Need some advise on a recent car accident.

[Burphang]

Hi Mam / Sirs,

The accident happened last Sunday morning along a main street sa BF paranaque, I was on my way home driving a honda sedan. bigla na lang me malakas na bumangga sa likuran ng sasakyan ko. It was a pickup. My sedan took heavy damages talaga sa likod. The driver of the pickup , a young student of legal age, was initially coopeative. So we went to the traffic bureau to give our sworn statements. Nabasa ko naman sa statement nya na he was admittedly at fault. And he commited to pay some compensation na maliit lang naman aside of course dun sa total repair cost ng sasakyan.

Now regarding the compensation Im asking, mukhang wala na silang balak bayaran since "It was an accident" naman daw, according to the mother nung nakabangga. By the way, I think it was due to his mother's advise kaya later on naging uncooperative na din yung nakabangga sakin.

Regarding the repairs, I have two options:

1. Ipasok sa insurance ko, I can have it repaired sa Honda mismo, but I will have to shoulder the 20% total cost for new parts plus particiation fee. It will cost around 20k more or less din

2. Ipasok sa insurance nila, but yung repair will be done by their accredited repair shop , definitely not by Honda. But I dont need to shoulder anything.

Medyo alangan ako sa option 2 kasi I prefer that si Honda talaga mag repair nung sedan.


Now, the other party has become unccoperative, I told them that they will have to shoulder the cash out (20% parts and participation fee) , then claim it na lang later sa insurance nila.

Im getting no response from them na. Aside from having their insurance contact me, they made no further effort..

So right now , all Im asking from them is a little compensation sa perwisyo and yung cash out for the repairs. However, im getting no response from them.

So Im asking for an advise :

- If I can file a complaint na lang since I have a police report, CCTV clip and estimatefor the repairs. Or pwede kayang ipa police ito?

- If I should consider option 2, which is ipasok na lang sa insurance nila but hindi si Honda ang gagawa. I wasnt considering this option but since right now, medyo me pag gagamitin kami ng funds so mahirap kung me ilalabas pa kaing pera for this,

Thanks in advance po.

[BratPAQ]

Give them ultimatum to reply. Tell them if they don't reply within this time period you'll file a case. But of course dapat kaya mo talaga mag file ng case.

As I see it, walang hassle sa kanila kung di sila mag reply sa yo. So you need to create the pressure.

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[shadow]

Anong kaso and why do they need to communicate with you?

They're not running away from there responsibility. Kinakausap ka naman ng Insurance nila, which is what supposed to happen.

We get insurance for things like this.

As for the participation fee sa insurance mo, natural ikaw magbayad nun dahil gusto mo sa Insurance mo ikaw mag claim eh. Diba yun ang pinirmahan mo sa Policy? Basta nag claim ka whether fault mo or hinde meron participation? Bakit kailangan ipasa participation fee sa nakabangga?

As for compensation, why do you think you're entitled to it?

This is how I see it. Dina pag nag demanda ang teoryang parties hinde na pwede mag usap directly sila, they have to go thru their respective lawyers. Same thing for with minor car accident. If you both involved your insurances which is the right thing to do. Then sila na mag usap.


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[Burphang]

thanks for the input.

i was just asking for a little compensation sana sa abala, then yung transpo pagpunta sa insurance, honda and traffic bureau, etc.. but it seems na wala palang magagawa if they refuse.

it seems na i have no choice din but to agree na sa insurance nila ipasok. my fear is baka hindi maging maayos ang repair since hindi sa casa


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[glenn_duke]

Hi Mam / Sirs,

The accident happened last Sunday morning along a main street sa BF paranaque, I was on my way home driving a honda sedan. bigla na lang me malakas na bumangga sa likuran ng sasakyan ko. It was a pickup. My sedan took heavy damages talaga sa likod. The driver of the pickup , a young student of legal age, was initially coopeative. So we went to the traffic bureau to give our sworn statements. Nabasa ko naman sa statement nya na he was admittedly at fault. And he commited to pay some compensation na maliit lang naman aside of course dun sa total repair cost ng sasakyan.

