Best Car Insurance

[boyhumble]

OK po ba ang Mercantile insurance via ICHOOSE.PH?

Binigay kasi options sa akin ay ito at Standard insurance.
Difference nila ay purely cash settlement daw si Standard dahil wala silang accredited CASA.
Unlike si Mercantile, madaming accredited repair shops.

BTW: Nagpa-quote ako sa ICHOOSE.PH (ok po ba sila kausap?)

[_Qwerty_]

mahigit 13 years na ako sa Standard, lahat nang gawa sa casa.. both toyota and honda.. sino nagsabi na di accredited sa CASA ang standard?

OK po ba ang Mercantile insurance via ICHOOSE.PH?

Binigay kasi options sa akin ay ito at Standard insurance.
Difference nila ay purely cash settlement daw si Standard dahil wala silang accredited CASA.
Unlike si Mercantile, madaming accredited repair shops.

BTW: Nagpa-quote ako sa ICHOOSE.PH (ok po ba sila kausap?)

[boyhumble]

Sorry na misinterpret ko yata. Nagback read ako nang usapan namin ni ICHOOSE.PH agent ngayun ngayun lang.

I asked him na ilan ba ang accredited shops ni Standard then he answered na "cash settlement na lang po gawin natin sa claims".
May something fishy po ba? Nagtaka din ako bakit iyun ang sagot nya so I assume na wala silang accredited shops under Standard.

[_Qwerty_]

maganda mag transact ka direct sa Standard Insurance..

Sorry na misinterpret ko yata. Nagback read ako nang usapan namin ni ICHOOSE.PH agent ngayun ngayun lang.

I asked him na ilan ba ang accredited shops ni Standard then he answered na "cash settlement na lang po gawin natin sa claims".
May something fishy po ba? Nagtaka din ako bakit iyun ang sagot nya so I assume na wala silang accredited shops under Standard.

[Little Missy]

Nagpaquote ako ng renewal sa ecompare ng insurance ko with FPG. Hindi na muna daw sila nagpaprocess ng FPG dahil sa issues sa claims.

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[sirkosero]

Nagpaquote ako ng renewal sa ecompare ng insurance ko with FPG. Hindi na muna daw sila nagpaprocess ng FPG dahil sa issues sa claims.

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Was reading a facebook rant earlier against FPG. 8 months ang counting na yung innova from accident ayaw pa bayaran ng FPG as total loss. Wala din daw nagadvise sa kanila ng status at di na sumasagot sa inquiry nila

Sent from my MI MAX 2 using Tapatalk

[gomezgomez]

May promo BPI ngayon kaso 5 years lock in sa BPI MS. May bad feedback ako nakita sa BPI MS dito pero matagal na yun. Any feedback on the current service of BPI MS?

[Sebastian Bach]

May promo BPI ngayon kaso 5 years lock in sa BPI MS. May bad feedback ako nakita sa BPI MS dito pero matagal na yun. Any feedback on the current service of BPI MS?

Ok naman BPI MS experiences ko so far. Been their insurance provider for 5 years. it takes usually 2 - 3 days lang bago ma release yung LOA. Not much questions, just estimate from their branch or estimator then release LOA na.

Isa lang ayaw ko sa BPI MS, mahirap tumawag sa claims. Laging voice mail na hindi ka babalikan. Its getting worse actually yung hotline nila. Might want to consider this if isa to sa deal breaker mo.

[sundae 74]

I paid same amount on my 2nd year sa standard insurance policy ko.. my unit is monty glx manual..

Tama ba na same amount pa rin ang insurance premium ko mga sir/mam?

[17Sphynx17]

I paid same amount on my 2nd year sa standard insurance policy ko.. my unit is monty glx manual..

Tama ba na same amount pa rin ang insurance premium ko mga sir/mam?

Nope. Dapat hindi kasi your car depreciated the following year.

Not sure what happened there dapat may downward movement ang succeeding annual premium mo unless may ibang factor like additional coverage na dinagdag or increased coverage amount na wala sa previous details ng policy.

Dont know though if iba ang case if through bank loan ang insurance if fixed premium siya for duration of the loan. On that part, hindi ko na sigurado

[sundae 74]

Nope. Dapat hindi kasi your car depreciated the following year.

Not sure what happened there dapat may downward movement ang succeeding annual premium mo unless may ibang factor like additional coverage na dinagdag or increased coverage amount na wala sa previous details ng policy.

Dont know though if iba ang case if through bank loan ang insurance if fixed premium siya for duration of the loan. On that part, hindi ko na sigurado

I will clarify with the standard insurance company and bdo.. if my ganyan na case..na fixed premium for duration ng loan..

And inputs jan na may ganitong case pa mga sir/mam?

[dr. d]

I paid same amount on my 2nd year sa standard insurance policy ko.. my unit is monty glx manual..

Tama ba na same amount pa rin ang insurance premium ko mga sir/mam?

dapat yata, mas mababa na.
hindi na siya brand new.
unless! you declared added accessories, which added to the perceived value...

[sundae 74]

dapat yata, mas mababa na.
hindi na siya brand new.
unless! you declared added accessories, which added to the perceived value...

No added accessories po.. kaya ngtaka ako ganuj parin fee nya..