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  1. Join Date
    Jun 2009
    Posts
    160
    #1
    Quote Originally Posted by papi smith View Post
    No offense bro, but your situation is a no brainer, ditch the car plan, sa iyo na nanggaling, hindi mo kaya, your judgement is probably clouded by your subconcious want to own a car. Having a baby is not a reason to buy a car. Dami dyang taxi, uber at grab, and don't tell me hirap kumuha ng taxi pag rush hour, kontrata lang katapat nyan.
    no offense taken, bro. Thanks for the input. Mukhang better option nga mag uber/grab nalang.

  2. Join Date
    Oct 2002
    Posts
    40,599
    #2
    But you still have to talk to your wife. Baka gusto talaga niya magkaroon kotse na kayo. Happy wife, happy life.


    Sent from my iPhone using Tapatalk

  3. Join Date
    Sep 2014
    Posts
    8,492
    #3
    Look for a job in Bulacan, emerging markets na yan. And do wvery other thing that you plan


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  4. Join Date
    Aug 2012
    Posts
    967
    #4
    Quote Originally Posted by minicarph View Post
    Look for a job in Bulacan, emerging markets na yan. And do wvery other thing that you plan


    Sent from my iPad using Tapatalk
    This is the best advice so far. iba ka pop3corn, minsan may sense ka din talaga eh.

  5. Join Date
    Oct 2009
    Posts
    2,271
    #5
    unahin na muna bahay.bago sasakyan.sabagay ako ginagawa ko nadin bahay ung sasakyan ko.

    makaka tulong kapa sa trapik.or bili ka muna ng 2nd hand car halagang 300k

  6. Join Date
    Jul 2006
    Posts
    8,555
    #6
    Get a cheap second hand car.

    Getz, small body Corolla, Gen 1 Vios, etc.

    Kung matuloy kayo lumipat in Sucat or somewhere else, at least you have a daily drive.

    I would not recommend a brand new unit at this point. Scan the olx pages for relatively cheap but decent car models.

  7. Join Date
    Oct 2002
    Posts
    15,528
    #7
    Quote Originally Posted by akosila View Post
    Good Day mga sir.

    I am just having this dilemma.

    We are planning to buy a car (Honda City) because we are planning to have a child.

    We are renting our apartment now worth 15k, and additional 3k for a parking space. This is in Makati, and we just commute for 30mins and we are in the office.

    However since we are planning to buy a car, 18k is too much for a rent, plus the additional cost of maintaining a car.

    My dilemma:

    1. Should I continue with the 18k rent?
    2. Should I look for a place (rent-to-own) but we still haven't looked into this option yet as we are not decided on what city to settle.
    3. Mother-in-Law is offering their place in Bulacan ~ 50KM away from office in Makati.

    Your opinions are all welcome
    honest to goodness opinion.
    move to somewhere closer where you can walk to work or
    continue with the rent, but shelve the plan to buy a car.

    if you are still commuting 30 minutes to work, i personally feel that the 18k/month is still too high. why not consider moving to somewhere near, na maski 20k/month pa yan, pero pwede kang umuwi pag lunch. mas sulit.

    owning a car has some additional expenses. hindi lang yan hulog ng MA and sakay and you are happy. you have to think about the maintenance costs, fuel and parking costs.

    since wala pa namang child, enjoy nyo muna. imagine, malapit lang kayo nakatira sa work nyo, walang baby, walang car.... so walang problema.

    Bulacan is too far, imho it will not only drain your resources, it will also drain your energy na pagpasok mo, pagod ka na, pag uwi mo, mas pagod ka na.

    focus on your work first and your wife first.... darating din yan. hwag magmadali.
    and ipon ipon din..... i am sure, sobra yung kinikita nyo magasawa sa inyong dalawa.

  8. Join Date
    Sep 2014
    Posts
    8,492
    #8
    Buy an SUV kagad coz sayang lang kung bibli ko ng ssmallxsedan eh lalaki pa familya mo

    Think long term


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  9. Join Date
    Aug 2009
    Posts
    2,071
    #9
    Quote Originally Posted by minicarph View Post
    Buy an SUV kagad coz sayang lang kung bibli ko ng ssmallxsedan eh lalaki pa familya mo

    Think long term


    Sent from my iPad using Tapatalk

    Wag Suv pag kapos budget. Pede naman 2nd hand innova muna.

  10. Join Date
    Jun 2015
    Posts
    2,751
    #10
    This thread just took an unexpected turn.

    You could also ditch that expensive rent.

    Tapatalked

  11. Join Date
    Feb 2008
    Posts
    12,683
    #11
    Was in.that situation before - married, living with inlaws, commute everyday and without enough savings. Wife got pregnant so decided to rent to a house near wifey's workplace and loaned a motorcycle. Got promoted, got drunk and met couple of accidents. Ditched the bike, loaned for a used car. Long story short, may work pa rin, promoted sometimes, bayad pa rin ng taxes. Kami pa rin ni mrs, may 2 anak, umuutang pa rin. Moral lesson? Nothing is permanent except debt and taxes. :D

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Dilemma in buying a car