Now regarding the compensation Im asking, mukhang wala na silang balak bayaran since "It was an accident" naman daw, according to the mother nung nakabangga. By the way, I think it was due to his mother's advise kaya later on naging uncooperative na din yung nakabangga sakin.

Regarding the repairs, I have two options:

1. Ipasok sa insurance ko, I can have it repaired sa Honda mismo, but I will have to shoulder the 20% total cost for dnew parts plus particiation fee. It will cost around 20k more or less din

2. Ipasok sa insurance nila, but yung repair will be done by their accredited repair shop , definitely not by Honda. But I dont need to shoulder anything.

Medyo alangan ako sa option 2 kasi I prefer that si Honda talaga mag repair nung sedan.


Now, the other party has become unccoperative, I told them that they will have to shoulder the cash out (20% parts and participation fee) , then claim it na lang later sa insurance nila.

Im getting no response from them na. Aside from having their insurance contact me, they made no further effort..

So right now , all Im asking from them is a little compensation sa perwisyo and yung cash out for the repairs. However, im getting no response from them.

So Im asking for an advise :

- If I can file a complaint na lang since I have a police report, CCTV clip and estimatefor the repairs. Or pwede kayang ipa police ito?

- If I should consider option 2, which is ipasok na lang sa insurance nila but hindi si Honda ang gagawa. I wasnt considering this option but since right now, medyo me pag gagamitin kami ng funds so mahirap kung me ilalabas pa kaing pera for this,

Thanks in advance po.

Sa dami ng horror stories sa mga casa baka mapa buti pa kung hindi sa casa gagawin yang sedan mo. Maliban nalang kung gusto mong mapalitan ng CRV yang sedan mo, lol, bili kalang ng magandang cam. Sa mga accidents na dinaanan ko, minsan kolang ginamit ang casa, lahat sa labas, mas pulido ang gawa, mabilis at mura. Yung tama sa iyo sa likod naman, hindi involve ang engine kaya kaya ng mga auto repair shop yan. Kung sa kaso, pwede mo silang kasuhan ng reckless imprudence resulting to damage to properties, pero mahina yang 20k mo para sa kaso, most likely sa fiscal palang ipa settle nayan, baka bayaran nila participation mo, pero gumastos kanarin ng 20k just for getting a lawyer and filing the case. Kausapin monalang insurance nila, kung magkano estimate sa pa repair sa authorise shop, kung mas malaki sa participation mo, pa cash monalang pirma ng quit claim then ipa on damage mo sa insurance mo at ipasok sa casa ng homda, lagyan molang ng magandang cam, baka maging CRV yan pag labas ng casa.

[shadow]

Sa dami ng horror stories sa mga casa baka mapa buti pa kung hindi sa casa gagawin yang sedan mo. Maliban nalang kung gusto mong mapalitan ng CRV yang sedan mo, lol, bili kalang ng magandang cam. Sa mga accidents na dinaanan ko, minsan kolang ginamit ang casa, lahat sa labas, mas pulido ang gawa, mabilis at mura. Yung tama sa iyo sa likod naman, hindi involve ang engine kaya kaya ng mga auto repair shop yan. Kung sa kaso, pwede mo silang kasuhan ng reckless imprudence resulting to damage to properties, pero mahina yang 20k mo para sa kaso, most likely sa fiscal palang ipa settle nayan, baka bayaran nila participation mo, pero gumastos kanarin ng 20k just for getting a lawyer and filing the case. Kausapin monalang insurance nila, kung magkano estimate sa pa repair sa authorise shop, kung mas malaki sa participation mo, pa cash monalang pirma ng quit claim then ipa on damage mo sa insurance mo at ipasok sa casa ng homda, lagyan molang ng magandang cam, baka maging CRV yan pag labas ng casa.

