Question lang po regarding insurance claims. Kapag ba 2 incidents na magkaiba ang dineclare ko na same day nangyari, 2 rin ang participation fee? Magkabilang side kase ng rear bumper yung may tama.
Thank you!
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February 13th, 2019 11:55 PM #1
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February 14th, 2019 08:45 AM #3Kung bumper lang may tama at walang body panels, you can probably get away with one participation. Buong bumper kasi parati ang repaint.
Pero kung may body panel, 2 incidents yan. I suggest sa talyer mo pagawa. Tipid ka pa than paying participation
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February 14th, 2019 12:09 PM #4Yes. You pay participation per incident.
But as suggested above, why not just report 1 incident as that will be enough to repair the whole bumper?
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February 14th, 2019 03:36 PM #5Check with insurance how much your participation fee will cost. If it's beyond 3K just for one bumper, I suggest go to a body repair shop, will cost 2 to 2.5k and be done in a day. Easy to deal with pa with ever may backjob.
Unlike sa insurance, gonna take at least a week para lang ma process, and casa will probably just offload the repair to a subcontracted body repair shop. Not worth the time imo.
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