Newbie Question

[1D4LV]

so 18 yrs old na ko and nagkaroon na ko ng drivers license recently and bago lang ko sa mga kotse and balak ko bumili sa toyota branch.
Ask ko lang kng ano mga requirements or kelngan sa bbli ng brandnew tska kpg dun ka bumili dun ka na rn ba magaaply na car insurance? pagbinili mo na bbgyan ka nla ng temp sticker or sa LTO hihingi?Mahal ba ang isang plate number? then kpg may kotse na, ano ano mga kelngan ko bayarn monthly or yearly besides maintenance? and sabi sakin pinapalitan dw yung sticker yearly and binabayaran pa?

Ano ano mga kelangan ko intindhn or ingantn kpg may kotse na ko? Give me some advise.

Thank you advance

tama si cast... bawal text speak dito.
kumpleto naman keyboard ng computer mo.

to answer your question (kung naiintindihan ko)

a) yung pambibili mo, cash o loan? kung cash, punta ka lang dun. sabihin mo bili ka ng isang unit. bayaran mo, and that's it. kung loan, kailangan ng mga documents like proof of income, saang bank iloloan, IDs, proof of billing, etc. since 18 ka pa lang i assume student ka pa lang and wala kang income so hindi ka makakapag car loan. you have to take a parent with you and sa kanya ipapangalan ang oto. kung cash, baka ubra pa.

b) dun ka na din magaapply ng car insurance, normally free yan for the first year pag bili mo ng new vehicle... maski loan o cash.
c) yung kotse eh may conduction sticker na kasama. sila na din ang magaapply ng registration mo. usually, libre din yan for the first 3 years, maski cash o loan.
d) plate number is included on the free registration cost.
e) monthly costs : panghulog lang (kung loan) tsaka preventive maintenance cost. annual is insurance mo on the second year... registration mo after the third year.
f) yung sticker is part of the registration. babayaran mo na yan after the third year.

ano ang kailangan mong intindihin at ingatan?

- just drive safely and ethically.
- adhere to the maintenance schedules.
- be a responsible car owner
- be a responsible road user