Anu anong FEES po ba if buying New Car?

[threx666]

mga sir,

Can you pls enlighten me on various fees po if buying new car?

example ; SRP nung car is 1M;

If cash po siya bibilhin ?no more Chattel Mortgage right?only Insurance and LTO reg(3 yrs) ?ilang percent po kaya yung Insurance nito?comprehensive po dapat di ba?magkano po kaya aabutin ng insurance?any other fees?yung sa insurance coverage is dapat renew mo ba every year or good for 3 yrs na rin(like the LTO)?

if the dealer has included the reg as freebie,so is it correct po na i have to shell out 1M only plus the insurance?

if i go for financing and i have a D/P of 50% of 1M , how to compute for the monthly payment if it will be paid in 3 yrs?ano mga additional fees pa kailangan ko bayaran?or procedures i have to do?

sorry po sa daming tanong medyo newbie about this things.

maraming salamat sa mga inputs at explanation nyo mga sir.

[kishAn]

sir try mo punta sa website ng psbank meron dun sample computation, lahat ng mga kelangan mo bayaran from the down payment to chattel mortgage andun. pro kung bibili ka thru financing diretso ka sa bank wag sa dealer.

ako nung bibili ko oto ko last december (cash) bale 3 yrs lto at insurance lng namen eh. i think ung insurance di lng price ng kotse ung basis, pg nagpapaqoute ako sa insurance for our client lahat ng details about the car hinihingi ng ahente.

[kishAn]

sir eto komputation from the psbank website, i think standard lang ung rate.

bale SRP 1M
loan amt 500k from 50% D/P
insurance premium 31,356
chattl mortgage 12,851
initial cash out 544,207
monthly amortz 16,750

bale pwede pa ibaba ung insurance at monthly amortization nyan. like wat i said evrything is standard p lng.

[mark_t]

sir eto komputation from the psbank website, i think standard lang ung rate.

bale SRP 1M
loan amt 500k from 50% D/P
insurance premium 31,356
chattl mortgage 12,851
initial cash out 544,207
monthly amortz 16,750

bale pwede pa ibaba ung insurance at monthly amortization nyan. like wat i said evrything is standard p lng.

Get your insurance from who offers the lowest rate

2.14% all in -Private , 1.65% all in -Commercial

[threx666]

* sir Kishan

thanx po sa tips. medyo naliwanagan na po ko ng konti.



*sir mike_t,

ano po yung ibig sabihin nung private all in?commercial all in?

pwede po paexplain ng konti?