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  1. Join Date
    May 2019
    Posts
    7
    #41
    How about Poeple's insurance?

  2. Join Date
    Sep 2005
    Posts
    15,310
    #42
    per incident ang participation.. and yes kailangan nang affidavit of self accident..

    so kung gusto mo pa complete body paint, you better come up with a credible story... or else per tama i cha charge ka nang participation..

    Quote Originally Posted by sp00nman View Post
    I got FPG also last Nov thru eCompare Mo naman mas mababa kumpara sa Standard na 12K+ for our 4-yr old Ertiga.
    2K lang ang participation per panel plan ko kasi ipa-complete body paint na na self claim dami na kasi minor dents at scraches. Pwede ba yon, need pa rin ba affidavit?
    TIA

  3. Join Date
    Mar 2008
    Posts
    54,625
    #43
    Quote Originally Posted by sp00nman View Post
    I got FPG also last Nov thru eCompare Mo naman mas mababa kumpara sa Standard na 12K+ for our 4-yr old Ertiga.
    2K lang ang participation per panel plan ko kasi ipa-complete body paint na na self claim dami na kasi minor dents at scraches. Pwede ba yon, need pa rin ba affidavit?
    TIA
    unless you can convince them that your ertiga flipped over and over, to explain the body-wide dings and scratches...
    heh heh..

    seriously,
    some insurance providers have a hilamos special, to answer similar issues.
    ask them, po.
    and shop around for comparisons. sometimes, the no-questions-asked hilamos, might come out even cheaper.

  4. Join Date
    Sep 2005
    Posts
    15,310
    #44
    true.. some insurance will charge 6 to 8 participation fees.. no questions asked.. kung 2T x 6 = 12T or 2T x 8 = 16T.. pwede na

    Quote Originally Posted by dr. d View Post
    unless you can convince them that your ertiga flipped over and over, to explain the body-wide dings and scratches...
    heh heh..

    seriously,
    some insurance providers have a hilamos special, to answer similar issues.
    ask them, po.
    and shop around for comparisons. sometimes, the no-questions-asked hilamos, might come out even cheaper.

  5. Join Date
    May 2006
    Posts
    8,357
    #45
    May nakasubok na ba ng WESTERN GUARANTY sa inyo?

  6. Join Date
    May 2019
    Posts
    8
    #46
    Yes thats good

  7. Join Date
    May 2006
    Posts
    8,357
    #47
    maganda offer ng FPG/ecompare mo mapagkakatiwalaan ba?

  8. Join Date
    Jan 2016
    Posts
    6,813
    #48
    FPG is good, I already made a claim for 100k repair, fast and easy. I don't know about e-compare mo as broker

  9. Join Date
    Nov 2007
    Posts
    1,587
    #49
    Sobrang dali magclaim sa FPG. Claimed 90k 1 year ago. Best part pa is ichoose ang nagayos ng lahat since sa kanila ako kumuha ng insurance. Pwede pa installment at post-dated checks ang bayad [emoji16]


    Sent from my iPhone using Tapatalk

  10. Join Date
    Jan 2016
    Posts
    6,813
    #50
    Nice to know that I choose has good feedback, I'll try this one now, due na rin ako next month

  11. Join Date
    May 2006
    Posts
    8,357
    #51
    Got mine from Mercantile via MONEYMAX PH mas mura siya ng 2k kesa kay ecompare mo. naipadala na rin ni mercantile yung copy ng policy in 2 days.

  12. Join Date
    Aug 2018
    Posts
    3,733
    #52
    Nagpaquote ako ng renewal sa ecompare ng insurance ko with FPG. Hindi na muna daw sila nagpaprocess ng FPG dahil sa issues sa claims.

    Sent from my HUAWEI VNS-L31 using Tapatalk

  13. Join Date
    Jun 2005
    Posts
    3,774
    #53
    Quote Originally Posted by Little Missy View Post
    Nagpaquote ako ng renewal sa ecompare ng insurance ko with FPG. Hindi na muna daw sila nagpaprocess ng FPG dahil sa issues sa claims.

    Sent from my HUAWEI VNS-L31 using Tapatalk
    Was reading a facebook rant earlier against FPG. 8 months ang counting na yung innova from accident ayaw pa bayaran ng FPG as total loss. Wala din daw nagadvise sa kanila ng status at di na sumasagot sa inquiry nila

    Sent from my MI MAX 2 using Tapatalk

  14. Join Date
    Aug 2019
    Posts
    18
    #54
    May promo BPI ngayon kaso 5 years lock in sa BPI MS. May bad feedback ako nakita sa BPI MS dito pero matagal na yun. Any feedback on the current service of BPI MS?

  15. Join Date
    Oct 2017
    Posts
    23
    #55
    I paid same amount on my 2nd year sa standard insurance policy ko.. my unit is monty glx manual..

    Tama ba na same amount pa rin ang insurance premium ko mga sir/mam?

  16. Join Date
    May 2014
    Posts
    1,320
    #56
    Quote Originally Posted by sundae 74 View Post
    I paid same amount on my 2nd year sa standard insurance policy ko.. my unit is monty glx manual..

    Tama ba na same amount pa rin ang insurance premium ko mga sir/mam?
    Nope. Dapat hindi kasi your car depreciated the following year.

    Not sure what happened there dapat may downward movement ang succeeding annual premium mo unless may ibang factor like additional coverage na dinagdag or increased coverage amount na wala sa previous details ng policy.

    Dont know though if iba ang case if through bank loan ang insurance if fixed premium siya for duration of the loan. On that part, hindi ko na sigurado

  17. Join Date
    Mar 2008
    Posts
    54,625
    #57
    Quote Originally Posted by sundae 74 View Post
    I paid same amount on my 2nd year sa standard insurance policy ko.. my unit is monty glx manual..

    Tama ba na same amount pa rin ang insurance premium ko mga sir/mam?
    dapat yata, mas mababa na.
    hindi na siya brand new.
    unless! you declared added accessories, which added to the perceived value...

  18. Join Date
    Oct 2017
    Posts
    23
    #58
    Quote Originally Posted by dr. d View Post
    dapat yata, mas mababa na.
    hindi na siya brand new.
    unless! you declared added accessories, which added to the perceived value...
    No added accessories po.. kaya ngtaka ako ganuj parin fee nya..

  19. Join Date
    Oct 2017
    Posts
    23
    #59
    Quote Originally Posted by 17Sphynx17 View Post
    Nope. Dapat hindi kasi your car depreciated the following year.

    Not sure what happened there dapat may downward movement ang succeeding annual premium mo unless may ibang factor like additional coverage na dinagdag or increased coverage amount na wala sa previous details ng policy.

    Dont know though if iba ang case if through bank loan ang insurance if fixed premium siya for duration of the loan. On that part, hindi ko na sigurado
    I will clarify with the standard insurance company and bdo.. if my ganyan na case..na fixed premium for duration ng loan..

    And inputs jan na may ganitong case pa mga sir/mam?

  20. Join Date
    Sep 2005
    Posts
    15,310
    #60
    nag claim ka ba nang malaki nung 1st year mo? usually nangyayari yan pag malaki yung ni claim mo.. binabawi niila sa premium..

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