Mejo expand na din po natin thread nyo to all insurance related inquiry.

Case 1: Both party involved in an accident wont claim any responsibility to who caused it. Panu lusutan ang problema na to? Tyagaan na lang ba kung sino ang bibigay? Both have compre insurance.

Case 2: New car sa iyo, binangga ka ng not so new car or worst tricycle or PUJ. Sabi ng pulis, kasalanan ng other party. Let's assume na Mahirap lang sya at wala pera, singilin ko na lang ng participation fee (magkano yun). He pano kung wala pa din maibigay?