AVANZA - comprehensive motor insurance

[shadow3616931]

Ito na ang problema sa dami ng nabahang sasakyan. After 2 weeks na naipasok ko ang car ko, eto na ang nagawa... WALA!

Naka categorized daw ang status ng pagkakalubog:
D - hanggang flooring lang
C - abot sa car seat
A & B - lubong ang dashboard hanggang fully submerged.

Inuuna daw ang C & D dahil detailing and inspection lang ang kailangan gawin. Para din makabawas na sa load nila and matanggap pa ang ibang may problems.

Yung A & B, na dito kasama ang car ko at karamihan dito na categorized, isa isang binabaklas para makita ang extent ng damage. Yung iba nililinis na rin at dini-detail.

Ito pa ang isa, depende rin sa availability of parts kung magagawa agad ang mga cars.

Kaya, next year na talaga kami magkikita ng car ko.

Ouch! Sory to hear that dindo cat A & B ka pala, di ba nabaha yung 1 car mo para may nagagamit ka?

[puroy]

sad news nga sir dindo.

balita ko sa ibang casa daw, nagbabayad yung iba ng extra money para lang ma-prioritize yung nalubog na auto nila.

[_Qwerty_]

arggh.. sobrang nakakainip na..

eto ang update sa akin.. naisalpak na daw nila lahat.. naayos na daw wirings.. naibalik na transmission.. nalinis na makina... baka daw i start na nila mamaya.. ni check daw computer box.. mukhang wala naman daw problema... babalitaan daw ulit ako mamaya..

[dfcsantos]

sad news nga sir dindo.

balita ko sa ibang casa daw, nagbabayad yung iba ng extra money para lang ma-prioritize yung nalubog na auto nila.

This is bad. Wala ng di mukhang pera sa Pilipinas.

[ekaj42]

Kaya, next year na talaga kami magkikita ng car ko.

kakalungkot naman sir D..

[Eypeeyu]

Kaya, next year na talaga kami magkikita ng car ko.

+1 ako dito sir dfcsantos, mukhang magpapasko tayong wala sa piling natin ang mga avanza natin

[dfcsantos]

+1 ako dito sir dfcsantos, mukhang magpapasko tayong wala sa piling natin ang mga avanza natin

Sana madali lang ang parts. BAka abutin pa ng Valentine's.

[chachoy]

Ito na ang problema sa dami ng nabahang sasakyan. After 2 weeks na naipasok ko ang car ko, eto na ang nagawa... WALA!

Naka categorized daw ang status ng pagkakalubog:
D - hanggang flooring lang
C - abot sa car seat
A & B - lubong ang dashboard hanggang fully submerged.

Inuuna daw ang C & D dahil detailing and inspection lang ang kailangan gawin. Para din makabawas na sa load nila and matanggap pa ang ibang may problems.

Yung A & B, na dito kasama ang car ko at karamihan dito na categorized, isa isang binabaklas para makita ang extent ng damage. Yung iba nililinis na rin at dini-detail.

Ito pa ang isa, depende rin sa availability of parts kung magagawa agad ang mga cars.

Kaya, next year na talaga kami magkikita ng car ko.

sorry to hear sir dindo,..makakaraos din po kayo.

[swethart]

* sir qwerty, konteng patience pa at least progress ongoing sa goldie mo compared to vanzies ni sir dindo at eypeeyu. Ano nga pala category ng damage sa car mo?

* sir dindo, sad to hear your side I could feel your anguish and desperation pero sana di maubos ang pasensya mo at wag mawalan ng pagasa.I believe you still have a lot to smile for the day like you're ever-supportive family and friends.

* sir eypeeyu, sorry din sa nangyari sa dear vanzy mo at sabi mo nga baka di mo makasama sa pasko. Mas ok ka pa nga kasi ako pamilya ang di ko makasama ngayong Pasko kasi nakaduty ako nun sa gitna ng malungkot na dagat.

CHEER UP GUYS! CELEBRATE LIFE AND THANKS GOD!

[dfcsantos]

Thanks for cheering us up.

* sir qwerty, konteng patience pa at least progress ongoing sa goldie mo compared to vanzies ni sir dindo at eypeeyu. Ano nga pala category ng damage sa car mo?

* sir dindo, sad to hear your side I could feel your anguish and desperation pero sana di maubos ang pasensya mo at wag mawalan ng pagasa.I believe you still have a lot to smile for the day like you're ever-supportive family and friends.

* sir eypeeyu, sorry din sa nangyari sa dear vanzy mo at sabi mo nga baka di mo makasama sa pasko. Mas ok ka pa nga kasi ako pamilya ang di ko makasama ngayong Pasko kasi nakaduty ako nun sa gitna ng malungkot na dagat.

