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Thread: AVANZA - comprehensive motor insurance

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  1. #1
    Join Date
    Nov 2006
    Posts
    1,656

    Unhappy Re: AVANZA - comprehensive motor insurance

    Status ng Avanza na pinasok ko sa Ortigas ng Oct. 1:

    Available na ang computer box noong Dec. 18. Dapat nakabit na ng Dec. 21 until before Christmas. Pero dahil sa mga holidays at konti na ang pumapasok na mechanics. Hanggang kahapon (Dec.28), hindi pa nakakabit. Malabo na this week na magawa iyon dahil last day na ng work today.

    Wait na naman ako till 1st week of January para malaman ang lahat ng nasirang parts.

    Ang nakalungkot nito, lumalabas na rin ang sira ng 11-year old na car na ginagamit ko. Nag palit na ako ng 2 tires and wipers. Ang ingay pa ng shocks. At higit sa lahat, malakas ang gas. Sa Avanza, kasya ang P1000 for 1 week. Ngayon P1500 ang konsumo ko.

  2. #2
    Join Date
    Mar 2008
    Posts
    341

    Default Re: AVANZA - comprehensive motor insurance

    Quote Originally Posted by mark_t View Post
    [SIZE=2]Unit : 2009 Toyota Avanza 1.3J M/T[/SIZE]
    [SIZE=2]Your Coverage and Benefits With ACTS of GOD[/SIZE]

    [SIZE=2]Own Damage/Theft[/SIZE][SIZE=2] 588,500.00 [/SIZE][SIZE=2]9,416.00 [/SIZE]
    [SIZE=2]Excess Bodily Injury[/SIZE][SIZE=2] 200,000.00 [/SIZE][SIZE=2]180.00 [/SIZE]
    [SIZE=2]Excess Property Damage[/SIZE][SIZE=2] 200,000.00 [/SIZE][SIZE=2]730.00 [/SIZE]
    [SIZE=2]Net Premium[/SIZE][SIZE=2] 10,326.00 [/SIZE]
    [SIZE=2]Doc Stamps[/SIZE][SIZE=2] 1,290.75 [/SIZE][SIZE=2]VAT[/SIZE][SIZE=2] 1,239.12 [/SIZE][SIZE=2]LGT[/SIZE][SIZE=2] 20.65 [/SIZE]
    [SIZE=2]Total Taxes[/SIZE][SIZE=2] 2,550.52 [/SIZE]
    [SIZE=2]Total Amount Payable[/SIZE][SIZE=2] 12,876.52 [/SIZE]
    [SIZE=2]Deductible: AOG losses=0.5% of Sum Insured minimum of Ps. 3,000.00.[/SIZE][SIZE=2] Other than AOG losses = Ps. 3,000.00[/SIZE][SIZE=2]Extensions:][/SIZE]

    Ganito puede na.
    Pa share naman ng contact sir

  3. #3
    Join Date
    Apr 2006
    Posts
    235

    Default Re: AVANZA - comprehensive motor insurance

    Hi guys

    Update on my vanza, well still in the agony of pointing fingers between toyota alabang and insurance company. MAA is not signing the checkpayment of P500k for the declaration of 'Lost' as the repairt estimate given by toyota is just a partial estimate at P331k. But anyways, after seating down together with the insurance consultant and toyota alabang last Dec 28, 2009, we have decided to write a letter to the President of toyota alabang to provide speedy assistance on the repair estimates. I got the updated quotation last friday only, Minus the brakes, and the electrical wiring system, Paint, and specially the seats as they dont have the parts (NPM-no part master) on their service manual. The Update repair estimate is now at P431K inches away from the P500k coverage. If im to add the re-painting of 25k, change foam and re-upholster of 20k (as no patterns for the foam yet for the avanza), and replacement of the whole electrical system, the cost will be more than P500k. I stand by my decision to the insurance company that if they want to have the car to be repair only, ill make sure every inch of the cars part that have been flooded will be replaced, i told them, lets switch places, and tell me how they feel if the car suddenly stalled or some part started to break down, while your on a family trip out of town.

    Anyways, Hopefully the declaration of the unit to be declared lost would be decided within the month . btw.. the car has been detailed and cleaned only, no actual work have been done after that it has been 3months now.

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