Newbie's 1st Car Dilemma

**d'flash** · May 1st, 2013 04:06 PM

2nd option is hiram ka muna sa parents mo, and make sure na babayaran mo sila..

**jansky** · May 1st, 2013 04:13 PM

I got a friend naaprubahan dahil sa kanyang credit card standing.. heheheh. wala syang monthly income kasi freelancer sya

**basti08** · May 1st, 2013 04:31 PM

Kayang kaya na mga ganyan ngayon. Pero to loan a 700k car at 20% down, bank requires at least 45k monthly salary. pero mga agent ngayon kahit cmap napapa-approve nila ngayon. Kaya daming kotse sa repo lots ngayon hehe

**weisshorn** · May 1st, 2013 07:04 PM

my own opinion lang po:
very very tight talaga ang situation kung less than 20k ang monthly income mo. magigipit ka lang, at the end ma reposses ang car mo. sayang pera na pinag hirapan mo...

**Ry_Tower** · May 1st, 2013 07:07 PM

Mag-MC or commute ka na lang muna. Tama sila, unless single ka at net pay mo is about P35-40K, then you can buy a 2nd hand car.

**jansky** · May 1st, 2013 07:11 PM

OT
pag motor ba pde mag loan sa bank?

**1D4LV** · May 1st, 2013 07:52 PM

Originally Posted by jansky

OT
pag motor ba pde mag loan sa bank?

most mc dealers offer in house financing.
may nakita ako 2500 down lang, tapos 2k per month.

**_Cathy_** · May 1st, 2013 08:01 PM

Ano ba ngayon average gross monthly salary to get approval for car loan? 35k ata around 2009

**Ry_Tower** · May 2nd, 2013 10:41 AM

Originally Posted by jansky

OT
pag motor ba pde mag loan sa bank?

Oo naman. Mas mura sa bank kesa sa in-house kapag loan.

**basti08** · May 2nd, 2013 11:09 PM

Ang loan rate ng MC is 30% per annum kaya make sure 1 yr to pay ka lang kundi sobra sobra lugi mo. Bihura nagpapa loan na bank for MC karaniwan talaga in house ito.