AVANZA - comprehensive motor insurance

[meledson]

Standard Insurance
Insurance cost: 11,692.17
Loss or damage: 510,000.00
Deductible: 2,550.00 - Participation
Bodily injury: 200,000
Property damage: 200,000
Passenger: 25,000 each

Eto quote sakin ni Generali

Authorized repair limit: 3,500
Towing benefit: 500
Seating capacity: 7 (including driver)
Claims excess amount: 3000


Compulsory TPL: 0
Loss or damage: 471,420 (ang baba ng appraisal nila)
Excess TPL-BI: 400,000
Voluntary TPL-BD 400,000
Acts of God Cover: 471,420
Auto PA Cover: 350,000
Benefits per seat
Accidental death and disablement: 50,000
Unprovoked murder and assault: 50,000
Medical reimbursement: 5,000

Total premium due: 10,277.36

Mukang magaganda ang mga quotes nyo.

Pa PM naman ang contact number ng agent nyo. mag request ako ng quotes

[badbutchoy]

Sakin eto; Toyota Avanza J





Direct Link:
Liability to the public: Not covered
No fault indemnity: Included
Loss or damage: 532,000
Convulsions of nature: Not covered
Riot strike & civil Not covered
commotion:
Excess liability: 200,000 Combined single limit for property damage
and bodily injury
Auto PA: Death or permanent disablement: 10,000 any one person, 70,000 any one occurence. Medical expenses 1,000 any one person 7000 any one occurence
Deductible: 5320

Total 12,196.90, terms DP 3659, 1707.56 x 6 mos


People's General Insurance (Toyota In-house Insurance-My current ins)

Loss and Damage: 520,000
Bodily Injury: 100,000
Property Damage: 100,000
Personal Accident: 100,000
Participation: 3,000

Total 12,008.61 Terms: 2,401.72 x 5 mos

I'm still waiting for standard.

Sir ako din sa People's General in house ng Marikina / Cubao Brach

Just got an estimate sa mga bangga ng sasakyan ko.

Nature of Work:
Replace and repaint of rear bumper
Straighten and align LH front door
Straighten and align LH rear door
Straighten and align of LH running board

Summary:
Painting labor - 7480
Tinsmith labor - 4080
add 12 VAT - 1387.20
Total labor cost - 12947.20

BP materials - 6160.00
add 12% VAT - 739.20
total parts - 5681.76
Grand total estimate: 25528.16


Insurance Requirements:
_ Insurance Policy
- Police report or Affidavit
- Vehicle OR/ CR
- Driver's License O.R. with I.D
- Picture ( sila ang kumuha)
- Job estimate from Toyota

Base sa paguusap namin ng adjuster ang participation fee ko daw ay 3000 lang. So parang OK na rin considering 2 accidents ang nangyari. Magkaiba yung sa bumper at sa doors.

4 to 5 days daw pala ang estimate completion.

FYI baka makatulong.

[dfcsantos]

Hi dindo,

alin insurance iyan? magkano ang participation?

Standard Insurance
Insurance cost: 11,692.17
Loss or damage: 510,000.00
Deductible: 2,550.00 - Participation
Bodily injury: 200,000
Property damage: 200,000
Passenger: 25,000 each

[sascha]

Standard Insurance
Insurance cost: 11,692.17
Loss or damage: 510,000.00
Deductible: 2,550.00 - Participation
Bodily injury: 200,000
Property damage: 200,000
Passenger: 25,000 each

dindo ..may acts of god na ba yan? pa post na rin ng contact number. salamat

[meccalamdani]

Insurance Coverage will be the major factor for vehicles and this standard insurance is not probably satisfied traffic ticket attorney

[AvAnzA_84]

mga ka ACP, clarification lang:

Yung AOG ba includes when the car is not in motion (meaning not in use)?
To illustrate, pag naka park ka sa bahay at nadaganan ng puno dahil sa bagyo si vanzie , Hindi daw kasama yun? HMMM....Malapit na rin akong kumuha ng CI ko. one year narin kasi Vanzie. Any comment, sirs?

