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  1. Join Date
    Dec 2010
    Posts
    29
    #1
    Hi everyone,

    i'm getting a fortuner G 2.5Diesel AT next week and want to validate a few items with you. i hope you can help me.

    1. Applied thru TFS and not thru bank because of faster processing and low DP. %annum is not so bad at 7% vs 5-5.5% in bank. I also plan to pay out the balance after 1.5 years. So % annum would not be a big deal.

    2. The total cash-out I got was 254,788. computed at
    295,800 (20% dp) + 8,988 proc fee - 40k discount - 10k walk in discount. LTO and Insurance are free.

    3. I got the lease-to-own plan

    4. I'm getting a black unit and freebies include backing sensor, tint and other standart stuff

    Since its december dealears are really scrambling to get a sale. I'm tired of haggling since this has been after 3 rounds of haggling between 3 dealers. Is this a good deal?

    Thanks boys.

  2. Join Date
    Sep 2003
    Posts
    15
    #2
    Best is to compare the down and financing with the bank. I suspect you will get better rates from the bank but you won't get the low down that TFS offers. Freebies are usually standard but you can always still haggle for more freebies.

    But my suggestion is really on the unit that you are getting. Have you visited the Toyota D4D Problem/Issues thread? If you haven't I suggest you do. This is not a knock on Toyota but making you more aware as a consumer.

    I owned a Fortuner 2.5 D4D a couple of years back and I sold it after 2 years.

  3. Join Date
    Sep 2005
    Posts
    15,310
    #3
    how much ang monthly payment?

    Quote Originally Posted by ProdigalGirl View Post
    Hi everyone,

    i'm getting a fortuner G 2.5Diesel AT next week and want to validate a few items with you. i hope you can help me.

    1. Applied thru TFS and not thru bank because of faster processing and low DP. %annum is not so bad at 7% vs 5-5.5% in bank. I also plan to pay out the balance after 1.5 years. So % annum would not be a big deal.

    2. The total cash-out I got was 254,788. computed at
    295,800 (20% dp) + 8,988 proc fee - 40k discount - 10k walk in discount. LTO and Insurance are free.

    3. I got the lease-to-own plan

    4. I'm getting a black unit and freebies include backing sensor, tint and other standart stuff

    Since its december dealears are really scrambling to get a sale. I'm tired of haggling since this has been after 3 rounds of haggling between 3 dealers. Is this a good deal?

    Thanks boys.

  4. Join Date
    Sep 2004
    Posts
    4,933
    #4
    Try BPI Family Bank for loans, you can probably get your rate at less than 5% if your willing to pay the car off at 1.5 years.

    Lease to own is different from loan acquisition.

    I suggest you don't do lease to own.

    Alam ko rin, Toyota has promos out right now.

  5. Join Date
    Jun 2007
    Posts
    814
    #5
    +1 on toyota promos. you can choose whether to pay low downpayment, or light monthly payment.

  6. Join Date
    Dec 2004
    Posts
    3,572
    #6
    Maganda ngayon ang promo ng Toyota sa Fortuner lalo na yung discounts nila!

  7. Join Date
    Dec 2010
    Posts
    29
    #7
    Thanks everyone. I decided to get the D4D anyway. I have seen posts saying that this has been corrected. (including ride quality). Now, i am undecided which color. Is black okay? Anybody know about the fortuner being eye candy for car jackers?

  8. Join Date
    Dec 2010
    Posts
    4
    #8
    Quote Originally Posted by jeDi13 View Post
    +1 on toyota promos. you can choose whether to pay low downpayment, or light monthly payment.
    No promos like those as of the moment. Usually, 70k discount and that's it. LTO, chattel mortage is not free. Yung LTO pwede mong inegotiate sa agent kasama na dito ang 3 yrs CTPL. Yung chattel mortage pwede mong inegotiate sa bank. Yan ang ginawa ko kanina lang

    Meron nga palang nag-offer 110k discount pero in-house financing and grayish brown ang color. hindi ko trip ang kulay. kayo baka gusto nyo hehe

  9. Join Date
    Sep 2010
    Posts
    19
    #9
    black is ok.. kaso gasgasin masyado kelangan talagang alagaan mo sya ng husto.. pero if black is your choice go ahead.. kung san ka ma-satisfy.. pero kung white ok din.. hndi gasgasin, magandang bihisan at pormahan hindi pa matakaw sa disgrasya lalo na sa gabi.. dumihin nga lang talaga.. kelangan may naka-payroll kang car wash boy.. hehehe

  10. Join Date
    Sep 2010
    Posts
    19
    #10
    Quote Originally Posted by vin226 View Post
    No promos like those as of the moment. Usually, 70k discount and that's it. LTO, chattel mortage is not free. Yung LTO pwede mong inegotiate sa agent kasama na dito ang 3 yrs CTPL. Yung chattel mortage pwede mong inegotiate sa bank. Yan ang ginawa ko kanina lang

    Meron nga palang nag-offer 110k discount pero in-house financing and grayish brown ang color. hindi ko trip ang kulay. kayo baka gusto nyo hehe
    GRAYISH BROWN? may nakapagsabi po na ang grayish brown ay nagiging kulay pink pagnagtagal.. totoo po ba yun?

I'm getting a new Fortuner and need advise