About insurances newbie here

[Manilablock]

What is liability guard?

TPL ba ito na pinaganda ang wordings?


Liability Guard is a cheaper alternative for vehicle owners who do not want to purchase comprehensive insurance cover. It protects private vehicle owners against legal liabilities arising from bodily injury to or death of any third party and/or actual physical damage to third party property caused by and arising out of the use of the scheduled vehicle up to a combined limit of PhP 200,000.00 any one accident. Even owners of old cars may avail of Liability Guard.

The plan covers the following:

Bodily Injury covers liabilities of the insured due to the death of or bodily injury to third parties in excess of the limits provided under the CTPL coverage.

Property Damage covers the insured against liabilities due to actual physical damage to properties of third parties arising out of the use of the insured vehicle.

Unnamed Passengers Personal Accident insures up to 5 passengers for PhP 50,000.00 each, with a maximum of PhP 250,000.00 per vehicle in case of death or permanent disability due to an accident while riding in the insured vehicle.

Medical Reimbursement covers actual medical expenses incurred by the passengers of the insured vehicle due to an accident whilst riding the insured vehicle up to a limit of PhP 5,000.00 per passenger, with a maximum of PhP 25,000.00 per vehicle.

Mapfre Insular Insurance Corporation | Motor

[nhiecah_nice29]

For everyone's info po:
MAPFRE offers Liability Guard for those who don't want comprehensive. See the coverage below:

Bodily Injury/Property Damage to Third Party - P 200,000.00 combined limit
Your Passenger's Personal Accident - P 50,000.00/passenger Limit of P 250K
You Passenger Medical Reimbursement - P 5,000.00/passenger Limit of P 25K

Special Features:
FREE Legal Assistance
FREE Bail bond up to P 10,000.00

Premium:

SPECIAL ( For 22 y/old driver with 2 yrs. driving experience) P 3,760
REGULAR ( No age/experience needed) P 4700

[Retz]

^

So, basically tinanggal lang ung own property damage/theft and AOG sa liability guard sis?

[Manilablock]

For everyone's info po:
MAPFRE offers Liability Guard for those who don't want comprehensive. See the coverage below:

Bodily Injury/Property Damage to Third Party - P 200,000.00 combined limit
Your Passenger's Personal Accident - P 50,000.00/passenger Limit of P 250K
You Passenger Medical Reimbursement - P 5,000.00/passenger Limit of P 25K

Special Features:
FREE Legal Assistance
FREE Bail bond up to P 10,000.00

Premium:

SPECIAL ( For 22 y/old driver with 2 yrs. driving experience) P 3,760
REGULAR ( No age/experience needed) P 4700

TPL sa LTO office or MAPRE mukhang mas ok na ung siguradong insurance company.

nhiecah ung Php 3,760 applicable ba sa any type of vehicle?

[nhiecah_nice29]

^

So, basically tinanggal lang ung own property damage/theft and AOG sa liability guard sis?

Yes Sir yun po yung difference nya sa comprehensive

TPL sa LTO office or MAPRE mukhang mas ok na ung siguradong insurance company.

nhiecah ung Php 3,760 applicable ba sa any type of vehicle?

Yes Sir, except po s mga commercial vehicles. Iba po yung coverage and premium po para dun

[Retz]

^

okay. lumalabas parang half ng comprehensive insurance. will think about it sis. thanks.

[Ciz]

Thanks guys! mukhang ok tong liability guard


Sent from my iPhone using Tapatalk

[povillo]

For everyone's info po:
MAPFRE offers Liability Guard for those who don't want comprehensive. See the coverage below:

Bodily Injury/Property Damage to Third Party - P 200,000.00 combined limit
Your Passenger's Personal Accident - P 50,000.00/passenger Limit of P 250K
You Passenger Medical Reimbursement - P 5,000.00/passenger Limit of P 25K

Special Features:
FREE Legal Assistance
FREE Bail bond up to P 10,000.00

Premium:

SPECIAL ( For 22 y/old driver with 2 yrs. driving experience) P 3,760
REGULAR ( No age/experience needed) P 4700

Nhica, yung premium cost base sa driver hinde dun sa age ng car? My daughter is 22 year old pero mahigit 3 years na license nya, paano ba yun?

[nhiecah_nice29]

Nhica, yung premium cost base sa driver hinde dun sa age ng car? My daughter is 22 year old pero mahigit 3 years na license nya, paano ba yun?

Sir pwde nyo po kunin ung special package para po sa car na gamit ng daughter ninyo, since qualified naman po sya sa package.

Posted via Tsikot Mobile App

[Taleclec]

How to contact you ms nhiecah? are u connected with Maphre???