Car insurance

**papi smith** · October 4th, 2018 09:55 PM

If gagamitin insurance nya para ipagawa ang sa iyo, syempre dapat siya ang party at fault, his insurance will not agree to repair yours if the supporting document (affidavit or police report) does not state that it is his fault, ergo, not a liability. Baka nga malamang habulin ka nila if you are at fault, but i don't think pinagkakaabalahan pa ng insurance ito. Opinion ko lang ito, better ask an insurance expert.

**L1quid** · October 4th, 2018 09:57 PM

Gagawa sya dapat ng quitclaim para sayo. Kapag habulin ka man ng insurance nya papakita mo lang yung document that relinquishes you from any further claim.

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**dhisky** · October 5th, 2018 02:16 AM

^Thanks guys!

Sir paano yang quitclaim? Like a handwritten letter lang na sinasabi nung nabangga na di nako hahabulin ng insurance nya with his/her sign on it?

Meron kasing mga stories na ang hinahabol ng insurance company is yung at fault or they apply it only sa mga ayaw makipag usap?

Sana meron pa mag clarify nito just in case we'll get involved (wag naman sana) in that kind of scenario, we know what to do.

**ka dante** · October 5th, 2018 07:04 AM

Guys, totoo ba yung naka lock-in ang insurance ng sasakyan mo pag nag avail ka ng free insurance? What if ayaw mo na i renew sa kanila ang insurance ng sasakyan mo kasi mataas ang premium at participation, ano maging status ng auto-loan mo?
TIA.

**cast_no_shadow** · October 5th, 2018 08:48 AM

Originally Posted by ka dante

Guys, totoo ba yung naka lock-in ang insurance ng sasakyan mo pag nag avail ka ng free insurance? What if ayaw mo na i renew sa kanila ang insurance ng sasakyan mo kasi mataas ang premium at participation, ano maging status ng auto-loan mo?
TIA.

Read the fine-print.

Saken before yes naka lock in, binayadan ko na lang yung “free” the next renewal so I can endorse my preferred insurance.

Ang mahal talaga, hindi lang bawi. Kumita pa sila.

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**ambags08** · October 7th, 2018 09:15 PM

Originally Posted by dhisky

^Thanks guys!

Sir paano yang quitclaim? Like a handwritten letter lang na sinasabi nung nabangga na di nako hahabulin ng insurance nya with his/her sign on it?

Meron kasing mga stories na ang hinahabol ng insurance company is yung at fault or they apply it only sa mga ayaw makipag usap?

Sana meron pa mag clarify nito just in case we'll get involved (wag naman sana) in that kind of scenario, we know what to do.

Quitclaim is agreement niyo both parties na wala ng hahabulin na pera or whatsoever sa inyo yung taong nakasundo ninyo,pwedeng handwritten or not,sign needed

**Teng19** · November 15th, 2018 12:59 PM

Originally Posted by AlexiSharma3113

hi taga mapfre po ako

Work po kau sa mapfre o mapfre CI holder po,, ask tanung lang po kc naghahanap pa ako ng okies na CI now...

**Teng19** · November 15th, 2018 01:02 PM

Originally Posted by ka dante

Guys, totoo ba yung naka lock-in ang insurance ng sasakyan mo pag nag avail ka ng free insurance? What if ayaw mo na i renew sa kanila ang insurance ng sasakyan mo kasi mataas ang premium at participation, ano maging status ng auto-loan mo?
TIA.

Buti ung sa amin d Naka lock-in... Mat free 1yr na CI din panay kulit na mag renew ng CI pero naghahanap pa kami ng maganda na CI this Sept.25 na ang expire nung free sa Honda

**Aira Advincula** · November 20th, 2018 10:39 AM

Originally Posted by ka dante

Guys, totoo ba yung naka lock-in ang insurance ng sasakyan mo pag nag avail ka ng free insurance? What if ayaw mo na i renew sa kanila ang insurance ng sasakyan mo kasi mataas ang premium at participation, ano maging status ng auto-loan mo?
TIA.

Hi Sir! Yes mostly po ng naka-free insurance, naka-lock in po. But still depends on what bank naka-loan. Depende sa rules ng financing. If ever ayaw niyong ma-lock in pwede namang hindi magsign sa contact but need natin bayaran ang first insurance. [emoji846]

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**markarvin5** · July 2nd, 2019 04:20 PM

Good day po.
I'm about to renew my compre this Aug2019.
Ano po mas maganda, kumuha ng insurance directly sa company or mas ok po sa agent?
Ano po marrecommend nyo insurance company? Thanks po!