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  1. r1chm0nd
    r1chm0nd is offline Tsikoteer
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    August 9th, 2011 11:51 PM #1
    Hi,

    I have a 95 model Civic and I just recently had its brake system repaired. Are these kinds of repairs covered by Insurance? I have a comprehensive insurance by the way.
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  2. Macky's Avatar
    Macky
    Macky is offline Tsikot Member Rank 4
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    August 10th, 2011 12:47 AM #2
    Nope. Wear and tear items are not covered by insurance.
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  3. ghosthunter's Avatar
    ghosthunter
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    August 10th, 2011 12:48 AM #3
    Quote Originally Posted by r1chm0nd View Post
    Hi,

    I have a 95 model Civic and I just recently had its brake system repaired. Are these kinds of repairs covered by Insurance? I have a comprehensive insurance by the way.
    Nope, insurance is for accidents and theft. The usual repair costs goes to your wallet.
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  4. r1chm0nd
    r1chm0nd is offline Tsikoteer
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    August 10th, 2011 01:46 AM #4
    What if sa mga accidental gasgas and scrapes? Is that covered? There was one time na sumabit ako sa parking, new driver kasi eh..:P
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  5. Macky's Avatar
    Macky
    Macky is offline Tsikot Member Rank 4
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    August 10th, 2011 06:09 AM #5
    Quote Originally Posted by r1chm0nd View Post
    What if sa mga accidental gasgas and scrapes? Is that covered? There was one time na sumabit ako sa parking, new driver kasi eh..:P
    Eto pwede. You just need a notarized affidavit of the accident. Make sure na nandun yung details ng accident. Do not forget the place and time of the accident. Sabihin mo walang available na police at that time thus, di ka nakakuha ng police report.

    Magkano po ba participation fee nyo? Baka kasi mas mahal pa yung participation fee nyo sa actual repair cost, hehehe.
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  6. mark_t's Avatar
    mark_t
    mark_t is offline Tsikot Member Rank 2
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    August 23rd, 2011 12:04 AM #6
    Quote Originally Posted by ghosthunter View Post
    Nope, insurance is for accidents and theft. The usual repair costs goes to your wallet.
    Motorcar insurance is a collision and theft policy.
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  7. junkun13's Avatar
    junkun13
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    September 7th, 2011 05:04 AM #7
    what if iniwan mo sa kanto then pag dating mo may broken part na? covered ba?
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  8. _Qwerty_'s Avatar
    _Qwerty_
    _Qwerty_ is offline COO - Child of Owner
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    September 7th, 2011 10:48 AM #8
    yes covered yan.. sworn statement lang yan.. hit and run kumbaga..

    pero depende pa din.. baka kasi yung repair mas mababa kesa sa participation mo..

    Quote Originally Posted by junkun13 View Post
    what if iniwan mo sa kanto then pag dating mo may broken part na? covered ba?
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Are Repairs Covered by Insurance