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  1. Join Date
    Dec 2006
    Posts
    17,314
    #1
    Quote Originally Posted by TholitzReloaded View Post
    saving the planet? I agree, you can loan it nalang and use your savings in business, let the earnings of that business pay for the monthly amortization you get the car and you have a business at the same time, though i know mahirap magisip ng business.
    If you start a business, then all profits pangbabayad mo lang sa kotse, edi wala nang natira for you to expand your business.

    Most businessmen I know avoided material purchases so they can allot more of their income back to growing their business.

  2. Join Date
    Jul 2012
    Posts
    1,362
    #2
    Quote Originally Posted by jhnkvn View Post
    but anybody who simply lets somebody handle their money is a fool.
    A bit OT, but is Mutual Funds counted here?

  3. Join Date
    Aug 2010
    Posts
    3,527
    #3
    Quote Originally Posted by leodawesome View Post
    A bit OT, but is Mutual Funds counted here?
    If it comprises 100% of what your savings, yes.

    Truthfully, I'm not much of a fan of mutual funds. Why? Because of the fees. 2% might seems small but that 2% means you automatically start each year on a -2% handicap. Then there's the matter with performance....

    There's a reason why index funds are all the rage in the US.

  4. Join Date
    Mar 2008
    Posts
    54,641
    #4
    I do not believe the average motorist can make a good evaluation of our prospects, even if we drive each one for half a day...
    Yes, we can probably cross out those that are grossly "unfavorable", but the rest...?

  5. Join Date
    Dec 2006
    Posts
    17,314
    #5
    Quote Originally Posted by jhnkvn View Post
    There's a reason why index funds are all the rage in the US.
    Unfortunately, index funds in the Philippines still have management fees. I know they shouldn't have any, and I've asked banks about that, and hindi rin nila alam sagot.

    Actually, when I opened my UITF account in BPI, I was surprised that the girl processing my account knew nothing about stocks or even mutual funds. They just repeat whatever's on the brochure but they don't quite understand the purpose and intricacies of these instruments.


    Sent from my iPhone using Tapatalk

  6. Join Date
    Oct 2002
    Posts
    847
    #6
    Wow...

    I've been working longer than you're alive, but we're in a financial dead heat.

    Probably losing more every day that passes by... 😰

    Pengeng tips sa stocks ^^

  7. Join Date
    Nov 2014
    Posts
    22
    #7
    I think wala akong mabibigay na magandang tip about sa stocks kasi sa pinsan ko ako nagpapainvest eh hehehe pero i will try if i can get any tips from him about sa pag stock market niya

  8. Join Date
    Apr 2008
    Posts
    215
    #8
    i'm also into stocks investing. May alam ako na isang company na nagboom in a span of 10 yrs. From 24K na initial investment to 10M. Kung dito ka naginvest sa company na ito maniniwala ako sa iyo brod.

  9. Join Date
    Jan 2012
    Posts
    2,376
    #9
    Quote Originally Posted by ax30g View Post
    i'm also into stocks investing. May alam ako na isang company na nagboom in a span of 10 yrs. From 24K na initial investment to 10M. Kung dito ka naginvest sa company na ito maniniwala ako sa iyo brod.
    Wow ano kaya tong company boss? Hmmm sana marunong din ako sa mga ganyang bagay :'(

  10. Join Date
    Dec 2006
    Posts
    17,314
    #10
    Quote Originally Posted by carwhacko View Post
    Wow ano kaya tong company boss? Hmmm sana marunong din ako sa mga ganyang bagay :'(
    You can always learn. Citisec gives tutorials on how to invest in stocks. Lots of books available also. Citisec has made stock investing so much easier for Filipinos today.

  11. Join Date
    Oct 2014
    Posts
    339
    #11
    Quote Originally Posted by jut703 View Post
    You can always learn. Citisec gives tutorials on how to invest in stocks. Lots of books available also. Citisec has made stock investing so much easier for Filipinos today.

    Wow napunta na sa stocks yung usapan hahaha.

    Pero i my self interisado din ako sa stocks investment in fairness more review/info regarding stocks please...TIA

  12. Join Date
    Oct 2014
    Posts
    315
    #12
    Quote Originally Posted by ax30g View Post
    i'm also into stocks investing. May alam ako na isang company na nagboom in a span of 10 yrs. From 24K na initial investment to 10M. Kung dito ka naginvest sa company na ito maniniwala ako sa iyo brod.
    Bro anong company yan? Planning to invest soon.

  13. Join Date
    Aug 2012
    Posts
    967
    #13
    Ang gusto ko talagang malaman is kung paano maging part time supervisor..

  14. Join Date
    Nov 2014
    Posts
    22
    #14
    What I can give advice is sa money saving. Put 80% on savings and try to budget the 20% to use then if may gustong bilhin na din naman talaga pa kailangan isip nalang ng bagay na gustong bilhin na mas malaki yung halaga sa gustong bilhin that time. Ganyan ginagawa ko para mas di ako matempt agad bilhin yung gusto ko hehe

  15. Join Date
    Oct 2014
    Posts
    339
    #15
    Hahaha dribol na yan...

  16. Join Date
    Aug 2012
    Posts
    967
    #16
    Pwede pagupit dito?

  17. Join Date
    Jul 2012
    Posts
    1,362
    #17
    Lol, let's just forget that he's 21 years old that has lots of money from stocks but doesn't have so much knowledge about it, shall we?

    TS, kung ngayon kana bibili madami naman na nagsuggest. Kung hihintayin mo pa mabuo yung 1.7M mo, I guess saka ka na lang ulit magraise ng comparison. By that time baka lumabas na yung mga all new midsizers or cross overs. Sayang naman diba.

  18. Join Date
    Dec 2006
    Posts
    17,314
    #18
    Quote Originally Posted by leodawesome View Post
    Lol, let's just forget that he's 21 years old that has lots of money from stocks but doesn't have so much knowledge about it, shall we?
    Sayang sa oras pag barber shop kausap eh. 😅

  19. Join Date
    Apr 2008
    Posts
    215
    #19
    uwian na tayo

  20. Join Date
    Jan 2012
    Posts
    2,376
    #20
    Quote Originally Posted by jut703 View Post
    Sayang sa oras pag barber shop kausap eh. 😅
    Hahahahahaha 😂

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