Anong age kayo nag karon ng house and lot?

[projector]

Pano kyo nagkaroon bigay ng parents o sariling sikap.

Kasi sa panahon ngayon ang hirap na magkaron ng house and lot karamihan nasa condo na lng.

Magkano rin ang nagastos nyo para dito?

[CVT]

First house and lot, in the 90s, just before wifey and myself got married. Cost was about P2M then, IIRC. Bought the lot and built a house on it. Sariling sikap ko... After getting married, we stayed in my parents' place for a couple of weeks (honeymoon stage pa), while the final touches were being done on the house.

Then, a few years ago, as our family was growing, we moved to a bigger place within the same town. Same thing, bought the lot and built a house on it. Sariling sikap namin....

One of my siblings and her family are now staying in our old house and is paying us, through monthly installments,- walang tubo....

12.6K:bike3:

[sgt_taga]

first h&l came in at 27. sariling sikap sa paghulog buwan-buwan.

[hyblaxx_24]

first house and lot ko at age of 25 sariling sikap kaya until now nag huhulog padin ng payment sa house worth 1.4M kaya di maka purchase ng new car...hehe

[tidus1203]

Well I have bought several pieces of empty land (no house) just for investment, wala akong house and lot kasi nakikitira parin ako sa parents ko and even if I get married it will stay that way. Chinese tradition being the eldest son...

[uls]

^^^

ok nga yan eh

no pay rent, libre electricity and water

pati food libre (eat with parents)

pati household help libre (parents bayad sweldo)

that frees up a big part of your income to be used for other stuff

[shadow]

25 years old, before getting married,equity was half-half. half from us and half from parents. loaned it sa bank. 2 years to go and tapos na bayaran.

umabot ng 8M nagastos pagtayo and it took 1.5 years to finish.

[jut703]

Kasi sa panahon ngayon ang hirap na magkaron ng house and lot karamihan nasa condo na lng.

While I agree that a house is better than a condo, it also costs much, much more. In my area, a townhouse costs over 3x a condo.

For the same amount of money, your real options are a condo in a good location or a house much farther from the Metro's business districts. Between the two, I chose the former. I prefer being 30 min-1 hr away from everywhere (QC/Makati/BGC) and waking up at 8 and still getting to the office before 9:30.




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[dreamur]

28 through Pagibig loan. So hassle to maintain (in and out) esp that we do not have househelps so I invested in a condo and leased the house.

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[jut703]

Ang swerte talaga ng mga binibigyan ng lupa tapos tatayuan nalang ng bahay. Many of my batchmates in college have that kind of setup, so they're not really under much pressure to have a house and lot right away.

From my experience, the best way to have a comfortable life financially is to be born to rich and generous parents. This beats good credentials most of the time. [emoji23]

But of course, for the rest of us not born with silver spoons, no choice but to study hard, work hard, and hope for a slew of good opportunities.


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[monty_GTV]

But of course, for the rest of us not born with silver spoons, no choice but to study hard, work hard, and hope for a slew of good opportunities.

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korek ka diyan bro jut.

ofw here, aged 32 nung makabili ng lote, 37 nung matapos ang unang bahay

[vinj]

In my case, we bought our first lot when I was 31. Haven't built on it as there's no need, and i want to get another lot in the same subdivision when the time is right.

No need to build as our condo suffices for our needs at this time.

[EQAddict]

I was 28 when i moved into my first house. Sariling sikap. Me and my wife actually bought the small property before we even got married. Utang sa bangko. Am so happy i started early.

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[minicarph]

Di pa ako nagkaron ng house and lot sa buong buhay, Palipat lipat lang ako ng condo. Basta may bago sosyal condo nag-rent ako para lagi bago at mabango



_________________________________
If you are wrong, turn right.
If you are right, turn left.

[glenn manikis]

Di pa ako nagkaron ng house and lot sa buong buhay, Palipat lipat lang ako ng condo. Basta may bago sosyal condo nag-rent ako para lagi bago at mabango



_________________________________
If you are wrong, turn right.
If you are right, turn left.

Pareho kau ng 23 yr. Old daughter... when she was 20 rent lang ng condo.... but now at 23yrs. Old she recently acquired a house and lot sa Filenvest Q.C.

Same with my youngest daughter at 22yrs. Old meron na din sariling house and lot sa Fairview...

[minicarph]

Pareho kau ng 23 yr. Old daughter... when she was 20 rent lang ng condo.... but now at 23yrs. Old she recently acquired a house and lot sa Filenvest Q.C.

Same with my youngest daughter at 22yrs. Old meron na din sariling house and lot sa Fairview...

That's why i dont buy house and lot gusto ko sa city


_________________________________
If you are wrong, turn right.
If you are right, turn left.

[_Cathy_]

That's why i dont buy house and lot gusto ko sa city


_________________________________
If you are wrong, turn right.
If you are right, turn left.

Where do you park your 8 cars?

I don't think I could ever afford a house coming from my salary. My good friend wants a house in the same village as her parents and we had the same conclusion that we can never afford unless we have windfall of cash OR work abroad.

Yung mga house and lot niyo purely own money or with help from family? (eg downpayment, inheritance, gift, marriage etc)

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[makyong]

Yung mga house and lot niyo purely own money or with help from family? (eg downpayment, inheritance, gift, marriage etc)

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Own money, help from family, friends and lots of connections.
My 2 high school friends (architech/CE) designed my house, pf waived.
My cousin, an acoustic and audio engineer designed my Audio and HT room. My tita is from Davies Paint. On experience, finishing touches ang pinaka magastos. Lalo na sa pintura. Luckily, may background ako on interior design.
During construction, laborers ko e yung mga tambay samen. Halos lahat ng suppliers ko eh malalapit kong kakilala, I get like 30-40% off sa lahat ng gamit na kelangan ko.
Kaya nung blessing ng bahay, lahat andun sila. Parang pyesta.



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[lowslowbenz]

Yung mga house and lot niyo purely own money or with help from family? (eg downpayment, inheritance, gift, marriage etc)

Yan ang mahirap sayo eh, negative thinking ka kaagad. Starting something (or anything) is usually more complicated than it is, but with a little perseverance and patience (prayers too) it will all work out. Ika nga kung may tyaga, may nilaga. You get out of your comfort zone and take calculated risks.

No free lunches in this world, nowadays.

After renting a condo for so many years (10+), we took the plunge and got a house loan. Five years later it turned out okay.

Surprise your family, show them na kaya mo to stand on your own. They will feel proud of you. Seryoso yan.

Inheritance? ........... That's just a bonus in the end.

[vinj]

Yung mga house and lot niyo purely own money or with help from family? (eg downpayment, inheritance, gift, marriage etc)

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We bought our lot through our savings. Although I have an inheritance, it remains pretty much untouched due to an agreement between me and my siblings as both parents are gone (too soon). We treat that as the last thing we will receive from family so we keep that on the side and live within our own income.