Tama ka sayang lang demanda walang mangyayari.

damage to property is a civil case but will it prosper? Ano ba Ultimate penalty? To pay Yun damage which is ganun naman ginagawa nun nakabangga hinde naman nila tinatakbuhan si OP. In fact meron na offer and insurance for repairs.

Pa cash out mo na lang tapos ikaw na pagawa. Kung wala ka tiwala sa Insurance nila or Humihingi ka ng List ng accredited shops sa Insurance nila tapos pili ka na lang doon ng maayos na talyer.




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[shadow]

Pagtatawanan ka lang pag sinabi mo dedemanda mo sila. Baka lalong hinde mo mapa ayos yan kotse mo. If meron magsabi sa akin niyan na nakabangga ko, pahirapan ko rin sila. Sabihin ko mag file siya ng case sa korte Then doon na lang mag usap. Para lalo tumagal yun pag repair.

And IMO walang mali sa ginawa nila na Hinde ka na kausapin after pumasok Insurance doon ka na talaga makikipag-usap hinde na sa kanila.


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[Burphang]

Pagtatawanan ka lang pag sinabi mo dedemanda mo sila. Baka lalong hinde mo mapa ayos yan kotse mo. If meron magsabi sa akin niyan na nakabangga ko, pahirapan ko rin sila. Sabihin ko mag file siya ng case sa korte Then doon na lang mag usap. Para lalo tumagal yun pag repair.

And IMO walang mali sa ginawa nila na Hinde ka na kausapin after pumasok Insurance doon ka na talaga makikipag-usap hinde na sa kanila.


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*shadow,

easy lang sir. I was asking for advise lang naman kung ano ang mabuting gawin sa situation. thats why i appreciate your input earlier.

[ninjababez]

*shadow,

easy lang sir. I was asking for advise lang naman kung ano ang mabuting gawin sa situation. thats why i appreciate your input earlier.

ganyan yan si bro shadow, para kang nagpagising; pero walang lambing.
bubuhusan ka ng tubig LOL

seriously bro, ilan beses ako napunta sa ganyan situation. isa lang na realize ko, wala ako sa amerika at wala yung compensation for abala na yan, unless willing ka kasuhan at abalahin mo sarili mo din.

[Janemar]

Hi Mam / Sirs,

The accident happened last Sunday morning along a main street sa BF paranaque, I was on my way home driving a honda sedan. bigla na lang me malakas na bumangga sa likuran ng sasakyan ko. It was a pickup. My sedan took heavy damages talaga sa likod. The driver of the pickup , a young student of legal age, was initially coopeative. So we went to the traffic bureau to give our sworn statements. Nabasa ko naman sa statement nya na he was admittedly at fault. And he commited to pay some compensation na maliit lang naman aside of course dun sa total repair cost ng sasakyan.

Now regarding the compensation Im asking, mukhang wala na silang balak bayaran since "It was an accident" naman daw, according to the mother nung nakabangga. By the way, I think it was due to his mother's advise kaya later on naging uncooperative na din yung nakabangga sakin.

Regarding the repairs, I have two options:

1. Ipasok sa insurance ko, I can have it repaired sa Honda mismo, but I will have to shoulder the 20% total cost for new parts plus particiation fee. It will cost around 20k more or less din

2. Ipasok sa insurance nila, but yung repair will be done by their accredited repair shop , definitely not by Honda. But I dont need to shoulder anything.

Medyo alangan ako sa option 2 kasi I prefer that si Honda talaga mag repair nung sedan.


Now, the other party has become unccoperative, I told them that they will have to shoulder the cash out (20% parts and participation fee) , then claim it na lang later sa insurance nila.

Im getting no response from them na. Aside from having their insurance contact me, they made no further effort..

So right now , all Im asking from them is a little compensation sa perwisyo and yung cash out for the repairs. However, im getting no response from them.

So Im asking for an advise :

- If I can file a complaint na lang since I have a police report, CCTV clip and estimatefor the repairs. Or pwede kayang ipa police ito?

