Ipinanganak ka bang mahirap?

[piscesboy]

just a Q.

Sino dito ang nakaranas ng hirap bago ang sarap?

pansin ko kasi lahat ng tsikoters dito e "mayayaman"

siyempre di ako kasali jan kasi pinanganak akong mahirap hanggang ngayon mahirap pa rin.


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[oliver1013]

Hirap o sarap?

[[archie]]

define mahirap?

kasi ako, pinanganak na sapat lang pera ng pamilya namin para paaralin ako at kapatid ko and pang araw araw. hangang naging ok sa hirap at tiyaga ng magulang.

pero ako... well pareho lang tayo TS, naghihirap pa rin.

[safeorigin]

pinanganak akong mahirap kasi we live below our means

[shakatak70]

well kung kahirapan ang pinag-uusapan...

di ko naranasan mag ulam ng hotdog at ham noong nasa elementaria ako... yung tuyong tamban na inihaw lang kasi walang pambili ng matikag pang-prito... minsan asin pag sinuwerte yung pinagprituhan ng karne ang ihahalo sa kanin na may toyo. :eat:

naranasang maglakad ng 2 km. araw-araw papasok sa eskwela at pauwi.

naranasang umabsent kasi walang pamasahe noong kolehiyo.

Ano ga iyon Atari, brick game, game n' watch?

makikinood muna sa kapitbahay ng TV...

.....hanggang ngayon mahirap pa rin at naghihirap pa ring maghanapbuhay para maibsan ang pangangailangan.

...sa toto lang maysarap din pala

[piscesboy]

pero ako... well [SIZE=4]pareho lang tayo TS, naghihirap pa rin[/SIZE].

bakit kaya ganun sir? kahit anong tiyaga at pagsisikap sa trabaho mailap pa rin ang swerte..

[boybi]

Pinanganak akong walang pambayad sa hospital magulang ko. Buti may nagmagandang loob na kaibigan na nagabono sa hospital.

2 pcs lang daw ang lampin ko. Pagnabasa at nadumihan yung isa, kelangan labhan agad at patuyuin agad para may pamalit ulit. Di pa uso diaper noon and definitely hindi din afford ng magulang ko ang diaper.

Di yata ako nakatikim ng formula milk noon, puro breast milk lang.

Naluluha pa rin ang nanay ko tuwing naaalala nya yan at nakukwento sa amin.

[hens]

Pinanganak akong walang pambayad sa hospital magulang ko. Buti may nagmagandang loob na kaibigan na nagabono sa hospital.

2 pcs lang daw ang lampin ko. Pagnabasa at nadumihan yung isa, kelangan labhan agad at patuyuin agad para may pamalit ulit. Di pa uso diaper noon and definitely hindi din afford ng magulang ko ang diaper.

Di yata ako nakatikim ng formula milk noon, puro breast milk lang.

Naluluha pa rin ang nanay ko tuwing naaalala nya yan at nakukwento sa amin.

hmm...parang ayokong maniwala dito..

[safeorigin]

bakit kaya ganun sir? kahit anong tiyaga at pagsisikap sa trabaho mailap pa rin ang swerte..

mahirap sabayan ng capital growth ang inflation kaya di tayo umuunlad. mas mataas ang consumption kesa sa saving

[piscesboy]

^

un nga sir e, ang mamahal na nga ng bilihin ang BABA pa ng sahod.

[safeorigin]

masyado kasi tayo sa overregulation kaya nag-aalisan ang mga kumpanya kaya nagmamahalan ang bilihin

[mazingerZ]

I was born poor. I had to work during my high school and college days to pay for my tuition. I had to take care of the needs of my siblings too. I never lost faith in God and he has been good to me and my family.

[[archie]]

bakit kaya ganun sir? kahit anong tiyaga at pagsisikap sa trabaho mailap pa rin ang swerte..

sabi lagi ng magulang ko, work hard, work smart... tatamaan ka din ng swerte.

masyado kasi tayo sa overregulation kaya nag-aalisan ang mga kumpanya kaya nagmamahalan ang bilihin

products can always be produced by the philippines, the problem is quality and perception on "locally made" products

pero OT na sir... malayo na sa topic. hehe

BTT: ako nga... if i can be half the man that my father is, ill be a happy man.

