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  1. Join Date
    Nov 2018
    Posts
    1
    #61
    Moneymax

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  2. Join Date
    Jun 2014
    Posts
    41
    #62
    Hi, I had this damage sa right fender when I incorrectly placed the jack sa maling point. I filed for a claim since estimated ng casa is around 11k for the repair. BPI MS insurance ko however they denied my claim kasi negligence ko daw yun. Is there a workaround for this? TIA

  3. Join Date
    Sep 2005
    Posts
    15,310
    #63
    diba kasama sa own damage yan?

    Quote Originally Posted by Eric Sulit View Post
    Hi, I had this damage sa right fender when I incorrectly placed the jack sa maling point. I filed for a claim since estimated ng casa is around 11k for the repair. BPI MS insurance ko however they denied my claim kasi negligence ko daw yun. Is there a workaround for this? TIA

  4. Join Date
    Mar 2008
    Posts
    54,625
    #64
    oo nga.
    ang alam ko, "self-stupidity" is covered.
    i once bumped into the vehicle in front of me. my fault. tailgaiting. sinagot in-house insurance.
    once, my son backed up my old car, into my new car.
    tawa lang ng casa. one owner.. two cars for repair.

  5. Join Date
    Jun 2014
    Posts
    41
    #65
    Quote Originally Posted by _Qwerty_ View Post
    diba kasama sa own damage yan?
    Quote Originally Posted by dr. d View Post
    oo nga.
    ang alam ko, "self-stupidity" is covered.
    i once bumped into the vehicle in front of me. my fault. tailgaiting. sinagot in-house insurance.
    once, my son backed up my old car, into my new car.
    tawa lang ng casa. one owner.. two cars for repair.
    Yun din alam ko covered sa own damage kaya di ko na din sinabi na may collision na nangyari. Kung alam ko lang sana sinama ko sa report na may tinamaan ako.

  6. Join Date
    Aug 2019
    Posts
    1
    #66
    Hi Guys,

    Question regarding replaced damaged parts on insurance claims. I was advised by the service adviser that my bumper needs to replaced since the damaged one has holes. Does the old damage bumper will be given to me? They told me that the damaged bumper will be submitted to the insurance provider.Please reply if anyone of you has this same experience.


    Thanks,
    Ohlanzki

  7. Join Date
    Apr 2010
    Posts
    118
    #67
    Quote Originally Posted by Ohlanzki View Post
    Hi Guys,

    Question regarding replaced damaged parts on insurance claims. I was advised by the service adviser that my bumper needs to replaced since the damaged one has holes. Does the old damage bumper will be given to me? They told me that the damaged bumper will be submitted to the insurance provider.Please reply if anyone of you has this same experience.


    Thanks,
    Ohlanzki
    normally, replaced parts are turned over sa insurance. i had the same case before but with my side mirror.


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  8. Join Date
    Jul 2009
    Posts
    2,628
    #68
    Quote Originally Posted by Ohlanzki View Post
    Hi Guys,

    Question regarding replaced damaged parts on insurance claims. I was advised by the service adviser that my bumper needs to replaced since the damaged one has holes. Does the old damage bumper will be given to me? They told me that the damaged bumper will be submitted to the insurance provider.Please reply if anyone of you has this same experience.


    Thanks,
    Ohlanzki
    correct po sir. replaced parts are turned over to the insurance co.

  9. Join Date
    Aug 2019
    Posts
    6
    #69
    Hi! Naaksidente po sasakyan ko (2017 Ford Wildtrak AT) while mama ko nag dridrive nawalan ng control it's under malayan insurance kaka insure lang last month since july 22 ung expiration from ford in house ng 1st year we transfer it to Malayan. ask ko lang po sino po naka try ng claim sa Malayan Insurance how many weeks or months po before they will give feedback once documents are all completed and submitted? Tska magkano po kaya ang ecocover nila? Kasi nagbigay na ng estimation ung repair shop nasa 365k. Napapaicp kasi ako how much lng un ibibigay nila baka it will not be enough.

  10. Join Date
    May 2014
    Posts
    14,700
    #70
    Quote Originally Posted by graceford View Post
    Hi! Naaksidente po sasakyan ko (2017 Ford Wildtrak AT) while mama ko nag dridrive nawalan ng control it's under malayan insurance kaka insure lang last month since july 22 ung expiration from ford in house ng 1st year we transfer it to Malayan. ask ko lang po sino po naka try ng claim sa Malayan Insurance how many weeks or months po before they will give feedback once documents are all completed and submitted? Tska magkano po kaya ang ecocover nila? Kasi nagbigay na ng estimation ung repair shop nasa 365k. Napapaicp kasi ako how much lng un ibibigay nila baka it will not be enough.
    may police report ka ba, or documentation when and where it happened?
    contact them directly nalang or better yung agent mo sa malayan.

