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  1. Join Date
    Mar 2008
    Posts
    54,625
    #1
    Quote Originally Posted by Deestone View Post
    The encircled portion tail chrome they charge me a percentage of if because they say it is not part of the rear door assembly and they have to bought it brand new but the whole rear door they replaced it with no added depreciation charge.

    Sent from my SM-N910C using Tapatalk
    nasira siya sa bangga. dapat ay kinuwenta ng insurance yan. tell off the insurance why they did not include it.


    but if you want to just let it go at ikaw na lang ang gagastos para tahimik...
    i bought the brand new front equivalent from banawe last week, for 2.5K.

  2. Join Date
    Feb 2019
    Posts
    4,291
    #2
    Quote Originally Posted by dr. d View Post
    nasira siya sa bangga. dapat ay kinuwenta ng insurance yan. tell off the insurance why they did not include it.


    but if you want to just let it go at ikaw na lang ang gagastos para tahimik...
    i bought the brand new front equivalent from banawe last week, for 2.5K.
    Yes it was partly damage also due to accident. So should the tail chrome be solely charge to insurance? or I would pay for depreciation cost of it? (Half insurance and half I will pay) Is it considered as "parts"?

    Sent from my SM-N910C using Tapatalk

  3. Join Date
    Mar 2008
    Posts
    54,625
    #3
    Quote Originally Posted by Deestone View Post
    Yes it was partly damage also due to accident. So should the tail chrome be solely charge to insurance? or I would pay for depreciation cost of it? (Half insurance and half I will pay) Is it considered as "parts"?

    Sent from my SM-N910C using Tapatalk
    kung nasira siya dahil sa bangga, dapat ay kinasama yan sa pagawa.
    insurance should have included that in the job description.
    and if ever there is depreciation to be paid, it should be paid to the insurance, not to the talyer.

  4. Join Date
    Dec 2019
    Posts
    6
    #4
    Good day sa inyo. Ano po kaya magandang insurance company na marecommend nyo ngayon? Yung mabilis processing ng claims. I tried to read insurance co reviews, karamihan kasi ay negative feedback when it comes to claims processing.. Thank you.

    Sent from my Redmi Note 8 Pro using Tsikot Forums mobile app

  5. Join Date
    Feb 2019
    Posts
    4,291
    #5
    Quote Originally Posted by liez.m View Post
    Good day sa inyo. Ano po kaya magandang insurance company na marecommend nyo ngayon? Yung mabilis processing ng claims. I tried to read insurance co reviews, karamihan kasi ay negative feedback when it comes to claims processing.. Thank you.

    Sent from my Redmi Note 8 Pro using Tsikot Forums mobile app
    You could check out moneymax and ecompare in fb or personaly I get from Nica here in tsikot.

    Sent from my SM-N910C using Tapatalk

  6. Join Date
    Dec 2019
    Posts
    6
    #6
    Quote Originally Posted by Deestone View Post
    You could check out moneymax and ecompare in fb or personaly I get from Nica here in tsikot.

    Sent from my SM-N910C using Tapatalk
    Okay po ba kay Ms Nica? Anong insurance company nya po? Thanks sa info.

    Sent from my Redmi Note 8 Pro using Tsikot Forums mobile app

  7. Join Date
    Feb 2019
    Posts
    4,291
    #7
    Quote Originally Posted by liez.m View Post
    Okay po ba kay Ms Nica? Anong insurance company nya po? Thanks sa info.

    Sent from my Redmi Note 8 Pro using Tsikot Forums mobile app
    Actually im not sure because haven't claimed from her yet and her insurance company affiliate. She is with mapfre and philippine british.

    Sent from my SM-N910C using Tapatalk

  8. Join Date
    May 2014
    Posts
    14,700
    #8
    Quote Originally Posted by liez.m View Post
    Okay po ba kay Ms Nica? Anong insurance company nya po? Thanks sa info.

    Sent from my Redmi Note 8 Pro using Tsikot Forums mobile app
    ngayon ko palang masusubuka mag claim, pero as per baludoy, ok naman experience nya. update ko itong thread. pero sa tingin ko, like other established insurance company, pag ok ang papers wala dapat problema mag claim.

    Sent from my Redmi Note 9 Pro using Tapatalk

  9. Join Date
    Oct 2012
    Posts
    4,851
    #9
    UCPB insurance ko before and i was able to claim own damage with no issue... all online/email transactions...


