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    Suzuki PH welcomes second half of 2021 with discounts on the Ertiga, Swift and Celerio | TopGear PH

    If you’re in need of a brand-new seven-seat MPV, now might be a good time to check the Ertiga out at a dealership as you can get as much as P90,000 off one if you pay in cash. If you don’t need the extra space or seats, both the Suzuki Swift and Celerio are currently available with a P80,000 cash discount.

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    caveat for potential buyers.

    the down payment is actually the easiest part of car ownership, because we are talking about money already in the pocket, waiting to be given away.
    it is the monthlies, the maintenance and upkeep, and the incidental expenses of useage, that are the killer.

    la lang.

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    #8
    tapos, for first 3 years ng monthly amortization, ang nahulugan mo lang ay yung interest.. yung price ng car, sa next 2 years pa for the 5 year plan..

    kaya dami repo cars!

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    #9
    Quote Originally Posted by yapoy86 View Post
    tapos, for first 3 years ng monthly amortization, ang nahulugan mo lang ay yung interest.. yung price ng car, sa next 2 years pa for the 5 year plan..

    kaya dami repo cars!
    some years ago,
    the repo bodegas were awash with confiscated cars.
    they investigated the matter, and found out that the culprit was the promo campaigns that the sellers were using.
    it seems, their criteria for deciding who were good buyers and who were questionable buyers (in terms of ability to pay), were filed down to favor increased buyer volume.
    have they since made the changes?
    or are they going thru the same cycle again?

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    #10
    Just sharing...

    years ago, my dad always complained na walang umaasikaso sa amin when we go to a dealership wearing shorts, sando and slippers. He will rant "akala nyo ba titingin lang ako or nagpapalamig lang?"

    years later, when I started working and met other people who work for local dealerships. I learned why sales agents tend to favor those "young buyers" na "bihis na bihis"

    Young "bihis na bihis" buyers will probably buy the car in installment. As they do not have proper bank records, they will probably choose in-house financing with very low down payment. This arrangement will mean maximum profit for the dealership and sales agent.

    Yung "buyer wearing shorts and sando" will probably save enough money to buy the car in cash and will most probably not return the car for service, pati future insurance might be purchased somewhere else later.

  11. Join Date
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    #11
    Quote Originally Posted by ice15 View Post
    Just sharing...

    years ago, my dad always complained na walang umaasikaso sa amin when we go to a dealership wearing shorts, sando and slippers. He will rant "akala nyo ba titingin lang ako or nagpapalamig lang?"

    years later, when I started working and met other people who work for local dealerships. I learned why sales agents tend to favor those "young buyers" na "bihis na bihis"

    Young "bihis na bihis" buyers will probably buy the car in installment. As they do not have proper bank records, they will probably choose in-house financing with very low down payment. This arrangement will mean maximum profit for the dealership and sales agent.

    Yung "buyer wearing shorts and sando" will probably save enough money to buy the car in cash and will most probably not return the car for service, pati future insurance might be purchased somewhere else later.
    hindi naman ako nag-sando and shorts.
    nice collecione t-shirt + stan smith + my most comfortable pair of pants. medyo dinaanan lang nga ng sastre sa puwitan nang ilang beses.
    "you can wait for the installment buyer who might not come today, or you can wait on me now. i pay cash."
    heh heh.

  12. Join Date
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    #12
    Quote Originally Posted by ice15 View Post
    Just sharing...

    years ago, my dad always complained na walang umaasikaso sa amin when we go to a dealership wearing shorts, sando and slippers. He will rant "akala nyo ba titingin lang ako or nagpapalamig lang?"

    years later, when I started working and met other people who work for local dealerships. I learned why sales agents tend to favor those "young buyers" na "bihis na bihis"

    Young "bihis na bihis" buyers will probably buy the car in installment. As they do not have proper bank records, they will probably choose in-house financing with very low down payment. This arrangement will mean maximum profit for the dealership and sales agent.

    Yung "buyer wearing shorts and sando" will probably save enough money to buy the car in cash and will most probably not return the car for service, pati future insurance might be purchased somewhere else later.
    Akala kasi ng mga car buyer, sa car sales may benta. The reality is money is made on installment and service.

    Atsaka sobrang fragile ng ego ng mga tao pag hindi sila tinatrato na may pera dahil mukha silang gusgusin, sobrang OA magreact at magflex.


    Sent from my iPhone using Tapatalk

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    #13
    Quote Originally Posted by jut703 View Post
    Akala kasi ng mga car buyer, sa car sales may benta. The reality is money is made on installment and service.
    agree... kaya lesson learned.

    1 - humahanap muna ako ng kakilala sa sales agent ng brand na interested ako. minsan, kilala ng kilala ng kilala. basta may pangalan lang

    2- if #1 is not applicable, go to the dealership ng bihis na bihis, then ask for a calculation with low DP. then kapag available na yung unit na gusto mo... biglang bayad in cash (I normally also get the freebies)

    fast forward to the present (puti na buhok ko)

    buy the car in cash, then all service and insurance sa dealership pa din. nakaka-pagod din maghanap ng cheaper option.

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2021 Suzuki Price & Promotions