Pano pag nabunggo ka, pero matagal ng may bunggo yung sasakyan mo. Sisingilin mo pa ba ng participation?

[Ser Chief]

Tama lang ba gawin yun?

[dr. d]

Tama lang ba gawin yun?

it is only fair that you ask for the nambunggo's participation in having your car fixed.

[StockEngine]

[oj88]

Technically, insurance fraud yung mag-settle kayong dalawa para hingin sa nakabangga yung participation fee mo. Dapat, merong police report at managot yung nakabangga sa insurance. Although, magbabayad ka pa rin ng participation fee galing sa sarili mong bulsa.

[CVT]

Technically, insurance fraud yung mag-settle kayong dalawa para hingin sa nakabangga yung participation fee mo. Dapat, merong police report at managot yung nakabangga sa insurance. Although, magbabayad ka pa rin ng participation fee galing sa sarili mong bulsa.

In reality, the offending party won't agree to either option, and the police report would be vague or inaccurate. And so, you're just left to fend for yourself...

[oj88]

In reality, the offending party won't agree to either option, and the police report would be vague or inaccurate. And so, you're just left to fend for yourself...

Hindi naman, based on my experience. May naka-sagi sa akin na motor.... police report + affidavit + copy ng license and registration ng naka-bangga, and I gave everything to my insurance. Sila na nag-habol and out of the loop na ako.

It's only fair that the insurance company get their share... you gotta throw them a bone. If you simply claim it against own damage, malaki chance na tumaas or di ka bigyan ng discount come renewal time ng premium mo.

[SidCoronel]

Technically, insurance fraud yung mag-settle kayong dalawa para hingin sa nakabangga yung participation fee mo. Dapat, merong police report at managot yung nakabangga sa insurance. Although, magbabayad ka pa rin ng participation fee galing sa sarili mong bulsa.

Alas! An honest man.

I am with you on this 1000%

IF you receive money from someone else, for whatever intent and purpose you can possibly think of... It is already a SETTLEMENT... So you SHOULD NOT... Claim against your insurance anymore. Else, it's FRAUDULENT... Even if you did not know.

Sabi nga ni Atty. Singson... Ignorance of the law excuses no one.

[sirkosero]

it is only fair that you ask for the nambunggo's participation in having your car fixed.

Doc, remember the thread were the TS was hit and he asked for participation then came clean with his insurance (commonwealth). His claim was denied because he took settlement money in for of participation

Sent from my MI MAX 2 using Tapatalk

[dr. d]

Doc, remember the thread were the TS was hit and he asked for participation then came clean with his insurance (commonwealth). His claim was denied because he took settlement money in for of participation

Sent from my MI MAX 2 using Tapatalk

i remember.
"don't make a deal with the bump-er, that may conceivably tie the insurer's hands."

my greedy little heart was actually thinking of a non-documented transaction.

[WallyWest]

I'm glad I read this. Halos lahat pa naman ang pinapayo sa mga forum at fb group e singilin ng participation at i-claim as own damage sa insurance.