Car loan (First time car buyer)

**jam23** · October 26th, 2016 09:07 AM

Nice deal yan sir - anong unit po knuha nyo?

Originally Posted by pongscript

Iba iba po. Like nung nangyari sakin. Supposed to be sa honda alabang ako kukuha.. but makati/magallanes give me a better deal. Sa honda alabang, standard.freebies lang then pahirapan pa hingan ng rain visor.. sa makati , standard.freebies, rain visor, boot tray, 10k deduction, full tank of gas.

Also check the stock if meron sila, kasi sa honda alabang pinag down ako wala pa pala sila stock. Kaya naisip kong maghanap sa ibang casa. Yun na discover ko na iba iba ang deal. Napaganda pa tuloy.

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**yubby24** · October 26th, 2016 12:18 PM

Mas ok ba magstart pumili ng dealer kapag approved ka na ng bank na pinag-applyan mo?

**kelog91** · October 26th, 2016 12:27 PM

Originally Posted by yubby24

Mas ok ba magstart pumili ng dealer kapag approved ka na ng bank na pinag-applyan mo?

same question here

**jodski** · October 26th, 2016 05:05 PM

Originally Posted by yubby24

Mas ok ba magstart pumili ng dealer kapag approved ka na ng bank na pinag-applyan mo?

The bank will refer you to a dealership na ka tie up nila para ma maximize yung promo in place.

You can also opt to get the dealership of your choice.

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**yubby24** · October 26th, 2016 05:27 PM

Pano nyo hinahaggle kung kunyari may quote na kayo ni dealer A. Punta ka kay dealer B tapos papakita mo sa kanila yung quote ni dealer A tapos tatanong mo kung kaya nila matapatan yun?

**jut703** · October 26th, 2016 07:10 PM

Originally Posted by yubby24

Pano nyo hinahaggle kung kunyari may quote na kayo ni dealer A. Punta ka kay dealer B tapos papakita mo sa kanila yung quote ni dealer A tapos tatanong mo kung kaya nila matapatan yun?

Yes.

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**pongscript** · October 26th, 2016 09:35 PM

Originally Posted by yubby24

Mas ok ba magstart pumili ng dealer kapag approved ka na ng bank na pinag-applyan mo?

Pwede ka na magstart mamili while in process pa yung loan mo.

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**pongscript** · October 26th, 2016 09:37 PM

Originally Posted by jut703

Yes.

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Yes, but dont skip the process of asking first the detail, standard process ... for the sake na nagbigay na sila ng time for you, so next step nila is to get your buy in. Parang pakagat mo rin sa kanila. In other words, daanin mo muna sa pasakalye.. pag napansin mo na interesado na sya na bentahan ka, saka mo i open up yung quote ng ibang kasa.. this will give you additional leverage.. :-)

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**pongscript** · October 26th, 2016 10:18 PM

Originally Posted by jam23

Nice deal yan sir - anong unit po knuha nyo?

Honda jazz vx

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**yubby24** · November 2nd, 2016 07:39 PM

Quick question po. Gano katagal ang validity ng loan approval ng bank? Pag may approval ka na ba, kelangan makahanap ka na agad ng dealer na pagkukunan mo ng sasakyan?