[dfcsantos]

dindo ..may acts of god na ba yan? pa post na rin ng contact number. salamat

With AOG

Mukang magaganda ang mga quotes nyo.

Pa PM naman ang contact number ng agent nyo. mag request ako ng quotes

Malou Gowonon
Toyota Ortigas
6719854 loc 405
09164936721 or 09285067576

[juanarodriguez]

Hi po!

Eto ang current insurance ko...I just renewed last April 28

coverage
[SIZE=5]CTPL 0
O. D. 695,700
theft 695,700
TPBI 500,000
TPPD 500,000
PA 350,000 (50K X 7 Passengers)
Acts of God [/SIZE][SIZE=5]695,700
[/SIZE]Towing Php 100 Deductible Php 3, 479 ARL 3, 579

[SIZE=5]Total premium 14,000 (including evat and doc stamp)[/SIZE]
Payment terms: 4 mos interest free

Nag quote din sa akin ang GP kaya lang ang premium is 14, 500. I chose my current insurance kasi dito lang sa TYT BK kung saan ako nag papaPMS.

[shadow3616931]

Nag pa requote ako to make it a little bit apple to apple comparizon:

Authorized repair limit: 3,500
Towing benefit: 500
Seating capacity: 7 (including driver)
Claims excess amount: 3000


Compulsory TPL: 0
Loss or damage: 520,000
Excess TPL-BI: 400,000
Voluntary TPL-BD 400,000
Acts of God Cover: 520,000
Auto PA Cover: 350,000
Benefits per seat
Accidental death and disablement: 50,000
Unprovoked murder and assault: 50,000
Medical reimbursement: 5,000

Total premium due: 11,093.31

Jose Carlos Perez
09178528621
jcpperez*generali.com.ph

[juanarodriguez]

Hello po sa lahat

A piece of advice lang po sa mga newbie na tulad ko esp. when getting insurance do NOT just look sa total premium but more importantly consider the coverage and the reputation of the insurance co.

Napansin ko lang po kasi pag may nagtatanong sa akin na mga friends (not dito sa forum) laging ang tanong eh magkano kagad ang binayad tapos bihira ang nagtatanong about the coverage.

kaya ako ang ginawa ko I asked diff companies to fax me their quotation tapos I select kung ano yung pinaka-mataas na coverage then I use it as benchmark to get a lower deal.

HTH

[meledson]

Iyong first and current insurance ko (wa pang 1 year old si Vanzy) I asked around about the insurance company. Reputable naman ang Mapre. Ang mali ko lang ay 1% ang participation. Sa iba kasi, 0.5% ang participation. During that time, I paid about 14K.

[levanz2007]

Hi po!

Eto ang current insurance ko...I just renewed last April 28

coverage
[SIZE=5]CTPL 0
O. D. 695,700
theft 695,700
TPBI 500,000
TPPD 500,000
PA 350,000 (50K X 7 Passengers)
Acts of God [/SIZE][SIZE=5]695,700
[/SIZE]Towing Php 100 Deductible Php 3, 479 ARL 3, 579

[SIZE=5]Total premium 14,000 (including evat and doc stamp)[/SIZE]
Payment terms: 4 mos interest free

Nag quote din sa akin ang GP kaya lang ang premium is 14, 500. I chose my current insurance kasi dito lang sa TYT BK kung saan ako nag papaPMS.

mam pa email naman po sa name ng insurance company na in house diyan sa toyota balintawak? mas mura po though ok naman ang mga coverage ah.. para diyan ko na lang pa insure this month ang vanzy ko,,, leo.cunanan*gdtsa.com and leo.cunanan*gmail.com cenxia na po medyo madalang lang kasi po me nakaka online sa mga forums naten, nasa overseas pa po ako mam...