    Sent from my iPhone using Tapatalk

  10. Join Date
    Oct 2012
    Posts
    27,624
    #10
    All these insurance companies should be including a dashcam.

  11. Join Date
    Jan 2016
    Posts
    6,813
    #11
    Sulit kau sa insurance nyo ah, ako for the the past 7 years, 1 claim pa lang, my car before this, 10 years walang claim hanggang maibenta ko

  12. Join Date
    May 2014
    Posts
    1,320
    #12
    Quote Originally Posted by papi smith View Post
    Sulit kau sa insurance nyo ah, ako for the the past 7 years, 1 claim pa lang, my car before this, 10 years walang claim hanggang maibenta ko
    My current car with Standard Insurance, 1 claim for own damage. Previous insurance was inhouse of Nissan N.E. during the first and second year of ownership, and 1 claim din ako dun when a taxi rear ended the car.

    Family's Montero has 1 claim for own damage over 9 years of ownership.

    I think the "peace of mind" is well worth it lang =) In the event of an issue or road "incident", I can fall back a little on the insurance to cover possible costs. So I would rather have no claim during the first 10 years of ownership sana but it is hard to avoid. =)

  13. Join Date
    Oct 2012
    Posts
    4,851
    #13
    Quote Originally Posted by papi smith View Post
    Sulit kau sa insurance nyo ah, ako for the the past 7 years, 1 claim pa lang, my car before this, 10 years walang claim hanggang maibenta ko
    Meaning ma ingat ka bruh... hehehe... keep it up... malaki kita ng insurance company sayo... [emoji1787][emoji1787][emoji1787]


    Sent from my iPhone using Tapatalk

  14. Join Date
    Nov 2019
    Posts
    1,532
    #14
    OK lang ba mag transact from ecomparemo?
    Weird lang kasi, nag apply ako sa site nila.
    Dritso request sa akin to pay at hindi nagpadala ng details ng insurance policy.
    FPG yung gusto kung kunin, gusto ko mabasa fine print before mag pay.

  15. Join Date
    Feb 2019
    Posts
    4,291
    #15
    Quote Originally Posted by carxynogen View Post
    OK lang ba mag transact from ecomparemo?
    Weird lang kasi, nag apply ako sa site nila.
    Dritso request sa akin to pay at hindi nagpadala ng details ng insurance policy.
    FPG yung gusto kung kunin, gusto ko mabasa fine print before mag pay.
    They will give you options for you to compare price of different insurance companies that is what I remembered before they will email you quotations then you check and compare.

    Sent from my SM-N910C using Tapatalk

  16. Join Date
    Nov 2019
    Posts
    1,532
    #16
    Quote Originally Posted by Deestone View Post
    They will give you options for you to compare price of different insurance companies that is what I remembered before they will email you quotations then you check and compare.

    Sent from my SM-N910C using Tapatalk
    Tumawag na sa akin ang agent ng ecomparemo.
    Nag ask na ako ng details about the policy before ako mag pay.
    Hopefully okay yung choice ko to select FPG.
    Yung Standard sana pero hindi nya inendorse.
    Hindi daw yun ang exact amount offered ng site by Standard, mas mahal daw ang actual premium ng Standard.
    Hindi sana i offer ng site if hindi yung ang actual amount.
    Anyway, may kamahalan din kasi premium ni Standard

  17. Join Date
    Jan 2016
    Posts
    6,813
    #17
    Subukan mo kay Nica, baka magustuhan mo rates nya, Phil British ang dala nya. Ask Deestone and Baludoy about their experience.

  18. Join Date
    Apr 2012
    Posts
    3,469
    #18
    Quote Originally Posted by papi smith View Post
    Subukan mo kay Nica, baka magustuhan mo rates nya, Phil British ang dala nya. Ask Deestone and Baludoy about their experience.
    Up for Nica
    Ilang insurance na nakuha ko sa kanya pati memorial plan sa kanya na din ako naka kuha [emoji16]

    Sent from my SM-A507FN using Tapatalk

  19. Join Date
    Nov 2019
    Posts
    1,532
    #19
    Quote Originally Posted by jaggerx3 View Post
    Up for Nica
    Ilang insurance na nakuha ko sa kanya pati memorial plan sa kanya na din ako naka kuha [emoji16]

    Sent from my SM-A507FN using Tapatalk
    Visayas area po kasi, ok lang kaya yun?

  20. Join Date
    Jun 2018
    Posts
    531
    #20
    Hi, my car got hit head on by a motorcycle. Tumalon yung driver after he lost control of his bike.

    Total estimate for the repair totaled 176k (casa). My car just turned 5 years old in April this year.

    If I will claim this from my insurance, I will pay aside from the participation fee, the 30% depreciation cost foe the parts. I want it to be reimbursed from the third-party through my insurance.

    Pero nakakaclaim nga ba talaga from third-party? Kase I heard the insurance does not guarantee it e.. Meaning, it depends if may ibayad din sa kanila..

    Tapos bawal naman na singilin outright yung third-party para sya nalang magbayad ng supposedly icash out ko.. kakainis lang! The kamote driver gets away with his obligations? Bakit parang sya pa ndi sumakit ang ulo?







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