car loan

[Query453]

how much ussually is chattel mortgage?

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Try mo magemail sa mga banks, sa website nila, so far nagreply naman sila lahat sa mga inemails ko. Iba iba kasi qinuquote nila.


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[3GEMS]

Pano kaya ma-approve pinsan ko from province. Kukuha ng unit (xpander or innova) kaso recently lang nagkabank record since nakapag asawa ng expat. 20% downpayment.

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[snussy]

mga boss - any idea how long yung car loan results sa east west at maybank? got a call from them august 1. wala pa news today...sana naman ma ok =(

[vjmelvs2k4]

guys,
mejo concerned aq sa delay in bank approval for a low dp promo.
I am waiting for an update from 2 dealers (nissan and honda).
Participating banks ng nissan is taking almost 2 weeks na with no update. Last ffup q sa dealer last week - pending pa daw. Hanggang nawalan naqo ng gana magffup sa kanya kc almost daily q siya ffup last week.
Ung sa honda naman, only rcbc called me to do CI. When i ffup yesterday, minsan daw umaabot ng 1 week kc di daw makadaan POC nun bank sa casa minsan. Ni reassure naman nya aq that he will help me. Till now, no calls or text from both dealers and banks.

Recently ba may delays talga sa bank approvals? Sa mga nababasa q sa thread is normally within 24 hrs to 2 days may result na.

[snussy]

guys,
mejo concerned aq sa delay in bank approval for a low dp promo.
I am waiting for an update from 2 dealers (nissan and honda).
Participating banks ng nissan is taking almost 2 weeks na with no update. Last ffup q sa dealer last week - pending pa daw. Hanggang nawalan naqo ng gana magffup sa kanya kc almost daily q siya ffup last week.
Ung sa honda naman, only rcbc called me to do CI. When i ffup yesterday, minsan daw umaabot ng 1 week kc di daw makadaan POC nun bank sa casa minsan. Ni reassure naman nya aq that he will help me. Till now, no calls or text from both dealers and banks.

Recently ba may delays talga sa bank approvals? Sa mga nababasa q sa thread is normally within 24 hrs to 2 days may result na.

same here boss, got a call from eastwest yesterday around 10am - asked me questions then sabi niya wait for CI daw, then around 730pm got a text from them that they received my application and will be expecting a call within 24 hrs - but till now wala.

maybank - my hr got a call from them, kaso the rep from the bank was assuming the number she dialed was me, so hr informed the rep that she is calling hr and not me. (ininform ko na sila ahead, also asked for coe kasi)

until now - no news, been looking out for CIs outside my home since nightshift po ako. hehehe

[vjmelvs2k4]

same here boss, got a call from eastwest yesterday around 10am - asked me questions then sabi niya wait for CI daw, then around 730pm got a text from them that they received my application and will be expecting a call within 24 hrs - but till now wala.

maybank - my hr got a call from them, kaso the rep from the bank was assuming the number she dialed was me, so hr informed the rep that she is calling hr and not me. (ininform ko na sila ahead, also asked for coe kasi)

until now - no news, been looking out for CIs outside my home since nightshift po ako. hehehe

totoo.. night shift rin aq kaya lagi inde naka silent ang phone q para magising aq sa CI calls.
banks who called me last week were eastwest, chinabank and psbank. Lahat daw pending results pa rin.
Monday this week, rcbc naman nakausap q.
I am hoping may makakatulong sa atin here to shed some light.

[Jj_girl]

same here boss, got a call from eastwest yesterday around 10am - asked me questions then sabi niya wait for CI daw, then around 730pm got a text from them that they received my application and will be expecting a call within 24 hrs - but till now wala.

maybank - my hr got a call from them, kaso the rep from the bank was assuming the number she dialed was me, so hr informed the rep that she is calling hr and not me. (ininform ko na sila ahead, also asked for coe kasi)

until now - no news, been looking out for CIs outside my home since nightshift po ako. hehehe

from my experience, PS bank napakabilis mag approve. tumawag saken last week then the day after tumawag may pumunta na sa bahay for CI, and that same day na approve ako. pero ang tagal nila mag transfer nga approval from mitsubishi to foton. until hindi na daw ako eligible sa promo. sad life

[fleas2016]

Just recalling my own exp, last time, my SA insisted to 'open' my application to other banks even though I already pre-arranged one for options. RCBC and EW called 3-4 weeks too late. PSBank was 1-2 weeks. I asked bakit sila mabagal, they just said they have a lot of backlog.

