[Insurance Coverage] Damaged Tire Due to Pothole

[gaspanic]

Is this covered?

policy states:

"Damage to tires, unless the Scheduled Vehicle is damaged at the same time"

Does this mean that if my cars body is not damaged, I cannot claim insurance for the damaged tires?

[cast_no_shadow]

What damage incurred?


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[dreamur]

Not covered. I had that happened to me one time sa Ortigas. There was this deep pothole at the corner of Robinsons/Crown hotel and I had 6 passengers and the tire exploded on impact.

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[1D4LV]

Is this covered?

policy states:

"Damage to tires, unless the Scheduled Vehicle is damaged at the same time"

Does this mean that if my cars body is not damaged, I cannot claim insurance for the damaged tires?

yes, i think so.
or something that is related to the tire damage like suspension parts, mags.
pero kung tires lang, hindi sya covered.

[Stigg ma]

Is this covered?

policy states:

"Damage to tires, unless the Scheduled Vehicle is damaged at the same time"

Does this mean that if my cars body is not damaged, I cannot claim insurance for the damaged tires?

baket sa insurance sisingilin, sa USA sa government sinisingil ang damages due to faulty public facilities (example road potholes), pero sa USA yon...

di ba tama, its the government duty to maintain the roads for our (tax payers) safety! pano kung di lang pala damage sa tires ang nagyari but nawalan ng control yong sasakyan at bumanga sa mga tao/kabahayan/ibang sasakyan at may namatay dahil sa kapabayaan nila i-repair ang kalsada...

hay, pinas, sana change is really coming!

[cast_no_shadow]

Duterte! [emoji23][emoji23][emoji23]


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[crosswind]

The Government is at fault we pay huge amount of tax every month and different kind of tax and they failed to improve our public facilities like roads, public transportation(train)

[yebo]

e di sisingilin ko pala gobyerno kasi lubak-lubak yung papunta sa farm ko

dutertard! dutertard!

[Manilablock]

The problem is when you file a case vs Philippine government baka at the end ikaw pa ang pagbayarin, kasi kung manalo ka mas madami ang mag file ng case at wala ng maiiwan sa pondo ng government para sa mga corrupt.

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[Juan Martinez]

The problem is when you file a case vs Philippine government baka at the end ikaw pa ang pagbayarin, kasi kung manalo ka mas madami ang mag file ng case at wala ng maiiwan sa pondo ng government para sa mga corrupt.

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the state cannot be sued without its consent.

go after the local government unit that has territorial jurisdiction over the potholed road that caused your injury because LGUs under RA 7160 are not immune from suits. see teotico vs city of manila.

[oj88]

My car fell into an open manhole several years ago (Civic FD). My insurance covered it... Tire, rim, lower control arm, sub-frame, strut/damper, and other misc. items. Honda estimated it at around 60-70k. My insurance approved it.

I believe I only paid 4k as own-damage participation fee.

[BratPAQ]

My car fell into an open manhole several years ago (Civic FD). My insurance covered it... Tire, rim, lower control arm, sub-frame, strut/damper, and other misc. items. Honda estimated it at around 60-70k. My insurance approved it.

I believe I only paid 4k as own-damage participation fee.

maybe thats because kasama ibang parts. unlike sa TS na tire lang talaga.

i think the wisdom here is they dont want to cover the parts na nauubos, tulad ng gulong, langis, coolant, etc. unless kasama sya sa damage ng ibang parts which means di pa dapat talaga masira yung gulong pero nasira.

[gaspanic]

maybe thats because kasama ibang parts. unlike sa TS na tire lang talaga.

i think the wisdom here is they dont want to cover the parts na nauubos, tulad ng gulong, langis, coolant, etc. unless kasama sya sa damage ng ibang parts which means di pa dapat talaga masira yung gulong pero nasira.

Thanks po sa mga info. Yes, correct. Tire lang nadamage sa akin.

Im now asking bridgestone if covered ba to ng warranty nila. They said they will bring the tire sa main office nila for inspection.