hardly surprising. kia is very aggressive in marketing this car and the picanto. promo after promo, low dow after low down. many people will think they can afford it until they start owning it.
im also not surprised that theres so many monteros. people biting more than they can chew.
another thing that tells me about this is psbank is very loose in their approvals. the volume of repossessed vehicles by them is staggering.