Car insurance

[StockEngine]

I have a question and any opinion is appreciated!

Just bought our brand new car and we noticed a dent sa paint and a deep scratch sa windshield top to bottom. When we pointed it out to the casa, they promised to fix it free of charge and told us to wait while they ordered for a replacement windshield.

1 month later they are asking us to use our insurance (financed by the bank so we're currently paying fixed amount for insurance per month for full coverage) and sagot daw ni casa participation fee etc.

My question is will this have any repercussions for my future claims sa insurance? I'm afraid na after my insurance spends a lot of money for the windshield, baka naman mas mahirapan ako sa next claims ko? Okay lang ba ung ganun? New driver here so I'm worried.

Thanks, will be waiting for any advice before I give them a reply.

Which brand? Is this toyota?

Windshields arent that expensive for the common cars. Your insurance is still making money from you.

If I were you, I wouldnt touch the insurance. How old is the car? You should fight the dealer. The cost should be on them and not you. Report this to their main office.

[shadow]

I have a question and any opinion is appreciated!

Just bought our brand new car and we noticed a dent sa paint and a deep scratch sa windshield top to bottom. When we pointed it out to the casa, they promised to fix it free of charge and told us to wait while they ordered for a replacement windshield.

1 month later they are asking us to use our insurance (financed by the bank so we're currently paying fixed amount for insurance per month for full coverage) and sagot daw ni casa participation fee etc.

My question is will this have any repercussions for my future claims sa insurance? I'm afraid na after my insurance spends a lot of money for the windshield, baka naman mas mahirapan ako sa next claims ko? Okay lang ba ung ganun? New driver here so I'm worried.

Thanks, will be waiting for any advice before I give them a reply.

Ano sila swerte? They should cover all the cost of replacement parts, kasalanan nila yan, DON'T AGREE with their advised!


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[17Sphynx17]

I have a question and any opinion is appreciated!

Just bought our brand new car and we noticed a dent sa paint and a deep scratch sa windshield top to bottom. When we pointed it out to the casa, they promised to fix it free of charge and told us to wait while they ordered for a replacement windshield.

1 month later they are asking us to use our insurance (financed by the bank so we're currently paying fixed amount for insurance per month for full coverage) and sagot daw ni casa participation fee etc.

My question is will this have any repercussions for my future claims sa insurance? I'm afraid na after my insurance spends a lot of money for the windshield, baka naman mas mahirapan ako sa next claims ko? Okay lang ba ung ganun? New driver here so I'm worried.

Thanks, will be waiting for any advice before I give them a reply.

Wete you able to get your findings when you picked up the car in writing?

Honestly, would email head office about it lalo na kung meron ka na black and white.

I will not also agree with making it an insurance claim. That is fraud and dapat hindi sila bayaran for damaging the vehicle. Salo na nila dapat yan sa costs nila.

Umiiwas lang mga yan.
I would not bring it back there for future servicing kung may alternative ka na casa.

[heavenlee]

I have a question and any opinion is appreciated!

Just bought our brand new car and we noticed a dent sa paint and a deep scratch sa windshield top to bottom. When we pointed it out to the casa, they promised to fix it free of charge and told us to wait while they ordered for a replacement windshield.

1 month later they are asking us to use our insurance (financed by the bank so we're currently paying fixed amount for insurance per month for full coverage) and sagot daw ni casa participation fee etc.

My question is will this have any repercussions for my future claims sa insurance? I'm afraid na after my insurance spends a lot of money for the windshield, baka naman mas mahirapan ako sa next claims ko? Okay lang ba ung ganun? New driver here so I'm worried.

Thanks, will be waiting for any advice before I give them a reply.

I guess some poor employee(s) of the CASA is at fault and all that expense will be on his/their account. So they come up with this bright idea to use your insurance, since paying participation fee will probably be cheaper. If I were in your shoes, I won't agree to that deal. Let them sweat.

[Ed.Autel]

I guess some poor employee(s) of the CASA is at fault and all that expense will be on his/their account. So they come up with this bright idea to use your insurance, since paying participation fee will probably be cheaper. If I were in your shoes, I won't agree to that deal. Let them sweat.

