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  1. Join Date
    Jun 2013
    Posts
    120
    #1
    First time purchasing a new car: Is it cheaper to go straight to insurance providers? Or better to go with the dealer's insurance?

  2. Join Date
    Sep 2005
    Posts
    15,326
    #2
    is the purchase via loan? usually pag loan, yung 1st year don sa preferred insurance nang bank.. kung hindi naman.. ofcourse you can get the cheapest one you can find..

  3. Join Date
    Jun 2013
    Posts
    120
    #3
    nope. cash payment. paano ang process? mauuna ba ang insurance sa car? as much as possible ayoko ilabas yung kotse without insurance. sensya na, first time ko kasi bumili ng brand new.

  4. Join Date
    Oct 2011
    Posts
    26,787
    #4
    ^

    subit mo lang ung ung photocopy or softcopy ng cr mo sir ma quote ka na nila agad.

  5. Join Date
    Jun 2013
    Posts
    120
    #5
    Thanks. Ano masusuggest nyong reliable and affordable comprehensive insurance provider?

  6. Join Date
    Oct 2011
    Posts
    26,787
    #6
    ^

    Sir, kung reliable ang hanap mo go with prudential kung affordable flt prime.

  7. Join Date
    Jul 2011
    Posts
    1,711
    #7
    Quote Originally Posted by sparton View Post
    Thanks. Ano masusuggest nyong reliable and affordable comprehensive insurance provider?
    Wag ka kukuha ng insurance dahil affortable, read-read-read sa mga horror stories.

    Sabihin mo din sa insurer kung ano ang isasama mo sa insurance coverage, kasi ung iba EOM lang, kung magpapalit ka ng rims/etc. dapat indicated sa policy mo ung cost ng mods, otherwise pag na-damage yan during accidents at gusto mo mag claim baka hindi nila i-cover.


    Below are some of the insurance companies na pwede ka humingi ng quote, compare the coverage at participation fee in-case of insurance claims, at kung ung parts na papalitan ay mag share ka ba sa cost.


    Un iba meron kasama na tow or road assist, free (within a defined km) at additional if beyond.



    Generalli Pilipinas
    Great Domestic Insurance
    Insular General Insurance Co., Inc.
    Kang Insurance Agency
    Liberty Insurance Corp.
    MAA General Assurance Phils. Inc.
    Malayan Group of Insurance Companies
    Manila Insurance Corp.
    Mapfre Asian Insurance Corp.
    Meridian Assurance Corp.
    Metropolitan Insurance Co.
    Monarch Insurance Co.
    Northwest Insurance Corp.
    Oriental Assurance Corp.
    Pan Oceanic Insurance
    Paramount Insurance Corp.
    Petrogen Insurance
    PhilAm Insurance
    Philippine British Insurance
    Philippine Charter Insurance Corp.
    Philippine Fire & Marine Insurance
    Philippine First Insurance, Co.
    Philippine General Insurance Corp.
    Philippine Phoenix Surety & Insurance, Inc.
    PNB General Insurers Co.
    Pioneer Insurance and Surety Corp.
    Prudential Guarantee Assurance Corp.
    Sea-Board Eastern Insurance
    South Sea Surety Insurance
    Standard Insurance Co.
    Western Guarantee

  8. Join Date
    Mar 2008
    Posts
    52,731
    #8
    i use the insurance in the casa. mas mahal, lalo na kung hindi ka marunong tumawad. but when i get into a fender bender, i just leave the car in the casa, "bahala na kayo. insurance papers are next door. call me when finished". no hassle.

  9. Join Date
    Aug 2006
    Posts
    728
    #9
    Bought my Accent cash, Before ko ilabas ng Casa i made sure na active na yung Insurance para worry free...

    Im using BPI MS eversince bumili ako ng Bnew, from Lancer, To Sorento and now accent.. Made claims na din with them with my Lancer and wala naman ako naging problema... Mabilis din ang turnaround time basta complete ang documents..

  10. Join Date
    Dec 2002
    Posts
    1,299
    #10
    Quote Originally Posted by sparton View Post
    Thanks. Ano masusuggest nyong reliable and affordable comprehensive insurance provider?
    kung honda yang car mo, reliable at walang sakit ng ulo ang malayan lalo pa kung casa mo ygc. sigurado sa casa aayusin at original parts ipapalit. affordable siguro kung hindi kasama Acts of nature, dati kasi libre yang AOG nila before ondoy.

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Brand new car and comprehensive insurance