Loan for Business

**1D4LV** · January 30th, 2007 03:26 PM

anong bank kaya pwede? yung parang startup loan to open a business? im planning kasi to open an ID printing/engraving/shop eh.

**_Qwerty_** · January 30th, 2007 03:33 PM

daming nagbibigay nang loan ngayon.. try mo sa PSBank, Security Bank at sa HSBC.

**Lucius** · January 30th, 2007 03:36 PM

BPI! The best.

**mazdamazda** · January 30th, 2007 03:37 PM

Originally Posted by happy_gilmore

anong bank kaya pwede? yung parang startup loan to open a business? im planning kasi to open an ID printing/engraving/shop eh.

Bro... mura sa BDO & PSBank currently.

**chain** · January 30th, 2007 03:50 PM

agree with BDO and PSBank..

**the_wildthing** · January 31st, 2007 04:15 AM

Gano ba kalaki? Dati may ad ang DBP for small business.

**1D4LV** · January 31st, 2007 09:32 AM

Originally Posted by mazdamazda

Bro... mura sa BDO & PSBank currently.

m2, thanks. ill try visiting a bdo branch (dito sa may tapat ng office) later.
*wildthing. 100k lang. actually, second venture ko ito this year. naglabas na rin kasi ako ng money for capital dun sa PC sales and repair business namin eh... kaya lang, this new opportunity cannot be passed eh. sayang. ang roi naman is 6 months lang kaya iloloan ko na.

normally, how long are loans approved? aabutin ba ng one week?

**mazdamazda** · January 31st, 2007 09:36 AM

According to BDO around 10 days or so.

Just bring your ITR, 2 month's payslip, and 2 IDs. Then fill-up their application form at the teller. You can loan between 100K to 300K.

**Hanren** · January 31st, 2007 09:44 AM

Originally Posted by mazdamazda

According to BDO around 10 days or so.

Just bring your ITR, 2 month's payslip, and 2 IDs. Then fill-up their application form at the teller. You can loan between 100K to 300K.

Yan yung paylite personal loan. I heard that they are now offering 0.88% interest per month payable up to 48 months!

Mine took 10 banking days but the bank will inform you that the minimum is 3 weeks processing. Be sure to be ready for some Credit Investigation pag tumawag sila sa number na ibibigay mo. Nadeny yung loan ko dati kasi ilang ulit na daw silang tumawag sa contact number (office) eh hindi ako matsambahan.

Lakihan mo na rin yung iaaply mong loan amount kasi hindi usually binibigay yung exact amount (kung kunwari 100k gusto mo, apply mo 150k)

. They have the discretion of reducing the amoung based on their judgement.

Same thing happened to my co-workers. Nadeny loan nila kasi hindi matsambahan.

Pagkatawag sa iyo (for C.i.), within 1 to 2 days makukuha mo na loan mo. They will ask you to open a savings account (audo debit na kasi).

**shadow** · January 31st, 2007 12:00 PM

happy, the amount is not siganificantly big, salary loan lang yan,,pwede na, pero kung makakahiram ka sa parents or relatives mo, w/o interest mas maganda...tapos hulugan mo na lang monthly..