sa mga experts dyan sa insurance, advise naman, i have a friend involved in a car accident, his car doesn't have insurance but the other party has insurance, nun andun na sila sa traffic police, nagkaron na sila ng settlement at i-claim na lang daw nila sa insurance nila yung damage ng vehicle nila..
ngayon ang problem eh naka receive yung friend ko ng letter from the insurance company regarding the accident and as per the letter eh mag out of court settlement na lang otherwise they will refer daw to their legal department..
the question is how to handle this kind of case??
i advised him to get a lawyer to help him na..
ako kasi alam ko sa insurance sila na bahala di ba??
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May 23rd, 2012 01:52 PM #1
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May 23rd, 2012 07:35 PM #4ano ba ang gustong mangyari ng insurance? bayaran ng friend mo yuing damage?
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May 23rd, 2012 09:45 PM #51. What exactly is their settlement?
2. Even if your friend gets a lawyer, the judgement will still be to pay the aggrieved party.
3. If your friend can buy a tank of gasoline, he surely can buy a TPL. He choose to self insure, so he assumes his liability.Last edited by mark_t; May 23rd, 2012 at 09:48 PM.
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May 24th, 2012 06:50 AM #6meron naman po sya TPL... ang wala eh yung comprehensive insurance... yung insurance company sinisingil sya sa damage ng sasakyan... as per kung sino may kasalanan wala naman naka indicate sa police report.. ang sabi daw ng pulis kung makarating daw sa korte, yung court na bahala mag decision.. kaya nag settle nalang.
ngayon naghahabol yung insurance dun sa friend ko siguro para mabawi yung loss nila.. paano ba yun??
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May 24th, 2012 10:50 AM #7kung may insurance yun friend mo iforward lang niya yun letter na received niya sa kanyang insurance. yun insurance niya ang bahala makipag usap sa kabilang insurance.
pagka alam ko demand letter lang nang insurance yan, hindi pa nila pinapadala sa legal/attorney nila.
pag walang insurance yun friend mo and wala naman siyang kasalanan pwede niyang tawagan yun ka bumping party nang freind mo na bakit nagpadala nang letter yun insurance nila.
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May 24th, 2012 11:14 AM #8dapat kasi... nag usap sila.. since wala syang insurance.. kung sya may kasalanan.. sinabi nya don sa isang party.. sya na lang sasagot nang participation.. para wala nang habol habol na ganyan..
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May 24th, 2012 11:59 AM #9yung kabanggan nya eh company issued vehicle.. so ang kausap nya yung driver at nag settle na ok na sila.. ang kaso yung company insurance nag padala ng demand letter
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May 24th, 2012 12:17 PM #10kung siya ang may kasalanan e pwede siya singilin nung insurance company. so ask mo muna friend mo kung siya ba may sala o yung kabila.
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May 24th, 2012 12:19 PM #11syempre walang aamin kung sino may kasalanan.. kasi nag banggan sila sa intersection.. akala nung isa nagbigay yung kabila so go... eh akala din pala nung isa eh nagbigay sya kaya ayun salpok
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May 24th, 2012 12:21 PM #12Kalaokohan, ALAM ng friend mo Kung sino may kasalan...
Originally Posted by yapoy86
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May 24th, 2012 12:28 PM #13well according to him eh nagkagulatan sila at mabilis daw yung kabila... well assume na lang natin na naghabol si insurance tapos nakarating sa court... Originally Posted by shadow
what will happen kung di sya umattend ng hearing at magkaron ng desisyon??
or umattend sya ng hearing tapos ang desisyon eh magbayad sya??
ano kaya mga posible na steps nya at ano ang pwede mangyari??
makukulong ka ba pag wala ka pambayad??
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May 24th, 2012 12:29 PM #14Walang kulong dahil civil Lang yan...paano ba exacto nangyari at siya lumalabas na may kasalanan, sigurado Sa police report friend mo may kasalanana. Originally Posted by yapoy86
Hinde aabot ng korte yan, Kung mga PUV hinde na sinisingil ng mga insurance din eh, write off na nila yan..Last edited by shadow; May 24th, 2012 at 12:32 PM.
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May 24th, 2012 01:09 PM #15malinaw kasalanan ng friend mo "V1 bumped V2" eh...kung sino bumangga siya may kasalanan...
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May 24th, 2012 01:47 PM #16kung sabay sila dumating sa intersection sino ang nasa right side? play right dapat, rule of the road. kung turning left naman sino ang going straight? right of way yung going straight. kung turning left and turning right, right of way yung turning left. simple lany yan.
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May 24th, 2012 03:26 PM #17parehas sila going straight sa intersection.... Originally Posted by yebo
alam ko nga court na mag dedecide.. nag woworry lang kasi sya dun sa demand letter ng insurance company...
loss na dapat ni insurance yun di ba??
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May 24th, 2012 03:28 PM #18may nagsabi rin sa akin na hahabulin ka talaga ng insurance. pero syempre kelangan patunayan na ikaw may kasalanan. nagtatanong tanong pa rin ako kasi naisip ko na rin to dati eh. kasi mga kotse namin naka TPL lang din. hahaha Originally Posted by yapoy86
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May 24th, 2012 03:37 PM #19kung parehong straight.. hindi magkaka banggaan yan sir.. merong pakaliwa or pakanan siguro sa kanila..
Originally Posted by yapoy86
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May 24th, 2012 03:21 PM #20alam ko hindi nagbibigay ng conclusion yung police. sa court isesettle kung sino may kasalanan. sinusulat lang nila yung nakita nila and sabi ng parties. in the end, kahit sinabing V1 bumped V2 court pa rin mag dedecide kung sino talaga may sala. nung nabangga kami ng truck kahit obvious na yung truck may sala ayaw magsalita ng pulis. tinanong lang nung pulis kung aaminin daw ba ng truck driver na siya may kasalanan. umamin naman kaya nasulat sa report. hehehe.
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Originally Posted by yapoy86
