Sir i suggest to save up atleast 100k and add it to your 50k dp budget, since i doubt it that you will find a vintage 90's car that will be open for financing.
Then look for a toyota corolla xe or nissan sentra series 3 (ex saloon or super saloon) at a 120k price - check ******* or ayosdito.ph,
Check the car with a good mechanic or with your father, and if everything is ok purchase it cash, the remaining 30k of your budget should be enough for initial maintenance like - tune up, change oil, fluid changes, suspension, a/c etc.
Then you should set aside atleast 5k of your monthly income for car expenses and maintenance..
but if you think it would be hard for you to save 100k in a short time then i suggest get a brand new hyundai eon..i think the all in dp is below 50k and monthy is around 8k for 5 years..but still you to consider a monthly budget for this car.
and also... Always Be patient
HTH..
Since I think I'll be needing it ASAP, i might consider borrowing extra money to may parents. sounds too desperate no? Usually ganito naman ginagawa ko. I'm planning to use the car naman with other purposes since I need to be more flexible sa home based business ko. Kelangan ko talaga yun.
I admit I cant afford a brand new car and spending 8K a month for 5yrs.
So I'm trying a 2nd hand cheap but reliable car model.
Thank you sa advise. Noted Sir =)
^As much as possible buy from private sellers (huwag sa car exchanges). Yung sila mismo may-ari/gumagamit ng oto. Pag inspect mo, tanungin mo rin sila kung ano mga naging sakit/ano na mga na-repair/napalitan. Yung iba honest din naman. A well-maintained car will be fit for long drives, despite its age. Gudlaks
Sorry, OT, but how do you expand a homebased business? Business nalang, huwag na homebased siguro?
Corolla is generally a better car than a Sentra, though it's higher resale value means you'll be getting a significantly older unit with the same budget.
1st gen Honda City pwede din. Very fuel efficient and powerful, even by today's standards.
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What kind of business bro? Marami ka bang hinahakot? Perhaps you'd like to consider getting a van... Hyundai Grace and Kia Pregio both sell for 100+k. You get higher ground clearance, twice the seating capacity, cheap maintenance and low fuel cost. Hindi nga lang ganon kaporma o ganon kabilis.
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Hmm mahirap yan kung wala ka pang cash payment ng secondhand car.
I would suggest that you save up to be able to pay the car in cash, plus about 30-50k extra for any repairs. Then your monthly income should be able to cover about 10k a month for fuel, parking, maintenance, etc.
If you don't have cash and aren't earning enough to buy and maintain a car yet, I suggest wag na. Mababaon ka lang sa utang.
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Nissan = casa/oem parts so better parts..
Toyota = non-oem/taiwan replacement parts so lower quality than the oem ones...
Sir, you are buying a car just because you are projecting the would be outcome of your printing business... From a businessman's point of view, mukhang mali ang gagawin mo, it is like counting your chicks before your eggs hatches..
I-establish mo muna ang average income ng business mo kapag napasok mo na, then saka ka bumili ng sasakyan if you think kailangan mo.
Aggressive expansion without any fallback or proper business analysis ginagawa mo. Sorry sa OT.
So right now your use for the car is for your daily commute which supposedly takes hours if you commute. Is that your daily commute to work? So the home business is just a sideline? Your usage of the car would be daily commute plus the occasional work related trip out of town. Tama ba?
What is your daily route? Total distance and road traveled? Do you have passengers?
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Hi guys, thank you for your honest response.
Update pala.
My budget is 100K-200K.
As per your suggestions kahapon, should go for a corolla or sentra since I cant afford pa to buy a brand new car.
this is to resolve my problems commuting everyday. It cost me at least 3 hours a day so sayang talaga instead of mas may nagagawa ako on my homebased business.
I'm also considering buying it in cash.
My brother told me he can lend me.
Eto kasi.
Malapit lang actually yung work ko from home (Bulacan-Mindanao Ave)
Ang problema lang, walang PUVs na dumadaan ng Smar Connect. Hassle din ang traffic at oras ng pickup ng pasahero ng mga bus palabas ng Bulacan.
If I have a car, it will save me time.
Mas may oras na ako doing my homebased business.
That if i'll be able to get the car, kaya ko magkaroon ng day job at homebased business.
1yr ko na sya ginagawa kaso yun nga ang dami nang nasasayang na oras at di nagagawang projects.
Lumipat ako ng work only for that extra time (from 45hrs a week to 40hrs a week on my current job)
My budget is really limited kaya I'm only looking for a 2nd hand car.
My brother also is asking me if possible ba 2nd hand Adventures/Revos para pwede rin pam-pamilya.
Thanks sa suggestions =)