Anyone interested to get CTPL insurance, P560 only from Mapfre Insular. Compre insurance is also available for added protection for your vehicle and I can provide you a quick quote. For new CTPL and/or compre policies issued, I will give a FREE diagnostic scan of the insured vehicle, using the Autel Maxisys MS906 OBDI/OBDII diagnostic scanner. (Location: Ortigas, Pasig)

[Archerfish]

Anyone interested to get CTPL insurance, P560 only from Mapfre Insular. Compre insurance is also available for added protection for your vehicle and I can provide you a quick quote. For new CTPL and/or compre policies issued, I will give a FREE diagnostic scan of the insured vehicle, using the Autel Maxisys MS906 OBDI/OBDII diagnostic scanner. (Location: Ortigas, Pasig)

Is it true that Mapfre doesn't require affidavits for insurance claims? One of my coworkers said that the last time he made a claim, he just sent pictures of damaged parts.

[jigeloh]

Sobrang Mahal, parang nag50% down ka sa used car


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[dr. d]

hindi kaya, nagkamali lang ng decimal point location?

[ged]

Hi Guys, magkano kaya ang pinakamurang insurance for 1M worth brand new car?

Mahal ang compre insurance kasi.

[dr. d]

Hi Guys, magkano kaya ang pinakamurang insurance for 1M worth brand new car?

Mahal ang compre insurance kasi.

if you bought it spot cash, you are not required by anyone to insure it with compre. only the TPL is required by law. tpl is very cheap.

[ged]

if you bought it spot cash, you are not required by anyone to insure it with compre. only the TPL is required by law. tpl is very cheap.

Thanks boss. Auto loan lang. parang mahal din kasi yung insurance nung sa bank, though useful naman.

[SpinCycle]

Hi Guys, magkano kaya ang pinakamurang insurance for 1M worth brand new car?

Mahal ang compre insurance kasi.

Ask for your bank’s list of accredited insurers. Then inquire ka with each of them kung magkano ipa insure yung auto mo. Then pick the lowest premium price.


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[dr. d]

don't forget to ask for the getting-into-mortgage fee, and the getting-out-of-mortgage fee.
and take especially to heart, the possibilities if one fails to pay the regular monthlies.... so that buyer has a good idea of what he will be up against, for the next several years.

[willownavarro]

Hi, my insurance expires this Sept. Just wondering if still practical to renew it for my 2005 innova. It costs about 9k, participation fee at 3.5k

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[baludoy]

^ personally i'd still renew the policy. you'll never know when you'll need it.

maybe you could shop around for a more affordable insurance provider. meron pa naman tanggap ng compre ng vehicles w/ that age and mileage.

pero if you want to stick it out w/ your insurer, maybe you could pay the premium in terms then ask for a freebie umbrella para naman may psychological consuelo. that's what i do anyway hehe

[dr. d]

Hi, my insurance expires this Sept. Just wondering if still practical to renew it for my 2005 innova. It costs about 9k, participation fee at 3.5k

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renew it!
it's only 750 bucks a month. that's less than a bigaa mac meal for two a week.

i also have a 2005 innova. tinanggihan na ng insurer ko. tpl na lang tayo... sino sino sino (huhuhu).
heh heh.

[baludoy]

renew it!
it's only 750 bucks a month. that's less than a bigaa mac meal for two a week.

i also have a 2005 innova. tinanggihan na ng insurer ko. tpl na lang tayo... sino sino sino (huhuhu).
heh heh.

sinong insurer niyo doc? bakit daw tinanggihan?

iyong ek ko til the day i had it hindi naman tinanggihan ah. i think it was in my possession til it was 11 years old

and as far as i know, iyong insurer ng '05 jazz ng sister ko same pa din insurer

[dr. d]

sinong insurer niyo doc? bakit daw tinanggihan?

iyong ek ko til the day i had it hindi naman tinanggihan ah. i think it was in my possession til it was 11 years old

and as far as i know, iyong insurer ng '05 jazz ng sister ko same pa din insurer

casa-based insurance. "non-insurable sa kanila ang over 10 or 11 years old."
kaya tuloy, tpl na lang si innova. nakaka-hinayang naman i-benta, dahil maganda pa ang kaha at ang takbo.

[baludoy]

^ come to think of it my '06 fd2 original pa insurer and sila pa nag reremind sa akin every year including the ctpl

pioneer insurance akin at hanggang ngayon terms pa bayaran ko w/ annual umbrella pa haha

iyong ek namin dati oriental car insurance

maybe you could approach neica nhice here if you want to re-insure your innova doc. baka pag may insurance broker magawan ng paraan

[MamBad]

Not much info on Mercantile Insurance, has anyone here tried them?


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