Just bought a manual 1.0 Kia Picanto last November 2013 thru a BDO loan for 5yrs. My wife prefers the Toyota Wigo now cause of its bigger space, and as compared to the picanto,the G manual variant already has mags,airbags,abs, immobilzer, spoiler,3rd brake lamp. We're paying 10.6k/mo. on the picanto which will almost be the same for a Wigo G.

What are my options? would it be possible for a "trade-in"? a toyota csr advised me to talk to BDO about it