Help! Buying 2ndhand Mazda 3 2.0 HB for 850t or brandnew Mazda 2V+ HB?

[Vince1417]

Mga bossing! Planning to buy my first car, any advice regarding this if it’s a good buy?
And which one would you choose?

Secondhand
Mazda 3 2.0 2016 Hatchback
About 12t Mileage. Soul red color.
850,000 po benta ng owner

I applied for financing thru security bank.
770t po yung appraised value nila.
20,580 for 36 months = 740,880
740,880 + 272600 dp + 23t chattel = 1,036,480 total payment in 3 years

Brand new Mazda 2V+ hatchback
Price: 1,015,000 (plus 50t here in cebu)
20,209 for 60 months = 1,212,540
Dp all in = 79,000
Total = 1,291,540 in 5 years
I already computed as well the total if it’ll be bought at bank rates with 20% dp, halos less than 10t lng naman difference kasi magbayad pa ng chattel at insurance. So i think mas okay na ung low dp na all in.

Does the convenience of buying a brand new car outweigh the savings sa second hand?
I’m a kind of guy na usually takot magbitaw ng perang malalaki so enticing din ung 79t dp sakin. But paying less but getting more po ung mazda 3.

Thoughts? Any inputs will be appreciated! Thanks in advance.

[buknoii]

personally i would suggest you buy a brand new car.. less hassle [emoji846]

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[Walter]

Get the Mazda 3 if it checks out ...