[juanarodriguez]

mam pa email naman po sa name ng insurance company na in house diyan sa toyota balintawak? mas mura po though ok naman ang mga coverage ah.. para diyan ko na lang pa insure this month ang vanzy ko,,, leo.cunanan*gdtsa.com and leo.cunanan*gmail.com cenxia na po medyo madalang lang kasi po me nakaka online sa mga forums naten, nasa overseas pa po ako mam...

Sir I already sent your email to my contact....she will get in touch with you po!

sorry for the late reply hehehe na possess ako nung clone ko eh !!!

[eeyan55]

Hi po!

Eto ang current insurance ko...I just renewed last April 28

coverage
[SIZE=5]CTPL 0
O. D. 695,700
theft 695,700
TPBI 500,000
TPPD 500,000
PA 350,000 (50K X 7 Passengers)
Acts of God [/SIZE][SIZE=5]695,700
[/SIZE]Towing Php 100 Deductible Php 3, 479 ARL 3, 579

[SIZE=5]Total premium 14,000 (including evat and doc stamp)[/SIZE]
Payment terms: 4 mos interest free

Nag quote din sa akin ang GP kaya lang ang premium is 14, 500. I chose my current insurance kasi dito lang sa TYT BK kung saan ako nag papaPMS.

Heloo.

I'm planning to own a vanzie this Nov. Pls. email me the Name of your insurance Co. or much better if u cud give email add of sadi Co.

Ty

[juanarodriguez]

mga ka ACP, clarification lang:Yung AOG ba includes when the car is not in motion (meaning not in use)? To illustrate, pag naka park ka sa bahay at nadaganan ng puno dahil sa bagyo si vanzie , Hindi daw kasama yun? HMMM....Malapit na rin akong kumuha ng CI ko. one year narin kasi Vanzie. Any comment, sirs?

Sir I emailed my insurance agent (TYT Standard Insurance) to verify the coverage of their AOG. According to her sa kanila po covered daw po both ie. parked and in motion.

[sir richard]

I got my comprehensive insurance last december 2007 from generali pilipinas.
Unit: avanza J 2006 1.3 m/t

own damage theft 533,000
VTPL bodily injury 100,000
VTPL property damage 100,000
UPPA 8 passengers 500,000
ACTS OF GOD 533,000

ADD ONS:
CASA REPAIR FOR VEHICLES 10 years and below
Free Accident Insurance for Owner 100,000
24/7 roadside emergency assistance

participation:3,000
total premium: 11,104.91

[lenuj]

Mga Ka-Avanza pede po ba makahingi ng contact nos. ng mga Insurance Co. kung saan kayo kumuha or nag renew ng inyong comprehensive insurance. Malapit na rin kasi ako mag renew at gusto ko magkaroon sana ng comparison kung sino ang may mas magandang offer at reasonable price.

Thank you po in advance sa mga replies.

[levanz2007]

Mga Ka-Avanza pede po ba makahingi ng contact nos. ng mga Insurance Co. kung saan kayo kumuha or nag renew ng inyong comprehensive insurance. Malapit na rin kasi ako mag renew at gusto ko magkaroon sana ng comparison kung sino ang may mas magandang offer at reasonable price.

Thank you po in advance sa mga replies.

Note: this is not ad, just for pricing comparison purposes lang po ng bro. natin
bro.!
People's General Insurance/ Q.C.
02-527-7611

[levanz2007]

kapag nakuha ko ang quote ko eh post ko dito

[levanz2007]

People's General Insurance
dep. value of 2007 avanza,G variant,m/t
PHP 700k=12,448.00 losses & damages including theft, 200k = 880 party property damage (tppd)
50k/250k for 5 passengers- 500
php 12448.00+880+340+500=14,168
1,771 doc stamps
1,700.16 evat
106.26
14,168+1,771+1,700.16+106.26=17,745.42
total to be paid 17,745.42 - sa g variant po ito, manual transmission