Car insurance

[ray_noel]

Thanks for all who replied... i need to settle with the bank...


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[baludoy]

i registered my truck a few days ago and so i had to go through the process of fulfilling all the annual reg requirements of the lto. as i was leafing through the documents i had w/ me, i read the stuff on the policy of my compulsory tpl provider to kill time.

so it got me thinking, has anyone here ever used/claimed anything from their compulsory tpl insurer?

i'm thinking these ctpl companies are really raking it in.

ka-ching!

[dr. d]

i registered my truck a few days ago and so i had to go through the process of fulfilling all the annual reg requirements of the lto. as i was leafing through the documents i had w/ me, i read the stuff on the policy of my compulsory tpl provider to kill time.

so it got me thinking, has anyone here ever used/claimed anything from their compulsory tpl insurer?

i'm thinking these ctpl companies are really raking it in.

ka-ching!

i have never used mine.

[baludoy]

i have never used mine.

it would be interesting to know if anyone here used theirs.

those obscure "insurance companies" located inside the lto compound and endorsed by the personnel over there are very intriguing.

[ninjababez]

it would be interesting to know if anyone here used theirs.

those obscure "insurance companies" located inside the lto compound and endorsed by the personnel over there are very intriguing.

baka yun naka comprehensive, yun insurance company nalang ang maniningil sa TPL provider?

[n0cary3t]

anyone here with a standard insurance?

okay kaya sya compare sa bpi/ms? planning to try another provider since tapos na loan ko with bpi.


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[ninjababez]

anyone here with a standard insurance?

okay kaya sya compare sa bpi/ms? planning to try another provider since tapos na loan ko with bpi.


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sa experience ko sa standard, ang kawawa sa standard insurance yun mababangga mo (3rd party damage)
not sure dun sa 1st party

bpi ms, basta complete docs mabilis lang

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[TsekwangBakla]

anyone here with a standard insurance?

okay kaya sya compare sa bpi/ms? planning to try another provider since tapos na loan ko with bpi.


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Standard insurance ako naka insused. Napaka convenient mag claim at never ako nagka problema. Pero may broker ako, BDO insurance kaya sila lahat nag coordinate.

[n0cary3t]

salamat boss. baka mag BPI nalang siguro ako.


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[12vdc]

salamat boss. baka mag BPI nalang siguro ako.


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Kaka claim ko 3panels from BPI MS. Tagal lang coordination sa e-mail mga 5days negotiation sila ng shop, kaya pinaubaya ko na sa insurance coordinator. Repair done in a week time.

Standard insurance OK lang but not much satisfied with customer support, need pa visit branch office just to claim, mejo mahirap tawagan.

FPG red flag-mahirap kausap dami chechebureche, suko ang shop at mahirap tawagan just like Mapfre. Better pa Charter Ang Ping and Malayan.

Kung ano ang malapit sayo at madali kausap yun ang kunin mo.

[dr. d]

Kaka claim ko 3panels from BPI MS. Tagal lang coordination sa e-mail mga 5days negotiation sila ng shop, kaya pinaubaya ko na sa insurance coordinator. Repair done in a week time.

Standard insurance OK lang but not much satisfied with customer support, need pa visit branch office just to claim, mejo mahirap tawagan.

FPG red flag-mahirap kausap dami chechebureche, suko ang shop at mahirap tawagan just like Mapfre. Better pa Charter Ang Ping and Malayan.

Kung ano ang malapit sayo at madali kausap yun ang kunin mo.

three panels, done in a week's time!
that's fast.

errr,
shallow scratches ba, or massive cave-ins?

[12vdc]

three panels, done in a week's time!
that's fast.

errr,
shallow scratches ba, or massive cave-ins?

Deep scratches, dents, paint damage from a kamote rider. It was a casa shop i believe they are equipped with paint oven and reform/alignment tools.

[dr. d]

Deep scratches, dents, paint damage from a kamote rider

ah yes!
the mechanical pestilence!

[babkalakal]

Kaka claim ko 3panels from BPI MS. Tagal lang coordination sa e-mail mga 5days negotiation sila ng shop, kaya pinaubaya ko na sa insurance coordinator. Repair done in a week time.

Standard insurance OK lang but not much satisfied with customer support, need pa visit branch office just to claim, mejo mahirap tawagan.

FPG red flag-mahirap kausap dami chechebureche, suko ang shop at mahirap tawagan just like Mapfre. Better pa Charter Ang Ping and Malayan.

Kung ano ang malapit sayo at madali kausap yun ang kunin mo.

pinaka bwisit na auto insurance i had the misfortune of dealing with peoples gen. kahit kailan walang sumasagot sa telepono.

[papi smith]

Mga paps, saan pwede kumuha ng pinakamabilis na online TPL? Due na pala ako next week.

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[Papajamba]

Mga paps, saan pwede kumuha ng pinakamabilis na online TPL? Due na pala ako next week.

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Thru ichoose ako sa lahat ng car insurance kasama tpl. Wala pang 700php.
Ito agent ng ichoose - Nez +63 917 898 8170


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[papi smith]

Thanks Paps Jamba!

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[papi smith]

Just remembered, a few days ago, nag browse ako sa I choose or moneymax ata, and the resulting quotes had entries which state "can be customized to lower premium" or something to that effect.

I know na naisasagad sa lower range ng estimated market value ng car to lower premium but I wonder, could it also mean na pwede excess TPL - BI and PD only?

I need some level of protection from accidents for my 8 year old car but parang talo sa comprehensive dahil malaki na rin participation mo sa parts, lalo na ngayon na halos di mo naman nagamit because aside from pandemic, extra vehicle lang sya. Baka kasi makabangga ng tao or mamahaling sasakyan at least may cover ka

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[Deestone]

Just remembered, a few days ago, nag browse ako sa I choose or moneymax ata, and the resulting quotes had entries which state "can be customized to lower premium" or something to that effect.

I know na naisasagad sa lower range ng estimated market value ng car to lower premium but I wonder, could it also mean na pwede excess TPL - BI and PD only?

I need some level of protection from accidents for my 8 year old car but parang talo sa comprehensive dahil malaki na rin participation mo sa parts, lalo na ngayon na halos di mo naman nagamit because aside from pandemic, extra vehicle lang sya. Baka kasi makabangga ng tao or mamahaling sasakyan at least may cover ka

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Yes some insurance company can insure only tpl excess bi & pd to lower down the premium without own damage.

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[papi smith]

Can you give me an example of how much based on vehicle value? And if possible the amount covered for Excess TPL, thanks

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