Planning to Buy Used Car, Installment Basis, Limited Budget

[jut703]

actually i've seen adventures model 2000-2004 na pasok sa 200K.
i'm still checking how it is possible.

Baka naman gas model yan.

Your original budget is 100-200k. Stick to that - get a car costing around 150k and spend the rest for repairs.

The cheapest diesel Adventure would be around 250k, without repairs pa. You'll be spending almost double your original budget - can you actually pay that off with your current income?

It's nice to think na pampamilya yan and all, pero mas importanteng tanungin mo sarili mo kung kaya mo ba bayaran. Eh yung 100-200k mo uutangin mo na nga, gusto mo pa umutang ng mas malaki. Baka mabaon ka lang sa utang niyan.





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[Andy Ungria]

Baka naman gas model yan.

Your original budget is 100-200k. Stick to that - get a car costing around 150k and spend the rest for repairs.

The cheapest diesel Adventure would be around 250k, without repairs pa. You'll be spending almost double your original budget - can you actually pay that off with your current income?

It's nice to think na pampamilya yan and all, pero mas importanteng tanungin mo sarili mo kung kaya mo ba bayaran. Eh yung 100-200k mo uutangin mo na nga, gusto mo pa umutang ng mas malaki. Baka mabaon ka lang sa utang niyan.





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trying to reach the owner of this ad.

2004 Adventure Gls Sport - Secondhand For Sale Philippines - 46075704

[_Cathy_]

pero mas importanteng tanungin mo sarili mo kung kaya mo ba bayaran. Eh yung 100-200k mo uutangin mo na nga, gusto mo pa umutang ng mas malaki. Baka mabaon ka lang sa utang niyan.





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Baka lista sa tubig kasi kuya at tatay naman

*TS, Unless your Dad or brother would say na sila ang bahala sa car expenses mo, I would wait until I have enough money saved. Baka maging money pit lang yan auto mo. As mentioned earlier:

Gas
Parking
Toll
PMS/Maintenance
Registration
Insurance
Other expenses eg average priced tires 3k x 4 = 12k

[Andy Ungria]

What's wrong pala with KIA SPORTAGE? mura yung 2007 models nila. 150k-200k lang.
Thanks.

[GTi]

wala kang makukuhang 200k na diesel adventure at revo. tamaraw fx pwede pa

Meron na bro. Especially yung Adventure. Konting tiyaga at tawad lang, baka bumaba pa ng konti diyan eh.

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[GTi]

We have a Revo, and it can swallow just about anything! I've tried squeezing 13 passengers in a 3+4+6 manner. I've fitted a mountain bike standing, without taking off the front wheel, by folding up 30% of the 2nd row seat. And I've also loaded a 6.5kg capacity washing machine on the 3rd row. Once we took it to Baguio with 7 passengers plus loads of luggage- the only one among our cars capable of doing so. With the 2nd and 3rd row seats folded up, you get a carpeted loading space longer than a pickup bed.

Take note though that even though these cars are sturdy, they are also old. Expect repairs to pop up here and there. Some of them may be quite expensive. But then once replaced, I don't expect to be minding it for a very long time.

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[jut703]

Edi dapat hindi tawagin na utang - tawag dun bigay.

In general, I would advise for people of working age to spend only what they can earn, instead of still relying too much on their parents/family.

I guess the only exception for me is housing since whether nakatira ka sa kanila or hindi, same lang naman yung gastos (you can always help out with utilities).

Pero bahala ka TS, if you really wanna "borrow" money for a car, just make sure you can maintain it and hopefully pay for it.


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[leodawesome]

For a fact, panalo ka lang sa pagbili ng pre-owned vehicle if you buy it in cash. Kahit bago pa yan, instant depreciation kagad yan. Banks charge interest rates for used cars almost double of the interest rates of brand new ones. Lalo na kung lagpas na 5 years old na yung car, konti na lang yung banks na magaapprove nyan. And during those times nasa kanila ang advantage, so lumalabas take-it-or-leave-it yung ibibigay na interest rate sayo.

Tama yan utangin mo nalang sa parents or kapatid mo, then buy it in cash. Tapos sa kanila mo na lang 'hulugan'.

Naexperience ko na din yan dati, nagcocommute ako from malolos to taguig. 3 hours ang average time of travel ko one way. Hirap na din mag bus or mag van kasi punuan na din sa dami ng kasabay mong bumyahe. Malas mo pa kapag umulan, iyak na lang.

[jodski]

actually i've seen adventures model 2000-2004 na pasok sa 200K.
i'm still checking how it is possible.

If the unit came sa area na malapit sa beach... usual problem is the body. Mas mabilis mag corrode.

Experience yan ng barkada ko may nakuha sa Mitsubishi Adventure sa Quezon province at below 100K price... pag kalkal ng ilalim naglabasan yung mga nakatagong kalawang

[Andy Ungria]

I want to take the advantage of borrowing money sa family ko. Yun naman ginagawa ko when I need to buy something then sa kanila ko hinuhulugan. I shifted my interest sa vans/SUVs dahil sa gas type (diesel), space, and purpose (mas marami ako pag gagamitan).

We travel naman madalas so i guess na rin going for cars na pampamilya.
Baka di na ako umalis sa trabaho ko pag nakakuha ako ng car kasi nga malapit na sya sa Bulacan.
My options now are Delica/Revo/Adveture.

[GTi]

I want to take the advantage of borrowing money sa family ko. Yun naman ginagawa ko when I need to buy something then sa kanila ko hinuhulugan. I shifted my interest sa vans/SUVs dahil sa gas type (diesel), space, and purpose (mas marami ako pag gagamitan).

We travel naman madalas so i guess na rin going for cars na pampamilya.
Baka di na ako umalis sa trabaho ko pag nakakuha ako ng car kasi nga malapit na sya sa Bulacan.
My options now are Delica/Revo/Adveture.

Now, you only get the Delica if you are 200% sure that it has a very high quality conversion, complete papers, solid chassis and a fresh engine. Try to avoid models with sunroofs as they are prone to leak. As much as possible, try to get a manual. And also expect that this car would not be as fuel efficient as a Revo or Adventure. If you ever plan on getting this, always visit a prospect with the company of a seasoned mechanic who has experience in dealing with converted cars. Getting a bad unit may lead to a bottomless money pit, and you may end up spending more than the amount you spent in buying the unit at the first place.

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[Andy Ungria]

yup. no plans na in bank financing. hassle pa with requirements and obligado ka talaga.