Car insurance

[Egan101]

I don't think theres a fee car insurance but some insurance company do give freebies like free mirror dashcam when you availed comprehensive.

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Free yung first year kung kasama sa package ng car purchase. Yung susunod na mga taon, may bayad na.

Mayrun free insurance kung corporate car gamit mo. However, it’s not your personal car. Hehehehe


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[Deestone]

^I see. As long as legit and can be trusted.

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[cast_no_shadow]

^I see. As long as legit and can be trusted.

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Yup wala naman issue doon. I get mine from BDOI naman


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[Deestone]

^

I do have an ARC card given to me by BPI I forgot to have them quote me maybe ARC card holders can have discount on premium.

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[papi smith]

For CTPL, ok ba ang Paramount online? Or any recommendations for online CTPL para di na physically pupunta pa sa Cebuana? Baka kasi pagdating da LTO hindi accept ng system nila, Thanks

[Deestone]

I recently file a claim with MAA assurance and process was smooth I emailed to them all the documents and submitted copy to the car repair shop I just hope that their recommened car repair shop will result in good outcome after repair.

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[Flipo]

Sirs please give me some advice if I really need to renew my compre insurance on my 5 year old car in this pandemic period, given that I use it only for once a week groceries at this time of the pandemic?

BTW in 4 yrs of its insurance, I only claimed once on damaged side mirror in the parking building.

[dr. d]

Sirs please give me some advice if I really need to renew my compre insurance on my 5 year old car in this pandemic period, given that I use it only for once a week groceries at this time of the pandemic?

BTW in 4 yrs of its insurance, I only claimed once on damaged side mirror in the parking building.

just go renew it.
isang bad bangga lang yan, and you will rue the day you did not renew it.
we pay good money for insurance, and pray that we never need to use it.
heh heh.

but if you feel the gods are in your favor, as in, hindi ka nila papabayaang magka-aberya sa daan,
just do the TPL.

[Deestone]

Sirs please give me some advice if I really need to renew my compre insurance on my 5 year old car in this pandemic period, given that I use it only for once a week groceries at this time of the pandemic?

BTW in 4 yrs of its insurance, I only claimed once on damaged side mirror in the parking building.

Get one for peace of mind you never know when accidents do happen.

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[jigeloh]

Renew mo nalang. Hanap ka Ng insurance na lowest but still trusted. Dami online insurance quotation website.
Accidents happen. Mas risky ngayon, dami naka motor at bike.

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[dr. d]

Renew mo nalang. Hanap ka Ng insurance na lowest but still trusted. Dami online insurance quotation website.
Accidents happen. Mas risky ngayon, dami naka motor at bike.

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i foresee,
there will come a time,
when motor and bike will be seen as an optional entity, much like today's AOG.
AOSB. the premium is even higher. "act of stupid bikers".
heh heh.

[Flipo]

just go renew it.
isang bad bangga lang yan, and you will rue the day you did not renew it.
we pay good money for insurance, and pray that we never need to use it.
heh heh.

but if you feel the gods are in your favor, as in, hindi ka nila papabayaang magka-aberya sa daan,
just do the TPL.

Renew mo nalang. Hanap ka Ng insurance na lowest but still trusted. Dami online insurance quotation website.
Accidents happen. Mas risky ngayon, dami naka motor at bike.

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Thanks for the opinions sirs
yeah I might renew na lang, just maybe I need a push. hehehe

[dr. d]

my car's scheduled LTO renewal was last month. but we all know...
what i was concerned about, was that my insurances ran out three weeks ago.
despite my LTO-scheduled deadline for the end of july, i had to go renew my insurances pronto.

[papi smith]

Have you seen the coverage details? Why worry if you haven't?

[ray_noel]

Hi tsikoteers, need your advice. Below is the qoutation for my terra 2019.

Seems that bodily injury, property damage and unnamed passenger coverage are too low, Is it the same with you insurance? What’s the min-max kn these or average at least?




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[papi smith]

PD/BI ko ay 200k, auto PA same lang 250k

[carxynogen]

Mine is pina max ko into 500k BI/PD at slightly lesser price.
Nakapag negotiate then ako ng discount, binigyan ako 500.
Next question nalang is okay ba ang claim but my initial search here sa tsikot is okay naman experience nila.
FPG insurance ko.

[ray_noel]

PD/BI ko ay 200k, auto PA same lang 250k

Tnx. Mababa nga.

Mine is pina max ko into 500k BI/PD at slightly lesser price.
Nakapag negotiate then ako ng discount, binigyan ako 500.
Next question nalang is okay ba ang claim but my initial search here sa tsikot is okay naman experience nila.
FPG insurance ko.

Ang laki ah, magkano value ng sasakyan sa insurance mo?
I’m thinking mura kasi, naka depende din sa value ng sasakyan ang premium na binabayaran..

Sana may makashare dito ng mga naka ppv-suv/ same value na insured sa premium para magka idea ako...

Before kasi, bayad lang ng bayad ako sa insurance and hindi ko ina.alam details for as long as insured ang sasakyan, pero what if needed yung BI/PD tapos liit lang pala ang binigay...

Thanks sa mga reply.


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[carxynogen]

Tnx. Mababa nga.



Ang laki ah, magkano value ng sasakyan sa insurance mo?
I’m thinking mura kasi, naka depende din sa value ng sasakyan ang premium na binabayaran..

Sana may makashare dito ng mga naka ppv-suv/ same value na insured sa premium para magka idea ako...

Before kasi, bayad lang ng bayad ako sa insurance and hindi ko ina.alam details for as long as insured ang sasakyan, pero what if needed yung BI/PD tapos liit lang pala ang binigay...

Thanks sa mga reply.


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1.72m po pinainsured ko na value even though okay si agent na ipa insured sa SRP value.
So hindi gaano kalaki agwat sa unit nyo.
Additionally, insured for 7 persons (350k total) yung PA.
Difference lang sa atin is 3k yung deductibles since SUV category na unit ko.
Magkaiba daw deductibles ng SUV at Sedan (2k I think sa Sedan).

[ray_noel]

1.72m po pinainsured ko na value even though okay si agent na ipa insured sa SRP value.
So hindi gaano kalaki agwat sa unit nyo.
Additionally, insured for 7 persons (350k total) yung PA.
Difference lang sa atin is 3k yung deductibles since SUV category na unit ko.
Magkaiba daw deductibles ng SUV at Sedan (2k I think sa Sedan).

Wow. Yes, 50k diff only.

And how much is your total amount paid for compre?

Have requested them how much for max 500k pi/di... 36k qoute niya sa akin.... i’ve checked ucpb this year insurance arround 40k binayaran ko, 500k yung pi/di...


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