Below Php 1.2M budget

**Egan101** · March 13th, 2018 04:04 PM

^^^ As what Jut said, a CUV would be the best choice for a roadtrip vehicle. You get comfortable space as a compact (or even better) plus you have lots of space to carry a whole bunch of stuff. I think you can get the gas model Tucson and Sportage for just over 1.2M.

**Shutterbug** · March 13th, 2018 11:51 PM

This! 👍🏼 Ayan.. Ang bilis na lang siguro ng choice ngayon. Either a sedan or if you need more space then get a crossover. I agree! 😊

Originally Posted by jut703

I've been to the northernmost and southernmost tips of Luzon with both a sedan and pickup. The sedan is a better choice if you ask me, for the following reasons:

1. Trunk - you have 4-5 people on board, where do you put the luggage? In my pickup before, we had to wrap our luggage with a waterproof tarp and tie it securely in the flatbed to protect it from theft and the weather. So much more hassle vs just stowing everything in the trunk.

2. Comfort - for well-paved roads, a sedan trumps a pickup by a huge margin. 99% of all trips I've been on had well-paved roads. From Pagudpud to Sagada to Baler to Batangas to Sorsogon.

I would say that a crossover is the best road trip vehicle because it has lots of luggage space, passenger space, and a comfortable ride. But definitely not a pickup. A sub-compact crossover is also a mixed bag because it doesn't really have more passenger space than a compact sedan, and ride quality is not as good.

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**urbanmetal** · March 17th, 2018 02:25 PM

Originally Posted by dr. d

ok lang what they call you, as long as you are happy with your ride.

don't mind them. they're not the ones paying for your car.

Agree. And for me, buying a car on a loan is a bad idea most of the time.

**dr. d** · March 18th, 2018 12:43 AM

Originally Posted by urbanmetal

Agree. And for me, buying a car on a loan is a bad idea most of the time.

in the olden days, buying a car or an appliance on installment, is akin to "making a pact with the devil".
bahay at tirahan lang daw ang puedeng on installment.

i was too young to understand these things, then.
by the time i got older, they had died.

**_Cathy_** · March 18th, 2018 12:47 AM

Originally Posted by dr. d

in the olden days, buying a car or an appliance on installment, is akin to "making a pact with the devil".
tirahan lang daw ang puedeng on installment.

This is my Dad's belief and we follow it up until now.

**falken** · March 18th, 2018 12:51 AM

Originally Posted by dr. d

in the olden days, buying a car or an appliance on installment, is akin to "making a pact with the devil".
tirahan lang daw ang puedeng on installment.

I still follow it and I'm teaching it to my kids. The only time you buy a vehicle on installment if it's gonna be used to make money.

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**Trippin** · March 18th, 2018 01:04 AM

Originally Posted by urbanmetal

Agree. And for me, buying a car on a loan is a bad idea most of the time.

I wouldn't say it is a bad idea most of the time, it's only when you don't know how to manage it.

In my case, I would have been able to pay for in cash the now two cars that I have, but I chose to finance them both (acquired in different years) because the car loan interest I would incur is much less than the income with the investment opportunity I instead availed of with the money that I had.

Also, one can try to earn and save up in cash the car's selling price but for how long? If it takes someone three to five years to earn one million petot, the car's price would have also increased in that time span, making the difference in total cost between financing the car at year 0 to 3 (with interest) negligible to paying for it one time at, say, year 3. That was particularly true this year that the government implemented the TRAIN law.

Also, some companies provide employees of car plan benefits which are mostly through loan.

**dr. d** · March 18th, 2018 01:07 AM

well, there's always the used car market.

i'd do it all the time, if i could read minds.

**Kimchijiji** · March 18th, 2018 01:08 AM

Below 1.2? The new 1.9mux! “A man can wish”

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**GTi** · March 18th, 2018 01:12 AM

Originally Posted by falken

I still follow it and I'm teaching it to my kids. The only time you buy a vehicle on installment if it's gonna be used to make money.

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+2 on this. We're a Chinoy family, and it has always been hardwired into us by the old folks that we are not to agree to installment unless we actually have the entire amount on hand and are doing it only to avoid scrutiny from the BIR, or its an absolute 0% interest deal with no difference or minimal addition to the original price. Bottomline, always live within your means. [emoji38]

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