AVANZA - comprehensive motor insurance

[sascha]

magkano ang participation sa quote mo?

hindi nilagay eh. ang nakasulat sa remarks, pwede 6 month termo *0% interest

[shadow3616931]

Eto quote sakin ni Generali

Authorized repair limit: 3,500
Towing benefit: 500
Seating capacity: 7 (including driver)
Claims excess amount: 3000


Compulsory TPL: 0
Loss or damage: 471,420 (ang baba ng appraisal nila)
Excess TPL-BI: 400,000
Voluntary TPL-BD 400,000
Acts of God Cover: 471,420
Auto PA Cover: 350,000
Benefits per seat
Accidental death and disablement: 50,000
Unprovoked murder and assault: 50,000
Medical reimbursement: 5,000

Total premium due: 10,277.36

[meledson]

Standard Insurance
Insurance cost: 11,692.17
Loss or damage: 510,000.00
Deductible: 2,550.00 - Participation
Bodily injury: 200,000
Property damage: 200,000
Passenger: 25,000 each

Eto quote sakin ni Generali

Authorized repair limit: 3,500
Towing benefit: 500
Seating capacity: 7 (including driver)
Claims excess amount: 3000


Compulsory TPL: 0
Loss or damage: 471,420 (ang baba ng appraisal nila)
Excess TPL-BI: 400,000
Voluntary TPL-BD 400,000
Acts of God Cover: 471,420
Auto PA Cover: 350,000
Benefits per seat
Accidental death and disablement: 50,000
Unprovoked murder and assault: 50,000
Medical reimbursement: 5,000

Total premium due: 10,277.36

Mukang magaganda ang mga quotes nyo.

Pa PM naman ang contact number ng agent nyo. mag request ako ng quotes

[sascha]

Standard Insurance
Insurance cost: 11,692.17
Loss or damage: 510,000.00
Deductible: 2,550.00 - Participation
Bodily injury: 200,000
Property damage: 200,000
Passenger: 25,000 each

dindo ..may acts of god na ba yan? pa post na rin ng contact number. salamat

[AvAnzA_84]

mga ka ACP, clarification lang:

Yung AOG ba includes when the car is not in motion (meaning not in use)?
To illustrate, pag naka park ka sa bahay at nadaganan ng puno dahil sa bagyo si vanzie , Hindi daw kasama yun? HMMM....Malapit na rin akong kumuha ng CI ko. one year narin kasi Vanzie. Any comment, sirs?

[dfcsantos]

dindo ..may acts of god na ba yan? pa post na rin ng contact number. salamat

With AOG

Mukang magaganda ang mga quotes nyo.

Pa PM naman ang contact number ng agent nyo. mag request ako ng quotes

Malou Gowonon
Toyota Ortigas
6719854 loc 405
09164936721 or 09285067576

[juanarodriguez]

Hi po!

Eto ang current insurance ko...I just renewed last April 28

coverage
[SIZE=5]CTPL 0
O. D. 695,700
theft 695,700
TPBI 500,000
TPPD 500,000
PA 350,000 (50K X 7 Passengers)
Acts of God [/SIZE][SIZE=5]695,700
[/SIZE]Towing Php 100 Deductible Php 3, 479 ARL 3, 579

[SIZE=5]Total premium 14,000 (including evat and doc stamp)[/SIZE]
Payment terms: 4 mos interest free

Nag quote din sa akin ang GP kaya lang ang premium is 14, 500. I chose my current insurance kasi dito lang sa TYT BK kung saan ako nag papaPMS.

[shadow3616931]

Nag pa requote ako to make it a little bit apple to apple comparizon:

Authorized repair limit: 3,500
Towing benefit: 500
Seating capacity: 7 (including driver)
Claims excess amount: 3000


Compulsory TPL: 0
Loss or damage: 520,000
Excess TPL-BI: 400,000
Voluntary TPL-BD 400,000
Acts of God Cover: 520,000
Auto PA Cover: 350,000
Benefits per seat
Accidental death and disablement: 50,000
Unprovoked murder and assault: 50,000
Medical reimbursement: 5,000

Total premium due: 11,093.31

Jose Carlos Perez
09178528621
jcpperez*generali.com.ph

[juanarodriguez]

Hello po sa lahat

A piece of advice lang po sa mga newbie na tulad ko esp. when getting insurance do NOT just look sa total premium but more importantly consider the coverage and the reputation of the insurance co.

Napansin ko lang po kasi pag may nagtatanong sa akin na mga friends (not dito sa forum) laging ang tanong eh magkano kagad ang binayad tapos bihira ang nagtatanong about the coverage.

kaya ako ang ginawa ko I asked diff companies to fax me their quotation tapos I select kung ano yung pinaka-mataas na coverage then I use it as benchmark to get a lower deal.

HTH

[meledson]

Iyong first and current insurance ko (wa pang 1 year old si Vanzy) I asked around about the insurance company. Reputable naman ang Mapre. Ang mali ko lang ay 1% ang participation. Sa iba kasi, 0.5% ang participation. During that time, I paid about 14K.