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  1. Egan101's Avatar
    Egan101
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    May 7th, 2020 10:46 PM #1
    Quote Originally Posted by dr. d View Post
    how big is the difference between the bpi insurance premium and the others?
    Without a corporate discount, BPIMS is priced around the same as Standard and Charter Ping-an. Big break talaga yung corporate discount as it saves us around 30%.


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  2. Egan101's Avatar
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    May 7th, 2020 10:43 PM #2
    Quote Originally Posted by yebo View Post
    Afaik bpi will not allow you to do that. Taking a loan with bpi and availing of their "free" 1st year insurance binds the buyer to renew the car insurance with bpi for the duration of the loan. Again, that is afaik ganyan ang loan contract nila, captive ka na magrenew ng insurance with bpims only.

    Kaya kahit kelan di ako nagloan sa bpi because of that provision. Other banks i've dealt with (pnb, psbank, eastwest) do not have that provision.
    Nope, they will allow it. I changed my Insurance to Standard after the first year as I have corporate discount with Standard. Now, we use Charter Ping-an as we get better payment terms thru my wife’s corporate discount. You just need to show BPI Car Loans of the proof of coverage and they will not enforce BPIMS.


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  3. yebo's Avatar
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    May 7th, 2020 11:04 PM #3
    Quote Originally Posted by Egan101 View Post
    Nope, they will allow it. I changed my Insurance to Standard after the first year as I have corporate discount with Standard. Now, we use Charter Ping-an as we get better payment terms thru my wife’s corporate discount. You just need to show BPI Car Loans of the proof of coverage and they will not enforce BPIMS.


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    Ah ok then, they have changed their policy. The 2x kasi i was offered financing with bpi that was part of their "free" 1st year insurance package. Good to know.
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  4. ninjababez's Avatar
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    May 8th, 2020 12:43 PM #4
    eto yun nakalagay bro

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    May 8th, 2020 01:26 PM #5
    Quote Originally Posted by ninjababez View Post
    eto yun nakalagay bro

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    Ok na rin bro, maganda Ang price compared to BPI MS dahil mas mababa na, may AON pa, ok din daw sa claims ang Phil British [emoji106]
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  6. wenz_vios 1.3 x
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    May 25th, 2020 02:26 AM #6

    period of insurance till July 2022. but sabi nung toyota agent nung kinuha ko ang car may 1 yr free bpi insurance kami. need na ba to for renew or till 2022 pa.


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  7. dr. d
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    May 25th, 2020 10:55 AM #7
    Quote Originally Posted by wenz_vios 1.3 x View Post

    period of insurance till July 2022. but sabi nung toyota agent nung kinuha ko ang car may 1 yr free bpi insurance kami. need na ba to for renew or till 2022 pa.


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    by all means, po!
    "free" sounds nice.

    others out there may feel that this or that insurance is better than... because of...
    let us wait for their comments.
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  8. cast_no_shadow's Avatar
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    May 25th, 2020 11:15 AM #8
    Quote Originally Posted by dr. d View Post
    by all means, po!
    "free" sounds nice.

    others out there may feel that this or that insurance is better than... because of...
    let us wait for their comments.
    Hahaha was a victim of that so called “freeeeee”

    i’d rather pay!


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  9. dr. d
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    May 25th, 2020 11:30 AM #9
    Quote Originally Posted by cast_no_shadow View Post
    Hahaha was a victim of that so called “freeeeee”

    i’d rather pay!


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    please elucidate po, and educate our avid readers.
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  10. 12vdc
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    May 25th, 2020 11:56 AM #10
    Quote Originally Posted by wenz_vios 1.3 x View Post

    period of insurance till July 2022. but sabi nung toyota agent nung kinuha ko ang car may 1 yr free bpi insurance kami. need na ba to for renew or till 2022 pa.


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    CTPL Insurance - 3yrs free
    Motor Insurance - 1yr free

    It could be that your motor insurance policy is hidden somewhere on the documents folder, try lookin again.
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  11. 12vdc
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    May 25th, 2020 11:59 AM #11
    Mapfre free glass etching promo is a hoax. Claims is a pita. Never again.
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  12. Deestone's Avatar
    Deestone
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    May 25th, 2020 12:06 PM #12
    Quote Originally Posted by 12vdc View Post
    Mapfre free glass etching promo is a hoax. Claims is a pita. Never again.
    Hard to claim in mapfre what happened?

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  13. 12vdc
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    May 25th, 2020 12:17 PM #13
    ^Hard to claim, hanap butas and other pre-existing damages" daw. Got pissed, switched back to bpi-ms and so far no probs. Even the Life insurance arm Insular i'm start to be wary, I can't recommend them.
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    Deestone
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    May 25th, 2020 11:14 AM #14
    Just got my insurance from ms nica I think she is also a tsikot member. First time to get car insurance from her.

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  15. shadow's Avatar
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    May 25th, 2020 11:30 AM #15
    Quote Originally Posted by Deestone View Post
    Just got my insurance from ms nica I think she is also a tsikot member. First time to get car insurance from her.

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    Anong insurwnce company?


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  16. Deestone's Avatar
    Deestone
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    May 25th, 2020 11:33 AM #16
    Quote Originally Posted by shadow View Post
    Anong insurwnce company?


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    She quoted me Phil British insurance. I know she was with Mapfre before.

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  17. cast_no_shadow's Avatar
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    May 25th, 2020 11:35 AM #17
    Quote Originally Posted by Deestone View Post
    She quoted me Phil British insurance. I know she was with Mapfre before.

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    Broker ata siya hindi siya tied sa isang insurance


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  18. Egan101's Avatar
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    May 25th, 2020 11:31 AM #18
    Mayrun bang free car insurance?


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    May 25th, 2020 11:34 AM #19
    Quote Originally Posted by dr. d View Post
    please elucidate po, and educate our avid readers.
    Quote Originally Posted by Egan101 View Post
    Mayrun bang free car insurance?


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    Wala!

    Posted this many times. First read the fine print read read read.

    Wala eh bulag ako agad sa free 1st year insurance

    Now here comes the renewal notice, they sent me the sched and premiums for the coming years aba bawing bawi yung first year at kumita pa sila dahil mandatory lock in ka.

    Now so I can endorse my preferred insurance, binayaran ko na lang yung “free”.


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  20. Deestone's Avatar
    Deestone
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    May 25th, 2020 11:35 AM #20
    Quote Originally Posted by Egan101 View Post
    Mayrun bang free car insurance?


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    I don't think theres a fee car insurance but some insurance company do give freebies like free mirror dashcam when you availed comprehensive.

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