Planning to Buy Used Car, Installment Basis, Limited Budget

[Walter]

Knowing how to drive does not equate to knowing how to fix a car. Try looking at 1980s Benz W123, a well maintained one will last for another decade.

[lowslowbenz]

Get the Corolla.

Goodluck.

[GTi]

Corolla is generally a better car than a Sentra, though it's higher resale value means you'll be getting a significantly older unit with the same budget.

1st gen Honda City pwede din. Very fuel efficient and powerful, even by today's standards.

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[Syuryuken]

Ang alam ko sa bank financing for used cars, kailangan 5 years old and below ang model.

yes bro kaya nga tinatanong ko.

1996 vitara may 160k na rin konti na lang idagdag

[dr. d]

Corolla is generally a better car than a Sentra, though it's higher resale value means you'll be getting a significantly older unit with the same budget.

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i disagree!!! (the better car part)
i agree! (the resale part)

[vvti2.0]

i disagree!!! (the better car part)
i agree! (the resale part)

Nissan = casa/oem parts so better parts..

Toyota = non-oem/taiwan replacement parts so lower quality than the oem ones...

Sir, you are buying a car just because you are projecting the would be outcome of your printing business... From a businessman's point of view, mukhang mali ang gagawin mo, it is like counting your chicks before your eggs hatches..

I-establish mo muna ang average income ng business mo kapag napasok mo na, then saka ka bumili ng sasakyan if you think kailangan mo.

Aggressive expansion without any fallback or proper business analysis ginagawa mo. Sorry sa OT.

[GTi]

What kind of business bro? Marami ka bang hinahakot? Perhaps you'd like to consider getting a van... Hyundai Grace and Kia Pregio both sell for 100+k. You get higher ground clearance, twice the seating capacity, cheap maintenance and low fuel cost. Hindi nga lang ganon kaporma o ganon kabilis.

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[Andy Ungria]

What kind of business bro? Marami ka bang hinahakot? Perhaps you'd like to consider getting a van... Hyundai Grace and Kia Pregio both sell for 100+k. You get higher ground clearance, twice the seating capacity, cheap maintenance and low fuel cost. Hindi nga lang ganon kaporma o ganon kabilis.

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printing business lang. sa ngayon hindi pa bulky mga ginagawa ko kaya pinapa courier ko lang.
If i go with shirts and other printing medium, mas need ko kahit kotse. kaya na yun.

[jut703]

Hmm mahirap yan kung wala ka pang cash payment ng secondhand car.

I would suggest that you save up to be able to pay the car in cash, plus about 30-50k extra for any repairs. Then your monthly income should be able to cover about 10k a month for fuel, parking, maintenance, etc.

If you don't have cash and aren't earning enough to buy and maintain a car yet, I suggest wag na. Mababaon ka lang sa utang.


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[GTi]

So right now your use for the car is for your daily commute which supposedly takes hours if you commute. Is that your daily commute to work? So the home business is just a sideline? Your usage of the car would be daily commute plus the occasional work related trip out of town. Tama ba?

What is your daily route? Total distance and road traveled? Do you have passengers?

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[leodawesome]

Mukang grab-a-taxi app ang sagot dito.

[Andy Ungria]

Hi guys, thank you for your honest response.

Update pala.
My budget is 100K-200K.

As per your suggestions kahapon, should go for a corolla or sentra since I cant afford pa to buy a brand new car.
this is to resolve my problems commuting everyday. It cost me at least 3 hours a day so sayang talaga instead of mas may nagagawa ako on my homebased business.

I'm also considering buying it in cash.
My brother told me he can lend me.

Eto kasi.
Malapit lang actually yung work ko from home (Bulacan-Mindanao Ave)
Ang problema lang, walang PUVs na dumadaan ng Smar Connect. Hassle din ang traffic at oras ng pickup ng pasahero ng mga bus palabas ng Bulacan.

If I have a car, it will save me time.
Mas may oras na ako doing my homebased business.
That if i'll be able to get the car, kaya ko magkaroon ng day job at homebased business.
1yr ko na sya ginagawa kaso yun nga ang dami nang nasasayang na oras at di nagagawang projects.

Lumipat ako ng work only for that extra time (from 45hrs a week to 40hrs a week on my current job)

My budget is really limited kaya I'm only looking for a 2nd hand car.
My brother also is asking me if possible ba 2nd hand Adventures/Revos para pwede rin pam-pamilya.

Thanks sa suggestions =)

[zoomzoom]

Hi guys, thank you for your honest response.

Update pala.
My budget is 100K-200K.

As per your suggestions kahapon, should go for a corolla or sentra since I cant afford pa to buy a brand new car.
this is to resolve my problems commuting everyday. It cost me at least 3 hours a day so sayang talaga instead of mas may nagagawa ako on my homebased business.

