i was also tormented before deciding whether to buy a second hand or a brand new.....but i decided to get a brand new (glx at) for the following reasons
- it's my gift to myself kasi matagal ko ng pangarap magkaron ng brand new (actually it's my sixth car - but it's my first brand new, first matic and first diesel) and super really feels great...
- you are guaranteed no hidden and/or imminent defects - kung sakali mang mayron, atleast it is still covered by warranty

i also planned to pay it whole by cash kaso madami ang nagsuggest na ifinance ko na lang then yung extra you can use sa business or investment. A bdo manager-good friend gave me 4.6% per annum interest so i think it is a very good deal na. I also got 80k discount + rear cam + sensor + usual freebies.