Insuring yourself (Other than your car)

[skipper]

Importante talaga ang car insurance kasi inevitable naman ang aksidente diba. At mahal talaga magpaayos ng auto kaya kumuha na rin ako pero naisip niyo ba ever na ipa-insure ang taong sumasakay o nagdradrive nung sasakyan?

haha. Well lately din lang ako nagka-epiphany at narealize ko na matagal ng may insurance ang kotse ko pero ako wala pa. Paano naman kung talagang nasangkot ako sa aksidente diba? So yun, nag-invest ako sa Sparxx Max from Pioneer Life. Accident insurance siya with additional benefits. Mukhang ok naman siya kasi for P550, you get P100,000 personal accident insurance and P50,000 cash burial assistance na valid for 1 year upon registration. Other than that, meron ding kasamang P300 start-up savings na pwede mong dagdagan whenever mo gusto at amounts ranging fromP300-P5,000. I actually just saw this on Facebook because may official fanpage sila so if you guys are looking for affordable accident insurance, just check out: http://goo.gl/W4v0

[mark_t]

mang inasal?

Anyway if you are serious, you should get your SSS policy first.(maximum)
Pension Plan.
2nd is your Casualty Policy. At least equal to your annual income.
(maximum is 10X). This is the PA that you have which is a joke,
100,000 should not cost you more than 150petot unless you are a fisherman.

Try comparing your policy with the pre approved policy Cebuana Llhuiler is selling at their pawnshops.

[highway_stud]

mark_t I think this is the link skipper was supposed to post:http://bit.ly/aQglRw haha.

I availed of Sparxx Max na rin eh and its ok naman pero thanks din for the suggestion. I will definitely look into that. Getting Sparxx Max was pretty hassle-free for me. I just dropped by a 7-11 branch that sells Sparxx Max and nagbayad lang ako ng P550 and took home the forms and filed them out. I submitted them to the Pioneer office in Makati and asked all the necessary questions. After that, ok na and registered na ko for 1 year so hanggang March 2011 ay insured ako when it comes to accidents not that I want to get into one anytime soon (knocks on wood). Also, pwede na rin ako magsimula ng long-term savings ko. Kasama din kasi siya dun sa benefits ng Sparxx Max eh P300 muna siya for now pero promise ko na maghuhulog ako ng at least P300 every payday para may regular savings na ko na makukuha ko after a few years. At least may ipon na ko for the future

I'm glad na rin na nagsimula na ko kumuha ng mga ganito. Proves that I'm growing up na and thinking about my future. haha.