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Verified Tsikot Member
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March 20th, 2016 12:07 AM #12
First, I think low down deals are one of the shrewdest money making schemes ever created, yet people believe it's a godsend. It feeds on the greed and materialism of people, wanting a car NOW, no matter how exorbitant the loan payments are for the next 5 years.
The fact that the dealership increased your DP means that your monthly payments (incl. interest) will be decreased.
However, if for some reason or another you prefer to get the low down option despite the crazy interest, then just walk away. You don't need to commit to a deal you don't want. Make a letter to pull out the reservation fee you paid, should take about 2-5 weeks to process.
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March 20th, 2016 12:16 AM #13
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Verified Tsikot Member
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March 20th, 2016 12:50 PM #14I threw all the paper quotations since i no longer need them. I signed the papers n bought the car already. What could go wrong? Pfft! I still have the text & the supposedly final 3different email quotations.
What irked me the most is that i lost time, money n opportunity. I missed out on the 5yr 24% promo from vios or the cheaper 2015 innova. Yesterday was the lastday promo for vios & no more stocks for cheaper innova. Two weeks ago, I ordered vios but changed last minute because of this dealer.
Now im back to square 1, autodeal hunting again. Will try to sort this out by monday n get my reservation back. Still hoping they would honor their deal. I hate going back there. What im afraid is the fallout from all these ****.
Sigh....
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Verified Tsikot Member
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- Mar 2016
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March 20th, 2016 01:04 PM #15I didnt get the low down option. Wanted the low monthly option. Yung low down, malaki naman ng interest. They gave me huge discounts on dp then threw it all out the window.
The vios promo though is really a legitimate promo. No catch, plain and simple:
Toyota Vios 1.3 E MT with a P15,572 all-in downpayment promo from Cebu | *****************
Discounts range from 24 to 26% 5yr interest depending on dp or model. Too bad yesterday was the last day for reservations. Will probably wait till december again for this to show up again.
Ganito na promo ayos talaga. Yung iba. Low dow big monthly wala namang discounts at all.
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March 21st, 2016 05:02 PM #16
labo nyan.
but all you can do is backout.
if necessary, write a letter to the dealer which i think is required to process the return of the reservation fee.
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Verified Tsikot Member
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- Mar 2016
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April 5th, 2016 09:03 AM #17called the other dealer 2 weeks ago. they said to send a cancellation letter to begin the refund process, it should take 2 weeks. mas mabuti pa daw sa kanila na lang ako kukuha kasi malaki daw ang hinihingi nila.
well it's been to weeks now, im starting to think goodbuy to that 5k.
where can i complain this? labu nila. kung walang refund, baka parang modus to nila. I will give them a call by the end of the week.
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April 5th, 2016 11:49 AM #18
You can complain to DTI. Deposits should be refundable, it just takes a while.
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Tsikoteer
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April 5th, 2016 08:22 PM #19
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April 7th, 2016 07:43 AM #20
sinabi moh! i hardly see my children now. when they were young, schedules were more predictable.
Traffic!