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Verified Tsikot Member
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February 6th, 2011 09:55 PM #1My wife and I are planning of purchasing a car through Bank Financing. May nakita na kameng seller na pumayag sa terms ng bank. Since required ng bank na ma-change name bago mabayaran si seller kelangan din ng TMG clearance for that said purpose. So what I told the seller is, bago ko kunin si kotse kelangan ko ng TMG clearance for changing ownership and proof na di carnapped yung bibilin ko. I asked him na kumuha na sya nun sa crame then pag meron na sya kukunin ko na sa kanya yung kotse then lalakarin ko na yung LTO documents para maprocess na ni bank yung cheke nya.
Ang di ko lang po maintindihan is bakit ayaw kumuha ni seller ng TMG clearance, gusto nya po ako kumuha. Okay lang din naman na ako kumuha, ang iniisip ko lang na pag ako ang kumuha nung clearance e makulong pa ko for anti-fencing law pag di naclear yung kotse.
Need your Advice Fellow Tsikoters,
Thanks
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February 6th, 2011 10:43 PM #2Totoo po ba na pag-nagpaClearance ang seller e irerequire na ang deed of sale with the buyers name on it?
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February 6th, 2011 10:43 PM #3
normally, the buyer will shoulder the clearance. ang mahirap lang, kailangan mo dalin yung oto sa TMG. sabihin mo sa buyer if you and he/she could set a date na punta TMG.
another way is to go TMG and get the clearance "no show". kailangan may fixer to do this. normally kasi TMG would not allow a clearance na "no show".
EDIT: with the second post: yes, kung papatransfer of ownership na. pero pwede paclear yan with just the intent to buy the car.Last edited by archie123456789; February 6th, 2011 at 10:45 PM.
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February 6th, 2011 10:55 PM #4
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February 7th, 2011 11:47 AM #5Thanks sa inputs sir. Required ba sa LTO pag change ownership na nakapangalan sken ang TMG clearance nung oto?
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February 7th, 2011 12:02 PM #6
yes they would need clearance kung papatransfer of ownership na. pero kung bank loan alam ko, sila na maglalakad niyan. yung pinapakuha sayo ng bank is just proof na clear sa TMG yung oto.
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February 7th, 2011 12:30 PM #7Clearance under the seller's name? tama po ba, sir? or kelangan sa pangalan ko na?
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February 7th, 2011 12:44 PM #8
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February 7th, 2011 12:49 PM #9Thanks sir. One more question, nakarehistro po yung oto until september of this year, change name lng ba gagawin or need na din i-rehistro? pasensya na po dameng tanong ngaun ko lng po kse gagawin. how much po kaya gagastusin all in all?
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February 7th, 2011 01:55 PM #10
transfer of ownership lang pwede kasi hindi pwede rehistro until sept or late august yung oto. nakabase pa rin kasi sa last digit ang rehistro.
ang hindi ko lang maintindihan, bakit kayo gagawa ng transfer kasi dapat yung bank na gagawa niyan since papamortage yung oto? anyway linawin na lang sa bank paano yung first step to last step ng financing.
another thing is pumayag yung seller na change of ownership muna bago bayad? medyo malakas loob niya. if that were me, hindi ako papayag. mahirap yun eh.
EDIT: o ya, you need a deed of sale to do a transfer.Last edited by archie123456789; February 7th, 2011 at 02:02 PM.
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