I'm also considering buying it in cash.
My brother told me he can lend me.

Eto kasi.
Malapit lang actually yung work ko from home (Bulacan-Mindanao Ave)
Ang problema lang, walang PUVs na dumadaan ng Smar Connect. Hassle din ang traffic at oras ng pickup ng pasahero ng mga bus palabas ng Bulacan.

If I have a car, it will save me time.
Mas may oras na ako doing my homebased business.
That if i'll be able to get the car, kaya ko magkaroon ng day job at homebased business.
1yr ko na sya ginagawa kaso yun nga ang dami nang nasasayang na oras at di nagagawang projects.

Lumipat ako ng work only for that extra time (from 45hrs a week to 40hrs a week on my current job)

My budget is really limited kaya I'm only looking for a 2nd hand car.
My brother also is asking me if possible ba 2nd hand Adventures/Revos para pwede rin pam-pamilya.

Thanks sa suggestions =)

Napag-aralan mo na rin ba kung mag taxi ka nalang muna? Just a suggestion.

[Andy Ungria]

Napag-aralan mo na rin ba kung mag taxi ka nalang muna? Just a suggestion.

as in taxi literally? walang taxi sa Bulacan and mas mahal yun.
(unless may iba kayo ibig sabihin sa "taxi"?)

[Andy Ungria]

So right now your use for the car is for your daily commute which supposedly takes hours if you commute. Is that your daily commute to work? So the home business is just a sideline? Your usage of the car would be daily commute plus the occasional work related trip out of town. Tama ba?

What is your daily route? Total distance and road traveled? Do you have passengers?

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would like to use the car for my daily commute.
should only take me 20-30mins on a private vehicle.
by commuting, 1:30hrs na pinakamahina.

home business is just a sideline. pero yung time kasi na nawawala sa akin, it cost me a lot.
imbes na mas nakakagawa ako ng ibang projects, di ko nagagawa.

[Andy Ungria]

with a private vehicle, 25KMs in 20mins
by commuting, 37kms 1.5hrs (kasama na kasi waiting time, pickup ng passengers)

[GTi]

Ayun. Kapag 200k pwedeng pwede na. Vans or AUVs are a good proposition. These mean lower fuel costs courtesy of the diesel engine, sturdier components and better flood wading capabilities. You'd get a newer Adventure as compared to the Revo given the same budget. Stay away from the thirsty gasoline powered models.

Adventure and Revo are similar in terms of interior space, fuel efficiency and performance. The Revo has a slight edge in space, and the Adventure has a slight edge in top speed. If you do a lot of climbing though, the Revo has the advantage, as certified by the number of Revo taxis in Baguio (and the low population of Adventure taxis). Fuel consumption can range from around 7-9km/L city, depending on driving style, route, traffic conditions and the condition of the engine.

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[Andy Ungria]

Ayun. Kapag 200k pwedeng pwede na. Vans or AUVs are a good proposition. These mean lower fuel costs courtesy of the diesel engine, sturdier components and better flood wading capabilities. You'd get a newer Adventure as compared to the Revo given the same budget. Stay away from the thirsty gasoline powered models.

Adventure and Revo are similar in terms of interior space, fuel efficiency and performance. The Revo has a slight edge in space, and the Adventure has a slight edge in top speed. If you do a lot of climbing though, the Revo has the advantage, as certified by the number of Revo taxis in Baguio (and the low population of Adventure taxis). Fuel consumption can range from around 7-9km/L city, depending on driving style, route, traffic conditions and the condition of the engine.

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Yup. Nabanggit din ng brother at tatay ko na mas ok sa baha at gas yung AUVs.
para magamit din sa family trips.
Pwede rin pang service.

Wow. Salamat sa information Sir =)

[Syuryuken]

Ayun. Kapag 200k pwedeng pwede na. Vans or AUVs are a good proposition. These mean lower fuel costs courtesy of the diesel engine, sturdier components and better flood wading capabilities. You'd get a newer Adventure as compared to the Revo given the same budget. Stay away from the thirsty gasoline powered models.

Adventure and Revo are similar in terms of interior space, fuel efficiency and performance. The Revo has a slight edge in space, and the Adventure has a slight edge in top speed. If you do a lot of climbing though, the Revo has the advantage, as certified by the number of Revo taxis in Baguio (and the low population of Adventure taxis). Fuel consumption can range from around 7-9km/L city, depending on driving style, route, traffic conditions and the condition of the engine.

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wala kang makukuhang 200k na diesel adventure at revo. tamaraw fx pwede pa

[Andy Ungria]

wala kang makukuhang 200k na diesel adventure at revo. tamaraw fx pwede pa

actually i've seen adventures model 2000-2004 na pasok sa 200K.
i'm still checking how it is possible.