- If I should consider option 2, which is ipasok na lang sa insurance nila but hindi si Honda ang gagawa. I wasnt considering this option but since right now, medyo me pag gagamitin kami ng funds so mahirap kung me ilalabas pa kaing pera for this,

Thanks in advance po.

1. Forget the compensation.

2. Wag mo na sila contakin.

3. Rumekta ka na sa insurance company office nila dala needed docs, all known insurance company may ka-tie up na honda casa so dun mo ipasok. Di applicable na susunod ka sa depreciation or non-casa repair rule since di naman ikaw ang insured sa kanila, "3rd party" ka lang.

4. Sa 3rd party property damage ka magfall ng bumangga sa yong insurance so kung modelong pick up yun baka nasa 800k to 1M ang limit. Pasok na pasok sa pag repair ng oto mo malamang.

[Burphang]

1. Forget the compensation.

2. Wag mo na sila contakin.

3. Rumekta ka na sa insurance company office nila dala needed docs, all known insurance company may ka-tie up na honda casa so dun mo ipasok. Di applicable na susunod ka sa depreciation or non-casa repair rule since di naman ikaw ang insured sa kanila, "3rd party" ka lang.

4. Sa 3rd party property damage ka magfall ng bumangga sa yong insurance so kung modelong pick up yun baka nasa 800k to 1M ang limit. Pasok na pasok sa pag repair ng oto mo malamang.

thanks sir. pasok ko na lang yung sasakyan sa insurance.

although, hindi nga lang sa honda kundi sa accredited repair shops nila. but sabi nga ng iba, mas maganda pa nga daw pag hindi sa casa.



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[_Qwerty_]

since sila may kasalanan.. dapat sa police station pa lang nag agree na kayo na ipapasok mo sa insurance mo and na sagot nila.. gumawa ka nang agreement then and there then pinamirma mo sila..

[dcph172]

Question: if i were the other party and committed to have his car repaired ng insurance ko, may babayaran pa ba ako sa insurance ko na parang "participation" sa cost ng pagpapagawa ng car ng nabangga ko?


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[_Qwerty_]

yes babayaran mo participation mo.. that's for the repair of your car and the other car na nabangga mo..

Question: if i were the other party and committed to have his car repaired ng insurance ko, may babayaran pa ba ako sa insurance ko na parang "participation" sa cost ng pagpapagawa ng car ng nabangga ko?


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[zoomzoom]

Question: if i were the other party and committed to have his car repaired ng insurance ko, may babayaran pa ba ako sa insurance ko na parang "participation" sa cost ng pagpapagawa ng car ng nabangga ko?


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Wala ka na dapat babayaran sa insurance for the cost ng pagpapagawa ng car ng nabangga mo.

For your car's own damage, ibang usapan yan ... you pay for participation and depreciation (if applicable).

[rsalgad2]

Hi Mam / Sirs,

The accident happened last Sunday morning along a main street sa BF paranaque, I was on my way home driving a honda sedan. bigla na lang me malakas na bumangga sa likuran ng sasakyan ko. It was a pickup. My sedan took heavy damages talaga sa likod. The driver of the pickup , a young student of legal age, was initially coopeative. So we went to the traffic bureau to give our sworn statements. Nabasa ko naman sa statement nya na he was admittedly at fault. And he commited to pay some compensation na maliit lang naman aside of course dun sa total repair cost ng sasakyan.

Now regarding the compensation Im asking, mukhang wala na silang balak bayaran since "It was an accident" naman daw, according to the mother nung nakabangga. By the way, I think it was due to his mother's advise kaya later on naging uncooperative na din yung nakabangga sakin.

Regarding the repairs, I have two options:

1. Ipasok sa insurance ko, I can have it repaired sa Honda mismo, but I will have to shoulder the 20% total cost for new parts plus particiation fee. It will cost around 20k more or less din

2. Ipasok sa insurance nila, but yung repair will be done by their accredited repair shop , definitely not by Honda. But I dont need to shoulder anything.

Medyo alangan ako sa option 2 kasi I prefer that si Honda talaga mag repair nung sedan.