CHEER UP GUYS! CELEBRATE LIFE AND THANKS GOD!

[_Qwerty_]

lubog sya hanggang aircon knob eh..

* sir qwerty, konteng patience pa at least progress ongoing sa goldie mo compared to vanzies ni sir dindo at eypeeyu. Ano nga pala category ng damage sa car mo?

CHEER UP GUYS! CELEBRATE LIFE AND THANKS GOD!

[ekaj42]

* sir eypeeyu, sorry din sa nangyari sa dear vanzy mo at sabi mo nga baka di mo makasama sa pasko. Mas ok ka pa nga kasi ako pamilya ang di ko makasama ngayong Pasko kasi nakaduty ako nun sa gitna ng malungkot na dagat.

CHEER UP GUYS! CELEBRATE LIFE AND THANKS GOD!

bigat nun swethart! anyways bon voyage sir..ingat po palagi..i know you are making this big sacrifice for your love for your family!

[Eypeeyu]

....Mas ok ka pa nga kasi ako pamilya ang di ko makasama ngayong Pasko kasi nakaduty ako nun sa gitna ng malungkot na dagat.

CHEER UP GUYS! CELEBRATE LIFE AND THANKS GOD!

*swethart... correct ka jan. sabi ko nga sa ibang post ko, maswerte pa din ako at ito lang ang nasalanta sa akin ni "Ondoy", yung iba nga, mga mahal sa buhay ang hindi na makakasama forever.

Salamat sa pakikisimpatya sa amin... mabuhay ka sampu ng iyong mga katulad, aming mga bagong bayani! Ingat po.

[jujoe]

Got this quote from Standard Insurance. Tell me what ya think

2009 Toyota Avanza 1.3J (M/T)

Option 1 (without Acts of God)

COVERAGES PREMIUM
Own Damage / Theft
588,500.00 10,004.50

Bodily Injury
100,000.00 230.00

Property Damage
100,000.00 780.00

Personal Accident (25,000 / person up to seating capacity) FREE

TOTAL PREMIUM 13,729.57 [SIZE=2](inlcusive of taxes)[/SIZE]


Option 2 (with Acts of God)

COVERAGES PREMIUM

CTPL Own Damage / Theft /
588,500.00 12,947.00

Acts of God
Body Injury
100,000.00 230.00

Property Damage
100,000.00 780.00

Personal Accident (25,000 / person up to seating capacity) FREE

TOTAL PREMIUM 17,397.40 [SIZE=2](inlcusive of taxes)[/SIZE]

Along with this coverage, we are also giving away the following benefits.
1. Provides free 24 hours towing within Metro Manila
2. Provides Technical Assistance nationwide
3. Claims servicing done in any of 43 branches nationwide.
4. Automatic 5-star motorshop repair.
5. Deductible of 0.5% of the amount insured or minimum or 3,000 whichever is higher for each and every loss.(Participation)
6. Free membership on our Roadside Assistance Program.

TIA!

[ekaj42]

Got this quote from Standard Insurance. Tell me what ya think


TOTAL PREMIUM 17,397.40 [SIZE=2](inlcusive of taxes)[/SIZE]


TIA!

get mo yung may AOG..pero negotiate mo yung price. mataas yung 17k. saka OT ka boss..hehehe..

[meledson]

OK na. Nasa tamang thread na.

[mark_t]

[quote=jujoe;1380868]Got this quote from Standard Insurance. Tell me what ya thi


Option 2 (with Acts of God)

COVERAGES PREMIUM

CTPL Own Damage / Theft /
588,500.00 12,947.00

Acts of God
Body Injury
100,000.00 230.00

Property Damage
100,000.00 780.00

Personal Accident (25,000 / person up to seating capacity) FREE

TOTAL PREMIUM 17,397.40 [SIZE=2](inlcusive of taxes)[/SIZE]

Along with this coverage, we are also giving away the following benefits.
1. Provides free 24 hours towing within Metro Manila
2. Provides Technical Assistance nationwide
3. Claims servicing done in any of 43 branches nationwide.
4. Automatic 5-star motorshop repair.
5. Deductible of 0.5% of the amount insured or minimum or 3,000 whichever is higher for each and every loss.(Participation)
6. Free membership on our Roadside Assistance Program.

Mataas pa iyan.

