Hi Guys, it's my first time here in Tsikot.com.

I'm planning to get a car para di na ako magcommute. It's taking me 1.5hrs to 2.5hrs commuting on my way to work, pero if I'll drive on a private vehicle, kaya sya ng 30mins.

Here's the situation, kaya ko magprovide ng up to Php50K budget as downpayment and planning to pay the remaining balance in installment for 2-3yrs terms.

Hatchback or sedans is OK with me.
Budget ko for the car is 100K-150K.

Any tips?
Ok ba yung mga 1995 models up?
Or should I start with models 2000-up?
I can commit paying 3-4K monthly for this.

Thank you guys in advance =)