Now, the other party has become unccoperative, I told them that they will have to shoulder the cash out (20% parts and participation fee) , then claim it na lang later sa insurance nila.

Im getting no response from them na. Aside from having their insurance contact me, they made no further effort..

So right now , all Im asking from them is a little compensation sa perwisyo and yung cash out for the repairs. However, im getting no response from them.

So Im asking for an advise :

- If I can file a complaint na lang since I have a police report, CCTV clip and estimatefor the repairs. Or pwede kayang ipa police ito?

- If I should consider option 2, which is ipasok na lang sa insurance nila but hindi si Honda ang gagawa. I wasnt considering this option but since right now, medyo me pag gagamitin kami ng funds so mahirap kung me ilalabas pa kaing pera for this,

Thanks in advance po.

Hello TS,

Medyo out of topic pero ung 1st option mo is kinda weird.

1. Ipasok sa insurance ko, I can have it repaired sa Honda mismo, but I will have to shoulder the 20% total cost for new parts plus particiation fee. It will cost around 20k more or less din

Comprehensive insurance po ba yung otto mo? If Yes, ang pagkakalaam ko participation per panel lng ang kelangan mo bayaran no more no less. Baket meron pang 20% of total costs for new parts?

If I may ask, ano po yung insurance company mo?

Thanks!

[Burphang]

20% is depreciation value if 3 yrs old or more na yung sasakyan.

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[dr. d]

Hi Mam / Sirs,

The accident happened last Sunday morning along a main street sa BF paranaque, I was on my way home driving a honda sedan. bigla na lang me malakas na bumangga sa likuran ng sasakyan ko. It was a pickup. My sedan took heavy damages talaga sa likod. The driver of the pickup , a young student of legal age, was initially coopeative. So we went to the traffic bureau to give our sworn statements. Nabasa ko naman sa statement nya na he was admittedly at fault. And he commited to pay some compensation na maliit lang naman aside of course dun sa total repair cost ng sasakyan.

Now regarding the compensation Im asking, mukhang wala na silang balak bayaran since "It was an accident" naman daw, according to the mother nung nakabangga. By the way, I think it was due to his mother's advise kaya later on naging uncooperative na din yung nakabangga sakin.

Regarding the repairs, I have two options:

1. Ipasok sa insurance ko, I can have it repaired sa Honda mismo, but I will have to shoulder the 20% total cost for new parts plus particiation fee. It will cost around 20k more or less din

2. Ipasok sa insurance nila, but yung repair will be done by their accredited repair shop , definitely not by Honda. But I dont need to shoulder anything.

Medyo alangan ako sa option 2 kasi I prefer that si Honda talaga mag repair nung sedan.


Now, the other party has become unccoperative, I told them that they will have to shoulder the cash out (20% parts and participation fee) , then claim it na lang later sa insurance nila.

Im getting no response from them na. Aside from having their insurance contact me, they made no further effort..

So right now , all Im asking from them is a little compensation sa perwisyo and yung cash out for the repairs. However, im getting no response from them.

So Im asking for an advise :

- If I can file a complaint na lang since I have a police report, CCTV clip and estimatefor the repairs. Or pwede kayang ipa police ito?

- If I should consider option 2, which is ipasok na lang sa insurance nila but hindi si Honda ang gagawa. I wasnt considering this option but since right now, medyo me pag gagamitin kami ng funds so mahirap kung me ilalabas pa kaing pera for this,

Thanks in advance po.

i am assuming, you have better faith in the casa than in the other fixit shop.
have your car repaired at the casa, using your insurance. pay the additional money. make lambing to your insurance... bahala na sila sa mag-ina.
going to court... baka ikaw mismo ang mawalan ng gana, for a measely 20K.... time, effort, lost opportunities..

sayang naman ang insurance, kung hindi mapapakinabangan.

[Burphang]

thanks for the input sir dr. d , i decided to use the other party's insurance na lang. since madami din nag advice na mas okay kadalasan if hindi sa casa.

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