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Verified Tsikot Member
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- Jun 2011
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March 7th, 2013 08:22 AM #1So last year, hiniram ko sasakayan ng uncle ko. Tapos may nabangga ako, unfortunately walang insurance yung car.
Nagusap kami nung nabangga ko at napagusapan namin na sasagutin ko na lang yung sisingilin na participation fee ng insurance nila.
After one month, nagkita uli kami para bayaran ko yung participation fee. Gumawa din kami ng hand-written na letter/note na wala na kaming obligation for any other fees, etc related to the incident, kumbaga settled na lahat. Pumirma naman sila duon sa letter/note pati ako.
Ngayon, naka-tanggap ako ng letter galing sa insurance nila na sinisingil ako duon sa nagatos nila.
Pag binigyan ko ba yung insurance ng copy yung letter/note eh di na nila kami sisingilin?
Thanks.
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Tsikoteer
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- Jan 2010
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March 7th, 2013 09:26 AM #2For me, just ignore na lang the insurance company, di naman sila kausap mo... kasalanan na nung may ari ng car na nabangga mo kung bakit isinama ka pa sa deal nila ng insurance company... just keep the letter of agreement na lang between you and the car owner na nabangga mo... I think kapag nag-file ng case ang insurance company againts you ay yung may ari ng car na naaksidente mo ang maiipit dito.... It's just me.... It happened to us ten years ago, although not a car accident issue but similar in nature ng incident, yung company ang nag-dedemand sa amin pero di naman sila kausap namin kung di yung client nila, so inignore namin yung mga demand letter nila till magsawa sila sa kapapadala ng demand letter, narealize siguro nila na di naman sila ang kausap namin.... HTH...
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March 7th, 2013 09:37 AM #3
May police report ba? Hinde sila nag claim as "own damage"...ni-report ka pa rin nila sa insurance nila...
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Verified Tsikot Member
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March 7th, 2013 02:03 PM #4Merong police report, actually duon kami sa police precint agree na participation fee na lang ang sagot namin. Nag down pa nga kami ng 2k kasi yun yung minumum na participation fee sa insurance nila. Pinagawan pa ako ng sulat na babayaran yung remaining nag binigay na ng insurance yung final amount.
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Verified Tsikot Member
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March 7th, 2013 02:10 PM #5
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Verified Tsikot Member
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March 7th, 2013 02:13 PM #8
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March 7th, 2013 02:14 PM #9
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Verified Tsikot Member
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March 7th, 2013 02:17 PM #10
the triumph of man over... man!, using the crudest of implements (by modern standards).
Traffic!