Total newbie buying first car - please help

[redark]

Planning to buy mirage g4 GLX MT, pasok po sa budget na 13k monthly and may promo na 12k down via Mitsubishi financing.

- car will be used for daily service from Cavite to Makati. Magkano po ba cost of maintenance ng mirage g4 MT?

TIA.

[dr. d]

Planning to buy mirage g4 GLX MT, pasok po sa budget na 13k monthly and may promo na 12k down via Mitsubishi financing.

- car will be used for daily service from Cavite to Makati. Magkano po ba cost of maintenance ng mirage g4 MT?

TIA.

well, you know the monthlies.

then, there's the regular pms. assume 5K pesos per pms. every 5K or every 10K km?

then there's the fuel, parking, tolls.
i live near the office. my guesstimate for these, is 1K every 2 weeks, because i get to park for free.
i am sure, yours will be different, as you will probably be spending more for fuel and for parking. assume 9 km per liter of fuel.
for trips to the mall, add a few more.

[WallyWest]

There's also the annual insurance premium. It's around 20k per year depending on your insurance provider.



Sent from my ASUS_T00J using Tapatalk

[redark]

There's also the annual insurance premium. It's around 20k per year depending on your insurance provider.



Sent from my ASUS_T00J using Tapatalk

Thanks po sa mga replies. Kasama po sa package na may 1year free insurance so technically next year pa magiging expense yung insurance right?

[ssaloon]

I'd still check if you can get a better deal via your own bank (though at the expense of a higher DP vs in-house).

Re: insurance, though you get it for free, you may be required to auto-renew with the casa if it's an in-house financed purchase, which may be considerably higher than the average premium offered by external insurers.

[jaypee10]

kung bacoor cavite magaan pa ung bayad sa toll + gasolina.pero kung galing kapa ng kawit or imus. 64+24=88X2=176X25 days 4400 a month toll palang

[dr. d]

Thanks po sa mga replies. Kasama po sa package na may 1year free insurance so technically next year pa magiging expense yung insurance right?

hindi lang technically.
"de facto" po.

errr... is that comprehensive insurance (good for 1 year), or third party liability insurance (3 years)?

there's no such thing as "free" in the auto industry.
you're paying for that insurance. you just don't know where they hid the bill.
heh heh.

so what is your projected total monthly cost of having and using a brand new car?

[redark]

hindi lang technically.
"de facto" po.

errr... is that comprehensive insurance (good for 1 year), or third party liability insurance (3 years)?

there's no such thing as "free" in the auto industry.
you're paying for that insurance. you just don't know where they hid the bill.
heh heh.

so what is your projected total monthly cost of having and using a brand new car?

I'll take note of your advice. Computin ko muna ulit monthly cost if I avail the car. For now naestimate ko nasa 20k ang dapat kong ihanda monthly.

[dos2]

I'll take note of your advice. Computin ko muna ulit monthly cost if I avail the car. For now naestimate ko nasa 20k ang dapat kong ihanda monthly.

consider mo rin na magipon muna ng pang down (i recommend sa bank kung saan ka may account ngayon) at mag bank loan ka nalang, di hamak na mas maliit ang interest. maliit lang naman ang epekto sa iyo ng excise tax given the price of your target vehicle.

baka yung masave mo sa interest eh enough na to cover yung maintenance mo for several years.

ang 5 year loan sa bank ay naglalaro sa 22-28%, pero sa in-house eh from 30% up to even 50% depending on the demand of the vehicle you are buying.

SRP of Mirage G4 is 650K, pero may 80K discount ata ngayon so 570K nalang. with the amortization you've provided, pumapatak nasa 40% yung interest mo =)

[markvilla21]

wag mo muna isipin maintenance sir. Aside sa PMS, wala pa naman dapat issue yan for 3 years.

[Altuy]

Planning to buy mirage g4 GLX MT, pasok po sa budget na 13k monthly and may promo na 12k down via Mitsubishi financing.

- car will be used for daily service from Cavite to Makati. Magkano po ba cost of maintenance ng mirage g4 MT?

TIA.

Hi!

The Mirage HB A/T that I co-own with my fiancee caused a 9,348-Peso damage for its 20,000-km maintenance service; while its 10,000-km maintenance service was around 6,000 Pesos.

Note: We decided to have it serviced in 10,000 km intervals.

[StockEngine]

Hi!

The Mirage HB A/T that I co-own with my fiancee caused a 9,348-Peso damage for its 20,000-km maintenance service; while its 10,000-km maintenance service was around 6,000 Pesos.

