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  1. Join Date
    Jul 2009
    Posts
    3,604
    #1
    Anyone knows banks that offer credit cards w/o annual fees?

    I currently have a BPI Mastercard w/o annual fees and I'm looking for a Visa one just to take advantage of promos. Seems BPI doesn't push Visa cards ata.

    Ayaw ko na yung patawag pa every year/month to ask to waive annual fees...

    Baka lang may idea kayo.

    Thanks!

  2. Join Date
    Mar 2017
    Posts
    655
    #2
    I've heard that PSBank offers Mastercard without Annual Fee. I'm not sure if there's any truth to that though.

  3. Join Date
    Mar 2004
    Posts
    10,314
    #3
    BDO Titanium (300T / 360T)
    BDO Platinum (420T)
    Citibank Cash Bank (minimum spend 180T annually)
    HSBC Premier (Lifetime waived)
    Metrobank Platinum (Lifetime waived)
    Security Bank Platinum (240T)

  4. Join Date
    May 2014
    Posts
    14,700
    #4
    Quote Originally Posted by Walter View Post
    BDO Titanium (300T / 360T)
    BDO Platinum (420T)
    Citibank Cash Bank (minimum spend 180T annually)
    HSBC Premier (Lifetime waived)
    Metrobank Platinum (Lifetime waived)
    Security Bank Platinum (240T)
    yun metrobank platinum visa bro 4.5k annual fee

  5. Join Date
    Jun 2011
    Posts
    4,513
    #5
    BPI ko... wala naman annual fee...

    No request done...

  6. Join Date
    May 2014
    Posts
    14,700
    #6
    Quote Originally Posted by Walter View Post
    BDO Titanium (300T / 360T)
    BDO Platinum (420T)
    Citibank Cash Bank (minimum spend 180T annually)
    HSBC Premier (Lifetime waived)
    Metrobank Platinum (Lifetime waived)
    Security Bank Platinum (240T)
    bro yung platinum ba na yan visa or master?
    yung visa ko kasi 4.5k annual fee, thanks!

  7. Join Date
    Mar 2008
    Posts
    54,627
    #7
    Quote Originally Posted by mda View Post
    Anyone knows banks that offer credit cards w/o annual fees?

    I currently have a BPI Mastercard w/o annual fees and I'm looking for a Visa one just to take advantage of promos. Seems BPI doesn't push Visa cards ata.

    Ayaw ko na yung patawag pa every year/month to ask to waive annual fees...

    Baka lang may idea kayo.

    Thanks!
    i think some banks waive the annual dues to card holders whose usage exceed a certain amount. ask them, po.
    i also know that this "privilege" is not automatic. one has to ask for it from the "forgetful banks".

  8. Join Date
    Oct 2012
    Posts
    1,736
    #8
    Just ask for the bank to waive it. They would rather keep a good customer than lose one.

    Sent from my Android using Tsikot Forums mobile app

  9. Join Date
    Mar 2010
    Posts
    2,275
    #9
    Quote Originally Posted by mda View Post
    Anyone knows banks that offer credit cards w/o annual fees?

    I currently have a BPI Mastercard w/o annual fees and I'm looking for a Visa one just to take advantage of promos. Seems BPI doesn't push Visa cards ata.

    Ayaw ko na yung patawag pa every year/month to ask to waive annual fees...

    Baka lang may idea kayo.

    Thanks!
    I was offered free for life promo BPI credit card, only need to purchase 50K worth for 1 year.

  10. Join Date
    Mar 2005
    Posts
    2,238
    #10
    Got a free for life card from RCBC and Union Bank.

  11. Join Date
    Jul 2009
    Posts
    3,604
    #11
    Ittry ko nalang din siguro yung Amore.... pero parang not sure ni ooffer pa. Right now I only have accounts with the major banks... haven't yet gotten to try the services of the smaller ones.

    Di ako umaabot doon sa yearly spending requirement ng mga Titanium/Platinum cards, medyo mahirap yun.. haha!

  12. Join Date
    Mar 2008
    Posts
    54,627
    #12
    Quote Originally Posted by mda View Post
    Ittry ko nalang din siguro yung Amore.... pero parang not sure ni ooffer pa. Right now I only have accounts with the major banks... haven't yet gotten to try the services of the smaller ones.

    Di ako umaabot doon sa yearly spending requirement ng mga Titanium/Platinum cards, medyo mahirap yun.. haha!
    50K is only 4200 pesos a month. see flipo above.
    perhaps if you enrol your electricity and water monthly bills.... your cellphone bills... your regular grocery bills... a-abot kayo sa quota for free annual dues.

  13. Join Date
    Sep 2017
    Posts
    64
    #13
    I'll be working at Citibank, sana mapadali kuha ko ng credit card.

  14. Join Date
    Aug 2017
    Posts
    6
    #14
    From my research, the best no-annual-fee credit card is EWB Platinum but I saw the annual income requirement and holy ****ing **** it's P1.8 million! I have SB MC now (di ko na lang sasabihin kung ano, hehe pero el cheapo lang) but I am gunning for a new card this December, preferably something without annual fee. So I saw this article and figured you guys might be eligible. Hahaha!

    Good luck sa mga gustong mag EWB Platinum or Bank of Commerce Platinum.

  15. Join Date
    Oct 2017
    Posts
    43
    #15
    Well, to be honest po, may sense naman talaga yung tanong mo and it's a hassle free kung sakaling makakita ka ng bank na hindi na kelangan ng calls every year or month. But anyway, just want to ask po, dba sa BPI may offfer naman silang ganyan? Number one pa nga ang BPI dito eh Best Credit Card Promos In The Philippines For June 218 - eCompareMo - eCompareMo confirm niyo lang po sa BPI or other banks listed on that site.

  16. Join Date
    Sep 2015
    Posts
    13,917
    #16
    may kumikulit sa kapatid ko about sa credit card with free life insurance tapos no annual fee for life.

    tapos sa akin pinapasa ako naman kinukulit. Pero mabait si girl makipagusap. Nabosesan ko na nadismaya in a gentle manner kasi ayaw ko. Sabi ko madali mahack credit card at atm . Dinerecho ko na bakit ayaw ko. Hinid rin sya makasagot sa reasons ko. Trulala eh

    Pero bakit ngayon pandemice pa nagaalok. Di ba dapat maging conservative sila.

  17. Join Date
    Mar 2010
    Posts
    2,275
    #17
    Quote Originally Posted by Flipo View Post
    I was offered free for life promo BPI credit card, only need to purchase 50K worth for 1 year.
    Pwede pa daw ibaba sa 20K, pasyal lang daw ako sa kanila.

    Hindi pala pwedeng bayaran yung mga monthly house bill thru CC, except meralco.

  18. Join Date
    Jan 2016
    Posts
    6,813
    #18
    gas and groceries lang solved na yan

  19. Join Date
    May 2011
    Posts
    1,219
    #19
    Quote Originally Posted by mda View Post
    Anyone knows banks that offer credit cards w/o annual fees?

    I currently have a BPI Mastercard w/o annual fees and I'm looking for a Visa one just to take advantage of promos. Seems BPI doesn't push Visa cards ata.

    Ayaw ko na yung patawag pa every year/month to ask to waive annual fees...

    Baka lang may idea kayo.

    Thanks!
    Try Amore visa BPI if meron pa.

    Sent from my SM-G930F using Tapatalk

  20. Join Date
    Oct 2002
    Posts
    40,599
    #20
    Both my BDO w/o Annual fee for life.


    Sent from my iPhone using Tapatalk

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Credit Cards w/o Annual Fees