car loan

[MR_BIG18]

Uso paba PDC sa mga bank loan?

yes...mas madaling kasuhan pag di nagbayad unlike pag auto debit

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[brom]

thanks.. sensya na po.. i need 5 posts to create a thread

[keithdb]

Sa case ko yung bank and dealer na bahala. Pumunta lang ako dealer to get the car as soon as andun na unit.

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[EQAddict]

Most banks nowadays require you to have a savings account with them for a minimum of 3 months before you can open a checking account.

Check their policy.




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[StockEngine]

Car loan? Here's what your dealer isn't telling you - YouTube

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[TheUninvited]

BPI called, mukang call center. Verified info like name, employment etc.

Usually anong step na ba to? Sana towards the end na.

[lady_blackgreen]

BPI called, mukang call center. Verified info like name, employment etc.

Usually anong step na ba to? Sana towards the end na.

After ng call sa akin, a week ata nakareceive na ako email na approved. Online lang din ako nagapply.

I asked kanina sa BDO mukhang mas mababa ang interest nila. I applied tuloy online baka approved so BDO na lang. Magkakatalo na lang to kung may free insurance din BDO. Sa BPI kasi basta depositor nila meron basta masatisfy mo lang yun mga requirements such as amount of loan, etc.

[TheUninvited]

After ng call sa akin, a week ata nakareceive na ako email na approved. Online lang din ako nagapply.

I asked kanina sa BDO mukhang mas mababa ang interest nila. I applied tuloy online baka approved so BDO na lang. Magkakatalo na lang to kung may free insurance din BDO. Sa BPI kasi basta depositor nila meron basta masatisfy mo lang yun mga requirements such as amount of loan, etc.

Thanks. Nag apply na rin ako sa BDO online. May automated text na din na in process na.

Metrobank better rates sa online calc vs BPI pero wala paramdam sakin since applying last Friday night.

Hinahabol ko kase yung Vitara kaya ako nagmamadali hehe

Kung match lahat ng sagot mo sa application, at least 1-2 weeks payan, ang experience ko dyan sa BPI nauunahan parati sila ng ibang banko mag approve, like PS Bank, BDO, and latest ko nauna pa yung RCBC. Yung RCBC ni hindi tumawag.
Nagtyatyaga lang ako sa BPI dahil may account ako sa kanila madaling mag auto debit. And sa online banking ng BPI madaling imanage ang mga loan.

Dapat alisin na nila yung 3-8 hours approval sa site nila. Matagal pa din pala process kala ko mga same day approval na. Yun lang siguro advantage ng inhouse financing. Patience it is

[lady_blackgreen]

Thanks. Nag apply na rin ako sa BDO online. May automated text na din na in process na.

Wow! Ang bilis! Kelan ka nag-apply?

[glenn_duke]

BPI called, mukang call center. Verified info like name, employment etc.

Usually anong step na ba to? Sana towards the end na.

Kung match lahat ng sagot mo sa application, at least 1-2 weeks payan, ang experience ko dyan sa BPI nauunahan parati sila ng ibang banko mag approve, like PS Bank, BDO, and latest ko nauna pa yung RCBC. Yung RCBC ni hindi tumawag.
Nagtyatyaga lang ako sa BPI dahil may account ako sa kanila madaling mag auto debit. And sa online banking ng BPI madaling imanage ang mga loan.

[shadow]

Relax ka lang.


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[StockEngine]

Relax ka lang.


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most unrelaxing statement 😅👌

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[tr1ck5h07]

Clarify with in-house Any other additional fees aside from the DP. Also, required ba na sa kanila ka kukuha ng insurance?


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[redark]

Clarify with in-house Any other additional fees aside from the DP. Also, required ba na sa kanila ka kukuha ng insurance?


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Ok will do that thanks for the advice. Kung wala ng additional fees mukhang mas ok yung in-house?

[tr1ck5h07]

If no additional fees and the insurance is comparable to what you can get on your own, it looks good.


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[fleas2016]

Paid to the dealer. Make a copy of the receipt for the bank.

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[kishAn]

Paid to the dealer. Make a copy of the receipt for the bank.

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No need, dealer will provide copy for the bank as part of the requirement as usually indicated in the PO


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[kebloks]

No need, dealer will provide copy for the bank as part of the requirement as usually indicated in the PO


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Thanks! I got confused, the PO says "Less D.P. C/O BANK P1XX,XXX.00"

[jaggerx3]

Nagkaka problem ba sa auto loan if yung client palipat lipat ng dealer?

Yung auntie ko kasi, nag apply ng auto loan na approved ng TFS. Tapos nagpunta ng Toyota Alabang pinag ddown sila ng 140k ata, tapos pumunta ng Toyota Pasong Tamo almost same din down, then punta ng Toyota Bicutan 120k down naman. Tapos nagka problema sila kasi biglang etong Alabang sabi may unit daw sa Friday, pero 180k daw down. Then inapproach ako, dinalanko sa BGC kasi 90k down same monthly sa lahat. Eh di pina cancel na nil yung from Bicutan na pila nila. Tapos okay na umandar na process pinag aantay ng agent na lang ng next week til next next week. Then biglang tumawag nanaman sa agent sa BGC na inalok sila ng Alabang ulit bukas release pero 130k down. Nakakainis lang sa aunt ko nagmamadali sobra! Kaya naguluhan yung agent ko sa BGC, which he doubt na may unit daw sa Alabang.

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[whitebeard_]

hello mga ka-tsikot,

nagbabasa ako sa mga thread dami ko nalalaman.

newbie lang ako gusto ko sana malaman opinion o advise niyo.

first time ko mag car loan sana, i am earning 45-50k monthly with allowance pa, di pa bawas tax, sss, pagibig etc.

nag-apply ako sa dealer for hyundai eon glx mt noong december 2017. maliit na sasakyan lang gusto ko dahil newbie driver din ako. at the same time di ganun kataas monthly niya. solo lang wala co-maker. may tumawag naman at nagCI kaso wala na update hanggang ngayon.

nitong nakaraan lang sabi ng SA need additional co-maker for eastwest bank, kaya hinihingan ko ng documents kapatid ko para i-add as co-maker.

nage-mail ako sa eastwest to follow-up my application para malaman status, naiinip na din kasi ako. sabi sa akin declined daw, i asked kung bakit di na nagbigay details.

wala po ako bad credit history, never had a credit card. i have an account in bdo for 2 years na.

gusto ko sana sa eastwest dahil may promo 0% down, may freebies na din like 3 years lto, insurance etc. MA 5 years 10k plus.

may pang down naman ako dahil pinaghandaan ko na din, pero yung hyundai eon madalas sa mga dealer zero down o 5k o 8k down.

tanong lang in case mag pasa pa ako ng additional co-maker kay SA will it make any difference kaso declined na ako sa eastwest based sa reply nila sa akin s e-mail?

last year 2 months ko pinag isipan kung kukuha ako ng sasakyan, cnompute ko na budget ko at magkano kaya ko MA. gusto ko talaga kumuha ng sasakyan dahil minsan o madalas ang hirap mag-commute talaga.

thanks. respect to post po.