insurance company recovery

**yapoy86** · May 23rd, 2012 01:52 PM

sa mga experts dyan sa insurance, advise naman, i have a friend involved in a car accident, his car doesn't have insurance but the other party has insurance, nun andun na sila sa traffic police, nagkaron na sila ng settlement at i-claim na lang daw nila sa insurance nila yung damage ng vehicle nila..

ngayon ang problem eh naka receive yung friend ko ng letter from the insurance company regarding the accident and as per the letter eh mag out of court settlement na lang otherwise they will refer daw to their legal department..

the question is how to handle this kind of case??

i advised him to get a lawyer to help him na..

ako kasi alam ko sa insurance sila na bahala di ba??

**yapoy86** · May 23rd, 2012 05:48 PM

Any inputs??

**frequenzy** · May 23rd, 2012 05:59 PM

ang tanong cnu ba ang may kasalanan?

**robot.sonic** · May 23rd, 2012 07:35 PM

ano ba ang gustong mangyari ng insurance? bayaran ng friend mo yuing damage?

**mark_t** · May 23rd, 2012 09:45 PM

1. What exactly is their settlement?

2. Even if your friend gets a lawyer, the judgement will still be to pay the aggrieved party.

3. If your friend can buy a tank of gasoline, he surely can buy a TPL. He choose to self insure, so he assumes his liability.

**yapoy86** · May 24th, 2012 06:50 AM

meron naman po sya TPL... ang wala eh yung comprehensive insurance... yung insurance company sinisingil sya sa damage ng sasakyan... as per kung sino may kasalanan wala naman naka indicate sa police report.. ang sabi daw ng pulis kung makarating daw sa korte, yung court na bahala mag decision.. kaya nag settle nalang.

ngayon naghahabol yung insurance dun sa friend ko siguro para mabawi yung loss nila.. paano ba yun??

**spencer101173** · May 24th, 2012 10:50 AM

kung may insurance yun friend mo iforward lang niya yun letter na received niya sa kanyang insurance. yun insurance niya ang bahala makipag usap sa kabilang insurance.

pagka alam ko demand letter lang nang insurance yan, hindi pa nila pinapadala sa legal/attorney nila.

pag walang insurance yun friend mo and wala naman siyang kasalanan pwede niyang tawagan yun ka bumping party nang freind mo na bakit nagpadala nang letter yun insurance nila.

**_Qwerty_** · May 24th, 2012 11:14 AM

dapat kasi... nag usap sila.. since wala syang insurance.. kung sya may kasalanan.. sinabi nya don sa isang party.. sya na lang sasagot nang participation.. para wala nang habol habol na ganyan..

**yapoy86** · May 24th, 2012 11:59 AM

yung kabanggan nya eh company issued vehicle.. so ang kausap nya yung driver at nag settle na ok na sila.. ang kaso yung company insurance nag padala ng demand letter