Guys, ano ba ang policy ng mga insurance companies regarding claiming of insurance? as of now kasi wala pa sa akin yung policy ko, unfortunately accident happened. Car is 2 years and 2 months. gusto ko kasi sa CASA ipagawa at hindi sa shop. anybody can help.
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May 4th, 2009 01:15 PM #1
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Tsikot Member Rank 3
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May 4th, 2009 01:26 PM #2paano na register ito kung wala sa iyo ang insurance policy mo. kailangan before mo ma register ang sasakyan kasama na ang insurance tama ba?
unang una dapat kunin mo muna ang insurance policy mo kung saan ka naka insured? then basahin mo ang terms ang condition, at ito lang ang makakasagot sa tanong mo.
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Darker and Bigger
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Tsikoteer
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May 4th, 2009 03:18 PM #4Casa for sure yan because its under warranty. How come you didnt have the policy? In the first place you must have it checked before you compromise the agreement with the dealer. Check with your SA.
Originally Posted by shesam022806
There are insurances that offers monthly payment instead of paying the premium. In this case, if accident happens, the car owner will pay fully the premium amount before getting the claims. If in you case you have paid it in full, then there will be no problem.
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Tsikot Member Rank 2
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May 4th, 2009 05:02 PM #5Most will allow casa repairs up to 5 years. Some, even 10 years or practically indefinitely. What to look out for is the depreciation when having the car repaired. Most insurance I know will only factor in depreciation after the 3rd year.
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May 4th, 2009 10:22 PM #6Talk to the agent or CASA where you got your unit. Ask for the insurance policy and then contact the agent assigned to your insurance policy.
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May 5th, 2009 08:05 PM #7Normally ba pag replacement parts, kailangan ibalik yung luma pag sa shop ka nagpagawa?
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May 6th, 2009 12:15 PM #8onga po.dapat may copy na kayo ng insurance policy kasi hinihingi nila yun pag nag claim.or at least the insurance policy number?
sa kin ganun eh.nakalagay din sa policy na pag damages lang either sa casa or the acredited shop ipapagawa. ang hassle lang,kelangan dalhin car for inspection muna then tsaka palang i-schedule yung pagawa. when in fact, right after the accident dinala ko agad sa casa para inspect (malapit lang kasi).
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Originally Posted by shesam022806
