30% at 5 yrs term.
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mga sir, sa may mga approval na and gusto kumuha ng nissan PM nyo lng ako madami kmi units na available(navara,juke,urvan,xtrail and patrol)
sa mga di po nakakuha ng approval sa bank PM nyo lng din po ako bka matulungan ko kyo. thanks
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Sir questions lang po. Yung mga dealer na nagooffer ng discounts, saan ba ididiscount yun sa price ng sasakyan po ba? Or sa down payment? thanks
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Dun s downpayment yun ibabawas in case bibigyan k
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No bro, ex: kung 20% DP sa 1M ay 200k, depende s usapan nyo ng dealer kung bibigyan k nila ng discount, ex kung binigyan k ng 20k disount, 180k nlng babayaran mo s kanila, ung 80% s bank same price p din yun
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