[safeorigin]

^ginagaya kasi natin masyado ang mga amerikano

[crave]

same here. di rin kami mayaman. ok lang, sakto lang. napag-aaral kami ng parents ko sa college (4 kaming college as of this school year). although there are times na medyo gipit na kailangan mag-abono ng baon paminsan minsan. nakaka-survive pa rin. we prefer to be healthy kasi than to be wealthy.

[Mask Rider Blac]

A decent preschool in the south area is at least P100K. Going rate for grade 1, P150K+-. Kung ako yan nung bata baka d nko nakapag-aral.

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[ray_noel]

Ang mahal na ngayon pala… i cant imagine how much baon i would give to my kids if ever… baka parang pang minimum wage earner na…


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[viper888]

Out of curiosity I checked the tuition fee of zobel

Its 140k for grade 1

Then I checked the tuition fee of the nearby school I went to:

Welp, time to work harder.


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[_Cathy_]

Yes, land.

To afford land in say BF or QC, you’ll be paying 35-40k/sqm. A 200 sqm plot of land will be 7M. All in construction including the house will be around 12-15M.

You’ll need to cough up 3M cash to pay the 20% downpayment, then roughly 90k/month for the next 20 years for the balance of the loan. Ideally you don’t spend more than 40% of your income on loan payments, so you need to be earning 225k/month net to comfortably afford that payment.

Less than 1% of households in the Philippines earn more than 220k/month. That percentage is even lower for millennials/gen-Zs.

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Kaya kailangan na talaga double income sa panahon ngayon

One of the things that's got me perplexed too when I was at my old job. I've been with the company a long time the reason I am getting good pay even as an ordinary employee.

I drove 2nd hand or hand me down cars earlier in my career. Now I have a better, still 2nd hand 10.5 gen Altis 2.0V and a beater 9th gen 1.6E, the best that I can get without getting myself deep into debt. So it has kept me wondering why relatively new employees drive better cars like SUVs or CUVs, some brand new at that. I am quite sure even if some are hired as officers I may still be getting better pay than them. And then there's those with family with kids in exclusive schools, and again they're relatively newer to the company as I am. How do they afford them? I will probably go nuts if I finance my lifestyle with debt.

Although I was already comfortable of what I was getting then, I always felt I needed better pay to really get settled.

I was still new at my job when I made the post. I can't believe I went from depressed about my job to loving it because of my boss

I don't like debt, kaya at my age I still have not bought any property. Same goes with cars. I guess your officemates either took a loan or given by the parents. Yung cousins ko din, wala naman stable job but their children go to good schools. I'm pretty much sure the parents help out.

Out of curiosity I checked the tuition fee of zobel

Its 140k for grade 1

Then I checked the tuition fee of the nearby school I went to:

Welp, time to work harder.


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I think you went to the same school as my brother, then there's a bond pa on top of the tuition fee

[jut703]

Kaya kailangan na talaga double income sa panahon ngayon



I was still new at my job when I made the post. I can't believe I went from depressed about my job to loving it because of my boss

I don't like debt, kaya at my age I still have not bought any property. Same goes with cars. I guess your officemates either took a loan or given by the parents. Yung cousins ko din, wala naman stable job but their children go to good schools. I'm pretty much sure the parents help out.



I think you went to the same school as my brother, then there's a bond pa on top of the tuition fee

The general sentiment is that millennials will never be able to comfortably retire since their incomes don’t allow them to afford assets and build their retirement nest egg.

Just remembered this thread since I saw this pop-up on the Reddit front page:

What'''s going to happen when the first batch of millennials hit retiring age when over 4% don'''t have retirement savings? : antiwork

You’ll see comments confirming that the issue extends beyond the US, and is true for most urban centers where real estate prices far exceed wages.

As a caveat, r/antiwork is generally a pessimistic subreddit. But you can look around you and see that save for the one-percenters, most millennials and gen-Zs have a much bleaker economic outlook.

Hence why so many people my age choose to delay having kids, or forego having kids altogether.

As the saying goes:

“Plants are the new pets, pets are the new kids, and kids are the new exotic animals - you only have them if you’re rich or if you’re crazy”


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