Note: We decided to have it serviced in 10,000 km intervals.

fully synthetic oil? warranty intact?

Sent from my SM-G935F using Tsikot Forums mobile app

[playplugg]

Planning to buy mirage g4 GLX MT, pasok po sa budget na 13k monthly and may promo na 12k down via Mitsubishi financing.

- car will be used for daily service from Cavite to Makati. Magkano po ba cost of maintenance ng mirage g4 MT?

TIA.

Low DP: Mas mataas ang monthly.

Hindi lahat ng ahente, alam pag dating sa financial, ang iba, walang pakialam, basta maka-benta, ang iba, concerned at bibigyan ng good advise sa reality cost ng sasakyan...


Maintenance..

Reality, hindi lang sa mechanical, even sa financial..

[Yuesford]

Personally. Konting ipon nalang may City Vios Accent(Diesel) etc, ibang segment of choice ka na kumbaga. Suggest ko ipon nalang ng konti pa kesa naman Mirage G4 bilhin ninyo.

Sent from my SM-G955F using Tsikot Forums mobile app

[redark]

Personally. Konting ipon nalang may City Vios Accent(Diesel) etc, ibang segment of choice ka na kumbaga. Suggest ko ipon nalang ng konti pa kesa naman Mirage G4 bilhin ninyo.

Sent from my SM-G955F using Tsikot Forums mobile app

Bakit po sir pangit ba ang mirage g4? Planning to buy this December kung may magandang promo ang Mistubishi. Mirage G4 GLX CVT na po ang plan ko bilhin since always City driving. Kung kaya pa stretch ang budget ko offcourse gusto ko na Honda City na CVT pero hanggang mirage g4 lang ang budget hehe. First car po and always mga 3 adults lang ang sakay plus 1 child, tingin ko kasi solved na sa mirage g4.

[dos2]

Bakit po sir pangit ba ang mirage g4? Planning to buy this December kung may magandang promo ang Mistubishi. Mirage G4 GLX CVT na po ang plan ko bilhin since always City driving. Kung kaya pa stretch ang budget ko offcourse gusto ko na Honda City na CVT pero hanggang mirage g4 lang ang budget hehe. First car po and always mga 3 adults lang ang sakay plus 1 child, tingin ko kasi solved na sa mirage g4.

Have you tried reading this thread?
Mirage - Issues/Problems?

If you could live with the quirks or issues they've mention, then go with the G4. Atleast alam mo na pwede mong i-expect na mga problem. Besides, panalo talaga yung fuel consumption ng Mirage/G4, napakatipid.

[dr. d]

Have you tried reading this thread?
Mirage - Issues/Problems?

If you could live with the quirks or issues they've mention, then go with the G4. Atleast alam mo na pwede mong i-expect na mga problem. Besides, panalo talaga yung fuel consumption ng Mirage/G4, napakatipid.

"with quirks like those, i will probably sacrifice the fuel efficiency, and get sumthin' else."
heh heh.

[redark]

Have you tried reading this thread?
Mirage - Issues/Problems?

If you could live with the quirks or issues they've mention, then go with the G4. Atleast alam mo na pwede mong i-expect na mga problem. Besides, panalo talaga yung fuel consumption ng Mirage/G4, napakatipid.

I can leave with those kind of quirks, no deal breaker mga yan, mas importante sakin yung fuel efficiency since city driving lagi. Decided to apply for an auto-loan after getting actual look on mirage g4 unit in one showroom in Cavite (Kawit); gusto ko na kagad idrive yung G4 nung nakita ko . Will know this week probably tomorrow kung approved na then go na kami.

Now ang pinag-iisipan nalang is red or silver ang color. HEHEHE

[dos2]

I can leave with those kind of quirks, no deal breaker mga yan, mas importante sakin yung fuel efficiency since city driving lagi. Decided to apply for an auto-loan after getting actual look on mirage g4 unit in one showroom in Cavite (Kawit); gusto ko na kagad idrive yung G4 nung nakita ko . Will know this week probably tomorrow kung approved na then go na kami.

Now ang pinag-iisipan nalang is red or silver ang color. HEHEHE

Godbless with your choice and always drive safely.

[KcireReaver]

I can leave with those kind of quirks, no deal breaker mga yan, mas importante sakin yung fuel efficiency since city driving lagi. Decided to apply for an auto-loan after getting actual look on mirage g4 unit in one showroom in Cavite (Kawit); gusto ko na kagad idrive yung G4 nung nakita ko . Will know this week probably tomorrow kung approved na then go na kami.

Now ang pinag-iisipan nalang is red or silver ang color. HEHEHE

silver ung maganda