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  11. Join Date
    Aug 2019
    Posts
    6
    #71
    Quote Originally Posted by graceford View Post
    Hi! Naaksidente po sasakyan ko (2017 Ford Wildtrak AT) while mama ko nag dridrive nawalan ng control it's under malayan insurance kaka insure lang last month since july 22 ung expiration from ford in house ng 1st year we transfer it to Malayan. ask ko lang po sino po naka try ng claim sa Malayan Insurance how many weeks or months po before they will give feedback once documents are all completed and submitted? Tska magkano po kaya ang ecocover nila? Kasi nagbigay na ng estimation ung repair shop nasa 365k. Napapaicp kasi ako how much lng un ibibigay nila baka it will not be enough.
    Quote Originally Posted by ninjababez View Post
    may police report ka ba, or documentation when and where it happened?
    contact them directly nalang or better yung agent mo sa malayan.

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    Complete na po yung documents sir submitted na din. Tanong ko lang when sila usually ngbbgay ng feedback at kung magkano usually kinocover nila pag ganun accident.

  12. Join Date
    Oct 2012
    Posts
    4,851
    #72
    Quote Originally Posted by graceford View Post
    Complete na po yung documents sir submitted na din. Tanong ko lang when sila usually ngbbgay ng feedback at kung magkano usually kinocover nila pag ganun accident.
    Re: amount to be covered. Depende sa contract nyo with malayan... pero usually covered yang 365k mo na gasto if premium insurance ka...


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  13. Join Date
    Jan 2016
    Posts
    6,813
    #73
    Kung comprehensive naman covered lahat yan, and dapat in 2 working days, labas ang authority to repair or replace, usually nakikipag usap yan sa repair shop para ma haggle ang price.

    Most probably paglabas Ng LOA nyan, below 365k na presyo dahil sa tawad.

  14. Join Date
    Nov 2009
    Posts
    12,364
    #74
    Pag malaki ang damage mas matagal magbigay ng LOA since may haggling sa estimate to add mas natatagalan dahil may mga dismantling pa na gagawin to check all damages / parts to be replaced.

    Mas hassle kasi na inumpisahan na yung repair then may madiskubre pa na ibang damages tapos hindi covered dun sa approval ikot ulit sa proseso.


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  15. Join Date
    Oct 2002
    Posts
    40,599
    #75
    Covered lahat yan. Saka bakit sa repair shop lang hinde casa?


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  16. Join Date
    Aug 2019
    Posts
    6
    #76
    Quote Originally Posted by papi smith View Post
    Kung comprehensive naman covered lahat yan, and dapat in 2 working days, labas ang authority to repair or replace, usually nakikipag usap yan sa repair shop para ma haggle ang price.

    Most probably paglabas Ng LOA nyan, below 365k na presyo dahil sa tawad.
    So, Wala po ako ecocounterpart na pera? Worried kasi ako baka kelangan ko pa magbayad from my own pocket. Ecocover nila lahat un? Malayan Insurance po kakapa insured lng namin nung july 22 then accident happened aug 17 sir

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  17. Join Date
    Aug 2019
    Posts
    6
    #77
    Quote Originally Posted by cast_no_shadow View Post
    Pag malaki ang damage mas matagal magbigay ng LOA since may haggling sa estimate to add mas natatagalan dahil may mga dismantling pa na gagawin to check all damages / parts to be replaced.

    Mas hassle kasi na inumpisahan na yung repair then may madiskubre pa na ibang damages tapos hindi covered dun sa approval ikot ulit sa proseso.


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    Malaki2 po ang damage sir nasa 365k ang quote ng taga repair shop.

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  18. Join Date
    Nov 2009
    Posts
    12,364
    #78
    Quote Originally Posted by graceford View Post
    So, Wala po ako ecocounterpart na pera? Worried kasi ako baka kelangan ko pa magbayad from my own pocket. Ecocover nila lahat un? Malayan Insurance po kakapa insured lng namin nung july 22 then accident happened aug 17 sir

    Sent from my SM-A750F using Tapatalk
    Read your insurance policy, out of pocket mo lang is yung participation.

    Sa casa mo ba pinagawa? O accredited shop? Bakit hindi sa casa? 2017 model kamo.

    Covered lahat yan.


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  19. Join Date
    Aug 2019
    Posts
    6
    #79
    Quote Originally Posted by shadow View Post
    Covered lahat yan. Saka bakit sa repair shop lang hinde casa?


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    So, No need to pay from my own pocket po bah? Kac nasa 365k ung quote baka kelngn ko pa mag counterpart un ung worries ko sir hehe. Malayo po kac ang casa from our city 1 hr travel pa.

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  20. Join Date
    Oct 2002
    Posts
    40,599
    #80
    Quote Originally Posted by graceford View Post
    So, No need to pay from my own pocket po bah? Kac nasa 365k ung quote baka kelngn ko pa mag counterpart un ung worries ko sir hehe. Malayo po kac ang casa from our city 1 hr travel pa.

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    Participation lang. 2 yeara pa lang naman sasakyan ninyo

    Wala ka pa hati sa mga parts

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