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  1. Join Date
    Aug 2008
    Posts
    498
    #11
    Sobrang Mahal, parang nag50% down ka sa used car


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  2. Join Date
    Mar 2008
    Posts
    52,727
    #12
    hindi kaya, nagkamali lang ng decimal point location?

  3. Join Date
    Apr 2018
    Posts
    65
    #13
    Hi Guys, magkano kaya ang pinakamurang insurance for 1M worth brand new car?

    Mahal ang compre insurance kasi.

  4. Join Date
    Mar 2008
    Posts
    52,727
    #14
    Quote Originally Posted by ged View Post
    Hi Guys, magkano kaya ang pinakamurang insurance for 1M worth brand new car?

    Mahal ang compre insurance kasi.
    if you bought it spot cash, you are not required by anyone to insure it with compre. only the TPL is required by law. tpl is very cheap.

  5. Join Date
    Apr 2018
    Posts
    65
    #15
    Quote Originally Posted by dr. d View Post
    if you bought it spot cash, you are not required by anyone to insure it with compre. only the TPL is required by law. tpl is very cheap.
    Thanks boss. Auto loan lang. parang mahal din kasi yung insurance nung sa bank, though useful naman.

  6. Join Date
    Mar 2008
    Posts
    52,727
    #16
    Quote Originally Posted by ged View Post
    Thanks boss. Auto loan lang. parang mahal din kasi yung insurance nung sa bank, though useful naman.
    if you bought it on installment basis, then you are required by the mortgage owner, to insure it, sir. some lending institutions even dictate where the car may be insured.
    they are just protecting their investment.

  7. Join Date
    Jan 2018
    Posts
    844
    #17
    Quote Originally Posted by ged View Post
    Hi Guys, magkano kaya ang pinakamurang insurance for 1M worth brand new car?

    Mahal ang compre insurance kasi.
    Ask for your bank’s list of accredited insurers. Then inquire ka with each of them kung magkano ipa insure yung auto mo. Then pick the lowest premium price.


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  8. Join Date
    Mar 2008
    Posts
    52,727
    #18
    don't forget to ask for the getting-into-mortgage fee, and the getting-out-of-mortgage fee.
    and take especially to heart, the possibilities if one fails to pay the regular monthlies.... so that buyer has a good idea of what he will be up against, for the next several years.
    Last edited by dr. d; April 16th, 2018 at 09:17 AM.

  9. Join Date
    Apr 2018
    Posts
    65
    #19
    Thanks sa mga advice.

    Planning to loan in Metrobank. 28k+ insurance and 17k+ mortgage.

    Ask ako more details regarding insurance.

  10. Join Date
    Apr 2018
    Posts
    11
    #20
    Quote Originally Posted by ged View Post
    Thanks sa mga advice.

    Planning to loan in Metrobank. 28k+ insurance and 17k+ mortgage.

    Ask ako more details regarding insurance.
    Anong unit po plan nyong kunin? I'm also planning to get a loan in metrobank.

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Car insurance