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[Yatta]

Just recalling my own exp, last time, my SA insisted to 'open' my application to other banks even though I already pre-arranged one for options. RCBC and EW called 3-4 weeks too late. PSBank was 1-2 weeks. I asked bakit sila mabagal, they just said they have a lot of backlog.

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Kapag nag-apply ka talaga in-house, ino-open nila yan sa maraming banko, then unahan na lang kung sino mauna mag-approve. And kahit may approval na, tuloy pa rin ang CI ng ibang mga banks. Yung sa akin, 1 month na since inuwi ko yung unit, may tumatawag pa rin.

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[aioshin]

Kailangan mo di encumber release paper from bank, if wala ka nun, hahanapin ni lto. Kaso sa bank naman medyo matagalan if matagal na. Halungkat sa bodega ginawa.

aio....

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[snussy]

hi po i am a cc defaulter last 2016 from BPI. But i have an active PSBank car loan - less than a year nalang po ako with PSBank then tapos napo ako with my existing car loan and im planning to get a 2nd car loan with them - ma approve pa kaya ako? i got promoted and my basic pay is times two na from my previous car loan with psbank. may chance po ba kaya?

[istan]

Have u paid bpi?
Try to pay before getting a new car. Debt free is better.

If u have no plans to pay and still want a new car, u may try may chance, as long as ur not in bsp database of defaulters. Small debt, most likely ur not in the list.

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[snussy]

Have u paid bpi?
Try to pay before getting a new car. Debt free is better.

If u have no plans to pay and still want a new car, u may try may chance, as long as ur not in bsp database of defaulters. Small debt, most likely ur not in the list.

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i am actually waiting for the court para dun ako mag settle sa debt ko. times 3 kasi ang interest na pinatong sa collection agency and mas better if sa court decision mangaling ang amount na bayaran ko since pwede installment and all i have to pay is yung actual utang ko. sa Collection Agency kasi - 3/4 na ang interest plus they want 1-3 months to pay lang. sa court pwede ako maka pay sa capability ko na monthly installment.

[papi smith]

i am actually waiting for the court para dun ako mag settle sa debt ko. times 3 kasi ang interest na pinatong sa collection agency and mas better if sa court decision mangaling ang amount na bayaran ko since pwede installment and all i have to pay is yung actual utang ko. sa Collection Agency kasi - 3/4 na ang interest plus they want 1-3 months to pay lang. sa court pwede ako maka pay sa capability ko na monthly installment.

Is this the law? Just wanted to know kasi finorward ng Globe ang bill ko sa collection agency. Packing Globe did not even call or email me before doing so. I would have settled that 500 kesos

[Yatta]

Is this the law? Just wanted to know kasi finorward ng Globe ang bill ko sa collection agency. Packing Globe did not even call or email me before doing so. I would have settled that 500 kesos

Globe once tried to bill me Php1.25 about 2 years after I terminated services from them, mas mahala pa yata yung bond paper at envelope, not to mention the salary of the courier. LOL! Di ko pinansin. Then last month PLDT billed me an additional Php46.04 one month after I terminated an internet contract, returned the modem and paid the balance. Di ko rin pinansin.

[Flipo]

Inalok lang ako doc, di naman ako kukuha. :D

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[jaggerx3]

F*cking BPI insurance. Papadala ng bill, tapos pag nabayaran mo d naman papadala policy. Hirap pa kontakin

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[fleas2016]

F*cking BPI insurance. Papadala ng bill, tapos pag nabayaran mo d naman papadala policy. Hirap pa kontakin

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Was a problem for me before too. I made sure to have an agent assigned to me. All communication goes through the agent. Then you can request a soft-copy.

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[ninjababez]

F*cking BPI insurance. Papadala ng bill, tapos pag nabayaran mo d naman papadala policy. Hirap pa kontakin

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sakin naman baliktad bro, dumating policy 1 week before ma debit; siguro dahil 5 years lock in sya?

[jaggerx3]

sakin naman baliktad bro, dumating policy 1 week before ma debit; siguro dahil 5 years lock in sya?

5 years lock din akin
Pero SOA pinapadala bago ma expire, not the policy itself

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