No claim discount?

[dhisky]

Mag expire na insurance ko and we're about to re-new it na with the same company (Malayan).

My question is, is the "no claim" discount standard practice or at least common strategy of all insurance companies?

[basucat]

Not all apply the no claim discount. You can always try to ask for it. But even without, your premium should go down kasi bababa ang value ng car.