Badtrip!

[arvie1]

Good day mga sir. Ask ko lang po sa mga nagmonthly payment dito, ilang days kayo ni-CI ng bank? And how many days before naapprove? Almost 1 week na after kami kausapin ng bank pero wala pa rin approval, may middle man kasi kami (dealer) which is cousin ng kakilala namin, na naghhelp sa amin makakuha ng unit namin.

Bakit kaya ang tagal ng approval? January 3 sana namin makukuha yung Mitsu Lancer EX MX kaso mukhang malabo na ata? :'(

TIA mga sir!

[Starex_Gold]

Baka dahil pasko kaya ang tagal ng approval. At kumpleto na ba lahat ng requirement?

Parang yung sa Postpaid plan retention ng erpats ko.. Usually 2 days lang ok na, eh mag 1 week na wala parin update.

[arvie1]

Baka dahil pasko kaya ang tagal ng approval. At kumpleto na ba lahat ng requirement?

Parang yung sa Postpaid plan retention ng erpats ko.. Usually 2 days lang ok na, eh mag 1 week na wala parin update.

Baka nga po sir, yun din sabi ng dealer namin, pero need ko lang opinions niyo. Hehe. Mahirap kasi yung nasasabik, ngayon nasasawi na ata.

Yup kumpleto na sir, mga photocopies and etc. Actually kay ermat nakapangalan yung auto kasi di pa ko employed as of now, sa february pa ko magstart sa hospital.

Thanks sir, di pala ako nagiisa.

[renzo_d10]

Okay lang yan hindi makatulog .. Christmas naman eh.

[oliver1013]

Matagal talaga yan, puro xmas party pa ang mga empleyado. Think positive ka lang, maaprubahan din yan

[av8or5]

Here is my opinion, maybe because meron middleman, either meron doon na delay ang processing or forwarding of documents.

From my experience, bank personnel forwards info to their central loan processing, CI was done the following day, after CI interview, CI officer said the loan was approved, wait for a call from the personnel sa branch ko to give the other information. Personnel from bank called after a few hours asking which dealer and Sales Agent so they can process everything.

I'm not sure if loan was acquired through dealer. But I am assuming its the same banana, difference is, the Sales Agents collect the documents for submission to their affiliated bank.

HTH.

[armscor40]

yah, just wait na lang, dami kasi christmas activities this days...malay mo when approve baka may kasama pa gift/s, hehehe

[arvie1]

Okay lang yan hindi makatulog .. Christmas naman eh.

Haha! Nakakatulog naman sir, kaso nakakabadtrip lang talaga, baka madelay pa labas ng FIRST auto ko.

Matagal talaga yan, puro xmas party pa ang mga empleyado. Think positive ka lang, maaprubahan din yan

Haha! Thanks sir, pero dapat kahit xmas season e magtrabaho sila ng as if the usual pa rin.

Here is my opinion, maybe because meron middleman, either meron doon na delay ang processing or forwarding of documents.

From my experience, bank personnel forwards info to their central loan processing, CI was done the following day, after CI interview, CI officer said the loan was approved, wait for a call from the personnel sa branch ko to give the other information. Personnel from bank called after a few hours asking which dealer and Sales Agent so they can process everything.

I'm not sure if loan was acquired through dealer. But I am assuming its the same banana, difference is, the Sales Agents collect the documents for submission to their affiliated bank.

HTH.

Hindi pa namin pinapakita statement of accounts ng parents ko, pero baka maapprove na pag pinakita?

yah, just wait na lang, dami kasi christmas activities this days...malay mo when approve baka may kasama pa gift/s, hehehe

Haha! Pwede ba yun? Gifts = FREE Rust proofing... etc.. Haha!

[misslancer]

sir arvie1 - matagal talaga ngayon sir, daming application for loan/ bank ci madaming gusto bumili na lokal at ofw's nagmamadali din na makakuha ng sasakyan ngayong christmas season kaya halos dumoble/ triple ang apps ngayon :D