[mark_t]

[SIZE=2]Unit : 2009 Toyota Avanza 1.3J M/T[/SIZE]
[SIZE=2]Your Coverage and Benefits With ACTS of GOD[/SIZE]

[SIZE=2]Own Damage/Theft[/SIZE][SIZE=2] 588,500.00 [/SIZE][SIZE=2]9,416.00 [/SIZE]
[SIZE=2]Excess Bodily Injury[/SIZE][SIZE=2] 200,000.00 [/SIZE][SIZE=2]180.00 [/SIZE]
[SIZE=2]Excess Property Damage[/SIZE][SIZE=2] 200,000.00 [/SIZE][SIZE=2]730.00 [/SIZE]
[SIZE=2]Net Premium[/SIZE][SIZE=2] 10,326.00 [/SIZE]
[SIZE=2]Doc Stamps[/SIZE][SIZE=2] 1,290.75 [/SIZE][SIZE=2]VAT[/SIZE][SIZE=2] 1,239.12 [/SIZE][SIZE=2]LGT[/SIZE][SIZE=2] 20.65 [/SIZE]
[SIZE=2]Total Taxes[/SIZE][SIZE=2] 2,550.52 [/SIZE]
[SIZE=2]Total Amount Payable[/SIZE][SIZE=2] 12,876.52 [/SIZE]
[SIZE=2]Deductible: AOG losses=0.5% of Sum Insured minimum of Ps. 3,000.00.[/SIZE][SIZE=2] Other than AOG losses = Ps. 3,000.00[/SIZE][SIZE=2]Extensions:][/SIZE]

Ganito puede na.

[ekaj42]

[SIZE=2]Unit : 2009 Toyota Avanza 1.3J M/T[/SIZE]
[SIZE=2]Your Coverage and Benefits With ACTS of GOD[/SIZE]

[SIZE=2]Own Damage/Theft[/SIZE][SIZE=2] 588,500.00 [/SIZE][SIZE=2]9,416.00 [/SIZE]
[SIZE=2]Excess Bodily Injury[/SIZE][SIZE=2] 200,000.00 [/SIZE][SIZE=2]180.00 [/SIZE]
[SIZE=2]Excess Property Damage[/SIZE][SIZE=2] 200,000.00 [/SIZE][SIZE=2]730.00 [/SIZE]
[SIZE=2]Net Premium[/SIZE][SIZE=2] 10,326.00 [/SIZE]
[SIZE=2]Doc Stamps[/SIZE][SIZE=2] 1,290.75 [/SIZE][SIZE=2]VAT[/SIZE][SIZE=2] 1,239.12 [/SIZE][SIZE=2]LGT[/SIZE][SIZE=2] 20.65 [/SIZE]
[SIZE=2]Total Taxes[/SIZE][SIZE=2] 2,550.52 [/SIZE]
[SIZE=2]Total Amount Payable[/SIZE][SIZE=2] 12,876.52 [/SIZE]
[SIZE=2]Deductible: AOG losses=0.5% of Sum Insured minimum of Ps. 3,000.00.[/SIZE][SIZE=2] Other than AOG losses = Ps. 3,000.00[/SIZE][SIZE=2]Extensions:][/SIZE]

Ganito puede na.

my opinion: good deal na ito

[puroy]

[SIZE=2]Unit : 2009 Toyota Avanza 1.3J M/T[/SIZE]
[SIZE=2]Your Coverage and Benefits With ACTS of GOD[/SIZE]

[SIZE=2]Own Damage/Theft[/SIZE][SIZE=2] 588,500.00 [/SIZE][SIZE=2]9,416.00 [/SIZE]
[SIZE=2]Excess Bodily Injury[/SIZE][SIZE=2] 200,000.00 [/SIZE][SIZE=2]180.00 [/SIZE]
[SIZE=2]Excess Property Damage[/SIZE][SIZE=2] 200,000.00 [/SIZE][SIZE=2]730.00 [/SIZE]
[SIZE=2]Net Premium[/SIZE][SIZE=2] 10,326.00 [/SIZE]
[SIZE=2]Doc Stamps[/SIZE][SIZE=2] 1,290.75 [/SIZE][SIZE=2]VAT[/SIZE][SIZE=2] 1,239.12 [/SIZE][SIZE=2]LGT[/SIZE][SIZE=2] 20.65 [/SIZE]
[SIZE=2]Total Taxes[/SIZE][SIZE=2] 2,550.52 [/SIZE]
[SIZE=2]Total Amount Payable[/SIZE][SIZE=2] 12,876.52 [/SIZE]
[SIZE=2]Deductible: AOG losses=0.5% of Sum Insured minimum of Ps. 3,000.00.[/SIZE][SIZE=2] Other than AOG losses = Ps. 3,000.00[/SIZE][SIZE=2]Extensions:][/SIZE]

Ganito puede na.

anong insurance ito sir? baka pwede i-share yung contacts nila?